June Marcia Williams

Your Insurance Agent in Wharton, NJ

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Wharton, NJ...

National Producer No.

17209549

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Life Insurance in Wharton, NJ

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Wharton Without the Complexity

Your local licensed agent in Wharton, Morris County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Wharton, Morris County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

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🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Wharton, NJ

Wharton, NJ — Your Local Producer

For my neighbors in Wharton, living in the heart of Morris County means valuing both our rich history and the close-knit community we've built. As a local licensed insurance producer, I'm dedicated to helping you protect what matters most. I offer personalized guidance on a range of options, including Term Life, Final Expense, and Critical Illness plans, to help secure your family's financial future. My goal is to provide clear, straightforward advice so you can make informed decisions. As your neighbor, I'm here to help. (June Marcia Williams, NPN: 17209549, New Jersey License No: 1543971)

Wharton Borough Hall
Hugh Force Canal Park
MacKinnon Middle School

NPN17209549NJ License1543971

Wharton is home to approximately 7,200 residents in Morris County, with a median age of 37.9 and a median household income of $91,600. About 55% of homes are owner-occupied; the median home value is $325,000. 28% of adults hold a bachelor's degree or higher; households with children make up 33%; veterans comprise 4% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Wharton households.

How Wharton compares to Morris County

MORRIS COUNTY · 509K RESIDENTS WHARTON · 7K RESIDENTS

508,816 MORRIS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

7,217 WHARTON RESIDENTS ↳ 1.4% of Morris County residents

Underwriting Guidelines

How does arthritis impact life insurance underwriting in Wharton, NJ?

Coverage is widely available. Wharton sits within Morris County (population ~509,000, 7.9% uninsured), where 17.6% of adults have arthritis alongside 10.5% with diagnosed diabetes per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Victory Gardens →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Morris County Gov Portal .GOV

Population ~7,217

Lack of health insurance (18–64) 14.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3480390

3.3 3 reviews

View on Google Maps

Borough of Wharton Municipal Building

(973) 361-8444

whartonnj.com

10 Robert St, Wharton, NJ 07885, USA

Recent Reviews

Cristian Orlando ★☆☆☆☆

"I was very disappointed with the person who helped me, a lady named Sandi. She was not very polite when I went to pay the water bill because I asked her to charge me on 2 cards and she got angry becau…"

All Things Defi ★★★★★

"Friendly police"

Available in Wharton

Life Insurance Products in Wharton, NJ

10 insurance products available in Wharton

📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

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Life Insurance in Morris County and Nearby New Jersey Counties

Life Insurance by City Near Wharton, NJ

Life insurance by city across Morris County and adjacent New Jersey counties.

🌟 Cities Served near Wharton

30 Cities · 3 Counties

Sussex County10

Andover Augusta Fredon Green Hamburg Lafayette Montague Newton Sparta Sussex

Morris CountyHome10

Butler Denville Florham Park Lincoln Park Madison Montville Morristown Mount Arlington Parsippany Pequannock

Essex County10

Belleville Bloomfield East Orange Livingston Maplewood Millburn Newark North Caldwell Orange West Orange

Official Resources

Know your rights in Wharton.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Wharton Life Insurance Questions

💰

How much does life insurance cost in Wharton?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Wharton

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Wharton?

Yes. June serves all of Wharton and every municipality in Morris County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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