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Home›New Jersey›Ocean County›Oak Ridge

June Marcia Williams — Licensed Insurance Agent in Oak Ridge, NJ
June Marcia Williams
Your Insurance Agent in Oak Ridge, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Oak Ridge, NJ...
National Producer No.
17209549
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Life Insurance in Oak Ridge, NJ

Dedicated Coverage Options from Final Expense to Term Life in Ocean County

The Smart Choice for Dependable Life Insurance in Oak Ridge, NJ

Your local licensed agent in Oak Ridge, Ocean County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Oak Ridge, Ocean County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Oak Ridge, NJ

Oak Ridge, NJ — Your Local Producer

Hello Oak Ridge neighbors. There's a special kind of peace that comes with living here, surrounded by the natural beauty of our community. I believe your financial future should feel just as secure. My name is June Marcia Williams, and as a licensed insurance producer right here in New Jersey, I'm dedicated to helping local families find the right personal insurance plans. From Term and Whole Life to policies covering final expenses or unexpected illnesses, I can help you navigate your options. Let's talk about protecting what matters most to you. (NPN: 17209549, NJ License No: 1543971)

  • Jefferson Township High School
  • Oak Ridge Reservoir
  • Route 23 & Oak Ridge Road
NPN17209549NJ License1543971

Oak Ridge is home to approximately 11,000 residents in Ocean County, with a median age of 45.8 and a median household income of $119,000. About 90% of homes are owner-occupied; the median home value is $386,000. 42% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 4% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Oak Ridge households.

How Oak Ridge compares to Ocean County

OCEAN COUNTY · 639K RESIDENTS OAK RIDGE · 11K RESIDENTS
Ocean County vs Oak Ridge — population comparison Ocean County: 638,691 residents. Oak Ridge: 10,997 residents, 1.7% of Ocean County population.
638,691 OCEAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
10,997 OAK RIDGE RESIDENTS ↳ 1.7% of Ocean County residents
Underwriting Guidelines

Can I get life insurance with high blood pressure in Oak Ridge, NJ?

Coverage is widely available. Oak Ridge sits within Ocean County (population ~639,000, 9.5% uninsured), where 31.4% of adults have high blood pressure alongside 24.6% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Seaside Heights →

📊 Top Health Considerations (CDC)

Top Health Considerations for Oak Ridge (CITY) High cholesterol: 39.9%. High blood pressure: 31.4%. Obesity: 24.6%. Diagnosed diabetes: 8.7%. Current cigarette smoking: 10.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OAK RIDGE High cholesterol 39.9% High blood pressure 31.4% Obesity 24.6% Diagnosed diabetes 8.7% Current cigarette smoking 10.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Ocean County Gov Portal .GOV
Population ~10,997
Lack of health insurance (18–64) 7.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3453910
Google Maps
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Available in Oak Ridge

Life Insurance Products in Oak Ridge, NJ

10 insurance products available in Oak Ridge

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Ocean County and Nearby New Jersey Counties

Life Insurance by City Near Oak Ridge, NJ

Life insurance by city across Ocean County and adjacent New Jersey counties.

🌟 Cities Served near Oak Ridge

30 Cities · 3 Counties
Camden County10
BarringtonCamdenCollingswoodGloucester CityHaddonfieldHi-NellaLindenwoldSomerdaleStratfordWinslow
Ocean CountyHome10
BarnegatBarnegat LightBrickJacksonLakewoodLavalletteSeaside HeightsShip BottomSurf CityToms River
Burlington County10
BordentownBurlingtonDelancoEastampton TwpFlorenceHainesportMoorestownMount LaurelRivertonWillingboro
Official Resources

Know your rights in Oak Ridge.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Oak Ridge Life Insurance Questions

💰

How much does life insurance cost in Oak Ridge?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Oak Ridge
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Oak Ridge?

Yes. June serves all of Oak Ridge and every municipality in Ocean County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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Licensed in 5 states NPN verified No obligation
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