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Home›New Jersey›Monmouth County›Cliffwood Beach

June Marcia Williams — Licensed Insurance Agent in Cliffwood Beach, NJ
June Marcia Williams
Your Insurance Agent in Cliffwood Beach, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cliffwood Beach, NJ...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Cliffwood Beach

Dedicated Coverage Options from Final Expense to Term Life in Monmouth County

The Smart Choice for Dependable Life Insurance in Cliffwood Beach, NJ

Your local licensed agent in Cliffwood Beach, Monmouth County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Cliffwood Beach, Monmouth County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cliffwood Beach, NJ

Cliffwood Beach, NJ — Your Local Producer

As a resident of Monmouth County, I appreciate the unique charm of our bayshore communities like Cliffwood Beach. My name is June Marcia Williams, and I'm a licensed insurance producer right here in New Jersey. I'm committed to helping my neighbors understand their options for protecting what matters most. Whether you're considering Term Life, Final Expense, or other personal insurance policies, I can provide clear, one-on-one guidance. My goal is to help you build a secure financial future for your family. (NPN: 17209549, New Jersey License No: 1543971)

  • Cliffwood Beach Waterfront Park
  • Cliffwood Elementary School
  • Intersection of Route 35 and Cliffwood Avenue
NPN17209549NJ License1543971

Cliffwood Beach is home to approximately 3,000 residents in Monmouth County, with a median age of 44.8 and a median household income of $112,000. About 93% of homes are owner-occupied; the median home value is $303,000. 19% of adults hold a bachelor's degree or higher; households with children make up 20%; veterans comprise 5% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Cliffwood Beach households.

How Cliffwood Beach compares to Monmouth County

MONMOUTH COUNTY · 643K RESIDENTS CLIFFWOOD BEACH · 3K RESIDENTS
Monmouth County vs Cliffwood Beach — population comparison Monmouth County: 643,064 residents. Cliffwood Beach: 3,008 residents, 0.5% of Monmouth County population.
643,064 MONMOUTH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,008 CLIFFWOOD BEACH RESIDENTS ↳ 0.5% of Monmouth County residents
Underwriting Guidelines

Are Cliffwood Beach residents with high cholesterol able to qualify for life insurance?

Cliffwood Beach applicants with high cholesterol qualify routinely. The local risk pool — Monmouth County's ~643,000 residents, 7.7% without health coverage — shows 38.4% adult prevalence of high cholesterol and 32.9% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Cliffwood Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Highlands →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cliffwood Beach (CITY) High cholesterol: 38.4%. High blood pressure: 32.2%. Obesity: 32.9%. Diagnosed diabetes: 9.9%. Current cigarette smoking: 12%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CLIFFWOOD BEACH High cholesterol 38.4% High blood pressure 32.2% Obesity 32.9% Diagnosed diabetes 9.9% Current cigarette smoking 12.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Monmouth County Gov Portal .GOV
Population ~3,008
Lack of health insurance (18–64) 9.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3413630
Google Maps
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Available in Cliffwood Beach

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Monmouth County and Neighboring New Jersey Counties

Cities served near Cliffwood Beach.

June Marcia Williams writes life insurance and supplemental health policies across Monmouth County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Cliffwood Beach

30 Cities · 3 Counties
Mercer County10
Dutch NeckGrovevilleHamilton SquareMercervilleRobbinsville CenterTrentonWest TrentonWhite HorseWindsorYardville
Monmouth CountyHome10
Asbury ParkBelfordLeonardoLincroftLong BranchNavesinkNew MonmouthNorth MiddletownOceanPort Monmouth
Ocean County10
Beach Haven WestCrestwood VillageJacksonLeisure VillageLeisure Village EastManahawkinMystic IslandShip BottomSilver RidgeToms River
Official Resources

Know your rights in Cliffwood Beach.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cliffwood Beach insurance — answered.

💰

How much does life insurance cost in Cliffwood Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cliffwood Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cliffwood Beach?

Yes. June serves all of Cliffwood Beach and every municipality in Monmouth County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

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