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Home›New Jersey›Morris County›Wharton

June Marcia Williams — Licensed Insurance Agent in Wharton, NJ
June Marcia Williams
Your Insurance Agent in Wharton, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Wharton, NJ...
National Producer No.
17209549
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Life Insurance in Wharton, NJ

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Wharton Without the Complexity

Your local licensed agent in Wharton, Morris County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Wharton, Morris County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Wharton, NJ

Wharton, NJ — Your Local Producer

For my neighbors in Wharton, living in the heart of Morris County means valuing both our rich history and the close-knit community we've built. As a local licensed insurance producer, I'm dedicated to helping you protect what matters most. I offer personalized guidance on a range of options, including Term Life, Final Expense, and Critical Illness plans, to help secure your family's financial future. My goal is to provide clear, straightforward advice so you can make informed decisions. As your neighbor, I'm here to help. (June Marcia Williams, NPN: 17209549, New Jersey License No: 1543971)

  • Wharton Borough Hall
  • Hugh Force Canal Park
  • MacKinnon Middle School
NPN17209549NJ License1543971

Wharton is home to approximately 7,200 residents in Morris County, with a median age of 37.9 and a median household income of $91,600. About 55% of homes are owner-occupied; the median home value is $325,000. 28% of adults hold a bachelor's degree or higher; households with children make up 33%; veterans comprise 4% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Wharton households.

How Wharton compares to Morris County

MORRIS COUNTY · 509K RESIDENTS WHARTON · 7K RESIDENTS
Morris County vs Wharton — population comparison Morris County: 508,816 residents. Wharton: 7,217 residents, 1.4% of Morris County population.
508,816 MORRIS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
7,217 WHARTON RESIDENTS ↳ 1.4% of Morris County residents
Underwriting Guidelines

How does arthritis impact life insurance underwriting in Wharton, NJ?

Coverage is widely available. Wharton sits within Morris County (population ~509,000, 7.9% uninsured), where 17.6% of adults have arthritis alongside 10.5% with diagnosed diabetes per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Victory Gardens →

📊 Top Health Considerations (CDC)

Top Health Considerations for Wharton (CITY) High cholesterol: 39.6%. High blood pressure: 32.1%. Obesity: 26.9%. Diagnosed diabetes: 10.5%. Current cigarette smoking: 10.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WHARTON High cholesterol 39.6% High blood pressure 32.1% Obesity 26.9% Diagnosed diabetes 10.5% Current cigarette smoking 10.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Morris County Gov Portal .GOV
Population ~7,217
Lack of health insurance (18–64) 14.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3480390
Google Maps
3.3 3 reviews
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Borough of Wharton Municipal Building
(973) 361-8444
whartonnj.com
10 Robert St, Wharton, NJ 07885, USA
Recent Reviews
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"I was very disappointed with the person who helped me, a lady named Sandi. She was not very polite when I went to pay the water bill because I asked her to charge me on 2 cards and she got angry becau…"
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Available in Wharton

Life Insurance Products in Wharton, NJ

10 insurance products available in Wharton

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Morris County and Nearby New Jersey Counties

Life Insurance by City Near Wharton, NJ

Life insurance by city across Morris County and adjacent New Jersey counties.

🌟 Cities Served near Wharton

30 Cities · 3 Counties
Sussex County10
AndoverAugustaFredonGreenHamburgLafayetteMontagueNewtonSpartaSussex
Morris CountyHome10
ButlerDenvilleFlorham ParkLincoln ParkMadisonMontvilleMorristownMount ArlingtonParsippanyPequannock
Essex County10
BellevilleBloomfieldEast OrangeLivingstonMaplewoodMillburnNewarkNorth CaldwellOrangeWest Orange
Official Resources

Know your rights in Wharton.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Wharton Life Insurance Questions

💰

How much does life insurance cost in Wharton?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Wharton
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Wharton?

Yes. June serves all of Wharton and every municipality in Morris County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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