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Home›New Jersey›Monmouth County›Oakhurst

June Marcia Williams — Licensed Insurance Agent in Oakhurst, NJ
June Marcia Williams
Your Insurance Agent in Oakhurst, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Oakhurst, NJ...
National Producer No.
17209549
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Life Insurance in Oakhurst, NJ

Dedicated Coverage Options from Final Expense to Term Life in Monmouth County

The Smart Choice for Dependable Life Insurance in Oakhurst, NJ

Your local licensed agent in Oakhurst, Monmouth County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Oakhurst, Monmouth County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Oakhurst, NJ

Oakhurst, NJ — Your Local Producer

As a resident of Monmouth County, I understand the importance of building a secure future for your family right here in our Oakhurst community. I'm June Marcia Williams, your local licensed insurance producer, and I'm dedicated to helping my neighbors navigate their personal insurance options with clarity and confidence. My focus is on providing personalized guidance for policies like Term, Whole, and Universal Life, as well as coverage for final expenses, critical illness, or accidents. I'm here to help you understand the choices available so you can protect what matters most. (NPN: 17209549, NJ License No: 1543971).

  • Ocean Township High School
  • Joe Palaia Park
  • Oakhurst First Aid Squad
NPN17209549NJ License1543971

Oakhurst is home to approximately 3,900 residents in Monmouth County, with a median age of 37.0 and a median household income of $130,000. About 87% of homes are owner-occupied; the median home value is $586,000. 45% of adults hold a bachelor's degree or higher; households with children make up 39%; veterans comprise 2% of residents. Average household size is 3.2. These demographic markers shape which life insurance products fit Oakhurst households.

How Oakhurst compares to Monmouth County

MONMOUTH COUNTY · 643K RESIDENTS OAKHURST · 4K RESIDENTS
Monmouth County vs Oakhurst — population comparison Monmouth County: 643,064 residents. Oakhurst: 3,912 residents, 0.6% of Monmouth County population.
643,064 MONMOUTH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,912 OAKHURST RESIDENTS ↳ 0.6% of Monmouth County residents
Underwriting Guidelines

Are Oakhurst residents with high blood pressure able to qualify for life insurance?

Yes. Monmouth County's health profile — 643,000 residents, 7.7% uninsured, 32.2% adults with high blood pressure, 19.4% with arthritis — shapes how A-rated carriers tier rate classes for Oakhurst applicants. Standard or Preferred is achievable when high blood pressure is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Shrewsbury →

📊 Top Health Considerations (CDC)

Top Health Considerations for Oakhurst (CITY) High cholesterol: 39.4%. High blood pressure: 32.2%. Obesity: 30%. Diagnosed diabetes: 9.3%. Current cigarette smoking: 9.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OAKHURST High cholesterol 39.4% High blood pressure 32.2% Obesity 30.0% Diagnosed diabetes 9.3% Current cigarette smoking 9.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Monmouth County Gov Portal .GOV
Population ~3,912
Lack of health insurance (18–64) 7.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3453790
Google Maps
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Available in Oakhurst

Life Insurance Products in Oakhurst, NJ

10 insurance products available in Oakhurst

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Monmouth County and Nearby New Jersey Counties

Life Insurance by City Near Oakhurst, NJ

Life insurance by city across Monmouth County and adjacent New Jersey counties.

🌟 Cities Served near Oakhurst

30 Cities · 3 Counties
Ocean County10
BarnegatBarnegat LightBrickJacksonLakewoodLavalletteSeaside HeightsShip BottomSurf CityToms River
Monmouth CountyHome10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Hudson County10
BayonneGuttenbergHobokenJersey CityKearnyNorth BergenSecaucusUnion CityWeehawkenWest New York
Official Resources

Know your rights in Oakhurst.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Oakhurst Life Insurance Questions

💰

How much does life insurance cost in Oakhurst?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Oakhurst
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Oakhurst?

Yes. June serves all of Oakhurst and every municipality in Monmouth County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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