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Home›New Jersey›Bergen County›Wood Ridge

June Marcia Williams — Licensed Insurance Agent in Wood Ridge, NJ
June Marcia Williams
Your Insurance Agent in Wood Ridge, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Wood Ridge, NJ...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Wood Ridge | Same-Day Quotes

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Wood Ridge Without the Complexity

Your local licensed agent in Wood Ridge, Bergen County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Wood Ridge, Bergen County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Wood Ridge, NJ

Wood Ridge, NJ — Your Local Producer

As a fellow Bergen County resident, I understand the value of the close-knit community spirit that makes Wood Ridge such a special place to call home. It’s that same spirit of looking out for one another that guides my work. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to helping my neighbors navigate their options for personal insurance. From Term Life and Final Expense policies to plans covering critical illness or accidents, I provide clear, straightforward guidance to help you secure your family’s future. I'm here to help you make confident decisions. (NJ License No: 1543971, NPN: 17209549)

  • Wood-Ridge High School
  • Wood-Ridge Memorial Library
  • Wood-Ridge Station
NPN17209549NJ License1543971

Wood Ridge is home to approximately 10,000 residents in Bergen County, with a median age of 38.0 and a median household income of $133,000. About 63% of homes are owner-occupied; the median home value is $500,000. 56% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 3% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Wood Ridge households.

How Wood Ridge compares to Bergen County

BERGEN COUNTY · 953K RESIDENTS WOOD RIDGE · 10K RESIDENTS
Bergen County vs Wood Ridge — population comparison Bergen County: 953,243 residents. Wood Ridge: 9,978 residents, 1.0% of Bergen County population.
953,243 BERGEN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
9,978 WOOD RIDGE RESIDENTS ↳ 1.0% of Bergen County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Wood Ridge, NJ?

Coverage is widely available. Wood Ridge sits within Bergen County (population ~958,000, 9.8% uninsured), where 8.4% of adults have current cigarette smoking alongside 38.3% with high cholesterol per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Wood Ridge families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Haworth →

📊 Top Health Considerations (CDC)

Top Health Considerations for Wood Ridge (CITY) High cholesterol: 38.3%. High blood pressure: 28.8%. Obesity: 25.3%. Diagnosed diabetes: 7.7%. Current cigarette smoking: 8.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WOOD RIDGE High cholesterol 38.3% High blood pressure 28.8% Obesity 25.3% Diagnosed diabetes 7.7% Current cigarette smoking 8.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bergen County Gov Portal .GOV
Population ~9,978
Lack of health insurance (18–64) 8.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3482570
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Wood-Ridge photo 1Wood-Ridge photo 2
Photos by Angel Gaikwad-Burkey , Angel Gaikwad-Burkey via Google Maps
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Wood-Ridge
njwoodridge.org
Wood-Ridge, NJ, USA
Available in Wood Ridge

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Bergen County and Neighboring New Jersey Counties

Cities served near Wood Ridge.

June Marcia Williams writes life insurance and supplemental health policies across Bergen County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Wood Ridge

30 Cities · 3 Counties
Union County10
Berkeley HeightsConnecticut FarmsElizabethLindenNew ProvidencePlainfieldRahwayRoselleSummitWestfield
Bergen CountyHome10
Fort LeeGarfieldNorth ArlingtonParamusRamapo College of New JerseyRidgewoodRidgewood VillageRutherfordTenaflyWaldwick
Morris County10
Budd LakeDenvilleFlandersFlorham ParkGilletteLake HiawathaMorristownParsippanyPequannockPompton Plains
Official Resources

Know your rights in Wood Ridge.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Wood Ridge insurance — answered.

💰

How much does life insurance cost in Wood Ridge?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Wood Ridge
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Wood Ridge?

Yes. June serves all of Wood Ridge and every municipality in Bergen County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

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