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Home›New Jersey›Bergen County›Upper Saddle River

June Marcia Williams — Licensed Insurance Agent in Upper Saddle River, NJ
June Marcia Williams
Your Insurance Agent in Upper Saddle River, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Upper Saddle River, NJ...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Upper Saddle River | Same-Day Quotes

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Upper Saddle River Without the Complexity

Your local licensed agent in Upper Saddle River, Bergen County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Upper Saddle River, Bergen County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Upper Saddle River, NJ

Upper Saddle River, NJ — Your Local Producer

For my neighbors in Upper Saddle River, I understand that living in this beautiful part of Bergen County means valuing security and planning for the future. As a licensed New Jersey insurance producer, I'm here to help you navigate your options for personal protection. Whether you're considering Term Life, Final Expense, or other policies to safeguard your family's financial well-being, I provide personalized guidance to match your unique circumstances. My goal is to be your trusted local resource for these important decisions. (June Marcia Williams, NPN: 17209549, New Jersey License No: 1543971)

  • Upper Saddle River Borough Hall
  • Lions Park
  • Edith A. Bogert Memorial School
NPN17209549NJ License1543971

Upper Saddle River is home to approximately 8,300 residents in Bergen County, with a median age of 42.1 and a median household income of $234,000. About 89% of homes are owner-occupied; the median home value is $1,030,000. 73% of adults hold a bachelor's degree or higher; households with children make up 52%; veterans comprise 3% of residents. Average household size is 3.2. These demographic markers shape which life insurance products fit Upper Saddle River households.

How Upper Saddle River compares to Bergen County

BERGEN COUNTY · 953K RESIDENTS UPPER SADDLE RIVER · 8K RESIDENTS
Bergen County vs Upper Saddle River — population comparison Bergen County: 953,243 residents. Upper Saddle River: 8,313 residents, 0.9% of Bergen County population.
953,243 BERGEN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
8,313 UPPER SADDLE RIVER RESIDENTS ↳ 0.9% of Bergen County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Upper Saddle River, NJ?

Yes. Bergen County's health profile — 958,000 residents, 9.8% uninsured, 6.5% adults with current cigarette smoking, 42.6% with high cholesterol — shapes how A-rated carriers tier rate classes for Upper Saddle River applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Upper Saddle River families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Garfield →

📊 Top Health Considerations (CDC)

Top Health Considerations for Upper Saddle River (CITY) High cholesterol: 42.6%. High blood pressure: 32.3%. Obesity: 22.8%. Diagnosed diabetes: 8.3%. Current cigarette smoking: 6.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · UPPER SADDLE RIVER High cholesterol 42.6% High blood pressure 32.3% Obesity 22.8% Diagnosed diabetes 8.3% Current cigarette smoking 6.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bergen County Gov Portal .GOV
Population ~8,313
Lack of health insurance (18–64) 5.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3475140
Google Maps
2.7 6 reviews
Upper Saddle River Boro Hall photo 1Upper Saddle River Boro Hall photo 2Upper Saddle River Boro Hall photo 3
Photos by Debby “Brew” Sherr , Debby “Brew” Sherr , Debby “Brew” Sherr via Google Maps
View on Google Maps
Upper Saddle River Boro Hall
(201) 327-2196
usrtoday.org
376 W Saddle River Rd, Upper Saddle River, NJ 07458, USA
Recent Reviews
Debby “Brew” Sherr ★★★★★
"We moved to Upper Saddle River three years ago. After viewing so many houses before the pandemic locked us in. When we were finally able to get back to viewing houses, my husband saw the listing for t…"
roselle ★☆☆☆☆
"Rude, Rude, Rude! Perhaps the gal who is in the first office to the right when you walk into the building, can do her job with a smile, instead of making people think they are bothering you!"
Available in Upper Saddle River

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Bergen County and Neighboring New Jersey Counties

Cities served near Upper Saddle River.

June Marcia Williams writes life insurance and supplemental health policies across Bergen County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Upper Saddle River

30 Cities · 3 Counties
Union County10
Berkeley HeightsConnecticut FarmsElizabethLindenNew ProvidencePlainfieldRahwayRoselleSummitWestfield
Bergen CountyHome10
Fort LeeGarfieldNorth ArlingtonParamusRamapo College of New JerseyRidgewoodRidgewood VillageRutherfordTenaflyWaldwick
Morris County10
Budd LakeDenvilleFlandersFlorham ParkGilletteLake HiawathaMorristownParsippanyPequannockPompton Plains
Official Resources

Know your rights in Upper Saddle River.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Upper Saddle River insurance — answered.

💰

How much does life insurance cost in Upper Saddle River?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Upper Saddle River
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Upper Saddle River?

Yes. June serves all of Upper Saddle River and every municipality in Bergen County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

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