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June Marcia Williams — Licensed Insurance Agent in Elizabeth, NJ
June Marcia Williams
Your Insurance Agent in Elizabeth, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Elizabeth, NJ...
National Producer No.
17209549
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Life Insurance in Elizabeth, NJ

Securing Families Across Union County with 9 Tailored Product Lines

Why Elizabeth Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Elizabeth, Union County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Elizabeth, Union County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Elizabeth, NJ

Elizabeth, NJ — Your Local Producer

For my neighbors here in Elizabeth and across Union County, I understand that our community is built on hard work and a deep commitment to family. Protecting your loved ones' financial future is a vital part of that. As a licensed insurance producer, I'm here to help you navigate options like Term Life, Final Expense, and other personal policies designed to provide security when it's needed most. My goal is to offer clear, straightforward guidance so you can make informed decisions. I'm June Marcia Williams, NPN: 17209549, New Jersey License No: 1543971.

  • Warinanco Park
  • The Mills at Jersey Gardens
  • Elizabeth City Hall
NPN17209549NJ License1543971

Elizabeth is home to approximately 135,700 residents in Union County, with a median age of 35.7 and a median household income of $59,900. About 25% of homes are owner-occupied; the median home value is $358,000. 14% of adults hold a bachelor's degree or higher; households with children make up 40%; veterans comprise 1% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Elizabeth households.

How Elizabeth compares to Union County

UNION COUNTY · 572K RESIDENTS ELIZABETH · 136K RESIDENTS
Union County vs Elizabeth — population comparison Union County: 572,079 residents. Elizabeth: 135,665 residents, 23.7% of Union County population.
572,079 UNION COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
135,665 ELIZABETH RESIDENTS ↳ 23.7% of Union County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Elizabeth, NJ?

Elizabeth applicants with high blood pressure qualify routinely. The local risk pool — Union County's ~572,000 residents, 15.0% without health coverage — shows 33.1% adult prevalence of high blood pressure and 35.1% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Cranford →

📊 Top Health Considerations (CDC)

Top Health Considerations for Elizabeth (CITY) High cholesterol: 35.7%. High blood pressure: 33.1%. Obesity: 35.1%. Diagnosed diabetes: 13.6%. Current cigarette smoking: 15.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ELIZABETH High cholesterol 35.7% High blood pressure 33.1% Obesity 35.1% Diagnosed diabetes 13.6% Current cigarette smoking 15.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Union County Gov Portal .GOV
Population ~135,665
Lack of health insurance (18–64) 27.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3421000
Google Maps
4.6 111 reviews
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City of Elizabeth
Closed now · Mon 9:00 AM – 4:00 PM
(908) 820-4000
elizabethnj.org
50 Winfield Scott Plaza, Elizabeth, NJ 07201, USA
Recent Reviews
William Smith ★★★★★
"I had a positive experience with the licensing department. Lamont and Jen were very helpful and attentive to my needs and concerns; explaining the details of the process to manage my expectations. Tha…"
Edgar Sierra ★★★★★
"Great Cuban parade today with a nice warm weather."
Available in Elizabeth

Life Insurance Products in Elizabeth, NJ

10 insurance products available in Elizabeth

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Union County and Nearby New Jersey Counties

Life Insurance by City Near Elizabeth, NJ

Life insurance by city across Union County and adjacent New Jersey counties.

🌟 Cities Served near Elizabeth

30 Cities · 3 Counties
Morris County10
ButlerDenvilleFlorham ParkLincoln ParkMontvilleMorristownMount ArlingtonParsippanyPequannockWharton
Union CountyHome10
Berkeley HeightsClarkFanwoodGarwoodLindenNew ProvidencePlainfieldRahwayRoselleSummit
Essex County10
BellevilleBloomfieldEast OrangeLivingstonMaplewoodMillburnNewarkNorth CaldwellOrangeWest Orange
Official Resources

Know your rights in Elizabeth.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Elizabeth Life Insurance Questions

💰

How much does life insurance cost in Elizabeth?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Elizabeth
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Elizabeth?

Yes. June serves all of Elizabeth and every municipality in Union County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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