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Home›New Jersey›Union County›Summit

June Marcia Williams — Licensed Insurance Agent in Summit, NJ
June Marcia Williams
Your Insurance Agent in Summit, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Summit, NJ...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Summit

Dedicated Coverage Options from Final Expense to Term Life in Union County

The Smart Choice for Dependable Life Insurance in Summit, NJ

Your local licensed agent in Summit, Union County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Summit, Union County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Summit, NJ

Summit, NJ — Your Local Producer

As a fellow New Jerseyan, I understand the strong sense of community that makes Summit and Union County such a wonderful place to live. Protecting your family's future in this unique setting is my priority. As a licensed insurance producer, I'm here to help my neighbors understand their options for personal insurance—from Term and Whole Life to policies covering final expenses, critical illness, or accidents. My goal is to provide clear, straightforward guidance so you can make confident choices for your loved ones. Let's work together to secure your peace of mind. (June Marcia Williams, NPN: 17209549, NJ License No: 1543971)

  • Summit City Hall
  • Summit Train Station
  • Reeves-Reed Arboretum
NPN17209549NJ License1543971

Summit is home to approximately 22,600 residents in Union County, with a median age of 40.5 and a median household income of $177,000. About 71% of homes are owner-occupied; the median home value is $908,000. 72% of adults hold a bachelor's degree or higher; households with children make up 42%; veterans comprise 2% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Summit households.

How Summit compares to Union County

UNION COUNTY · 572K RESIDENTS SUMMIT · 23K RESIDENTS
Union County vs Summit — population comparison Union County: 572,079 residents. Summit: 22,555 residents, 3.9% of Union County population.
572,079 UNION COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
22,555 SUMMIT RESIDENTS ↳ 3.9% of Union County residents
Underwriting Guidelines

Does obesity affect life insurance rates in Summit, NJ?

Yes, qualification is common in Summit. Within Union County's ~573,000 residents — including the 15.0% currently without health coverage — 24.0% of adults manage obesity and 17.2% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Summit families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Scotch Plains →

📊 Top Health Considerations (CDC)

Top Health Considerations for Summit (CITY) High cholesterol: 37.2%. High blood pressure: 28.6%. Obesity: 24%. Diagnosed diabetes: 8%. Current cigarette smoking: 7.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SUMMIT High cholesterol 37.2% High blood pressure 28.6% Obesity 24.0% Diagnosed diabetes 8.0% Current cigarette smoking 7.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Union County Gov Portal .GOV
Population ~22,555
Lack of health insurance (18–64) 7.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3471430
Google Maps
4.8 6 reviews
Summit City of Info City photo 1Summit City of Info City photo 2Summit City of Info City photo 3
Photos by Nico Samneil Salado , CH , Shima Rastegar via Google Maps
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Summit City of Info City
Open now · Mon 8:00 AM – 4:30 PM
(908) 277-9400
cityofsummit.org
512 Springfield Ave, Summit, NJ 07901, USA
Recent Reviews
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"Front Desk helped me with everything!"
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Available in Summit

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Union County and Neighboring New Jersey Counties

Cities served near Summit.

June Marcia Williams writes life insurance and supplemental health policies across Union County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Summit

30 Cities · 3 Counties
Somerset County10
Bradley GardensBridgewaterBridgewater CenterFinderneGriggstownMartinsvilleNeshanicSomersetTen Mile RunThe Hills
Union CountyHome10
Berkeley HeightsClarkConnecticut FarmsElizabethLindenNew ProvidencePlainfieldRahwayRoselleWestfield
Morris County10
Budd LakeDenvilleFlandersFlorham ParkGilletteLake HiawathaMorristownParsippanyPequannockPompton Plains
Official Resources

Know your rights in Summit.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Summit insurance — answered.

💰

How much does life insurance cost in Summit?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Summit
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Summit?

Yes. June serves all of Summit and every municipality in Union County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

← Previous Scotch Plains Union County, NJ 10 products available
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