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June Marcia Williams — Licensed Insurance Agent in Montville, NJ
June Marcia Williams
Your Insurance Agent in Montville, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Montville, NJ...
National Producer No.
17209549
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Life Insurance in Montville, NJ

Top-Rated Financial Protection for Montville Residents

Honest, Local Insurance Guidance for Your Family's Future in Morris County

Your local licensed agent in Montville, Morris County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Montville, Morris County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Montville, NJ

Montville, NJ — Your Local Producer

As a fellow New Jersey resident, I understand the unique character and lifestyle of communities like Montville. From the scenic drives through Morris County to the strong sense of local pride, it's a special place to build a life and protect your family's future. As a licensed insurance producer, my goal is to help my neighbors in Montville navigate their options for life insurance and other personal coverage. Whether you're considering Term Life, Final Expense, or other policies, I'm here to provide clear, personalized guidance. Let's work together to find a plan that fits your needs. (June Marcia Williams, NPN: 17209549, NJ License No: 1543971)

  • Montville Township Municipal Building
  • Montville Township High School
  • Pyramid Mountain Natural Historic Area
NPN17209549NJ License1543971
Underwriting Guidelines

Does diagnosed diabetes affect life insurance rates in Montville, NJ?

Montville applicants with diagnosed diabetes qualify routinely. The local risk pool — Morris County's ~509,000 residents, 7.9% without health coverage — shows 9.0% adult prevalence of diagnosed diabetes and 8.4% with current cigarette smoking. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Mine Hill →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Morris County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
3.0 4 reviews
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Montville Township Municipal Building
Open now · Mon 8:30 AM – 4:30 PM
(973) 331-3300
montvillenj.org
195 Changebridge Rd, Montville, NJ 07045, USA
Recent Reviews
Morganne B ★☆☆☆☆
"Went to pick up my marriage license today and Melinda Pflug was very rude. I thought the whole process was supposed to be a happy experience, boy was I wrong. She was talking at me in a very aggressiv…"
Hotrod8677 ★☆☆☆☆
"To say there is a lack of communication is a understatement. I've dealt with calling the Municipal Building for certain issues. If you get through, you'll play phone tag till you get annoyed and stop."
Available in Montville

Life Insurance Products in Montville, NJ

10 insurance products available in Montville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Morris County and Nearby New Jersey Counties

Life Insurance by City Near Montville, NJ

Life insurance by city across Morris County and adjacent New Jersey counties.

🌟 Cities Served near Montville

30 Cities · 3 Counties
Essex County10
BellevilleBloomfieldEast OrangeLivingstonMaplewoodMillburnNewarkNorth CaldwellOrangeWest Orange
Morris CountyHome10
ButlerDenvilleFlorham ParkLincoln ParkMadisonMorristownMount ArlingtonParsippanyPequannockWharton
Passaic County10
BloomingdaleCliftonPassaicPatersonPompton LakesProspect ParkWanaqueWest MilfordWest PatersonWoodland Park
Official Resources

Know your rights in Montville.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Montville Life Insurance Questions

💰

How much does life insurance cost in Montville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Montville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Montville?

Yes. June serves all of Montville and every municipality in Morris County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

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Licensed in 5 states NPN verified No obligation
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