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Home›New Jersey›Bergen County›East Rutherford

June Marcia Williams — Licensed Insurance Agent in East Rutherford, NJ
June Marcia Williams
Your Insurance Agent in East Rutherford, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing East Rutherford, NJ...
National Producer No.
17209549
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Fast & Affordable Life Insurance in East Rutherford | Same-Day Quotes

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in East Rutherford Without the Complexity

Your local licensed agent in East Rutherford, Bergen County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for East Rutherford, Bergen County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · East Rutherford, NJ

East Rutherford, NJ — Your Local Producer

As a fellow Bergen County resident, I appreciate the unique character and close-knit feel of a community like East Rutherford. It’s that spirit of looking out for one another that guides my work. My name is June Marcia Williams, and as a licensed insurance producer, I am committed to helping my East Rutherford neighbors navigate their options for protecting their families' futures. I can help you understand various personal insurance plans, including Term Life, Whole Life, Final Expense, and Critical Illness policies, to find a solution that fits your specific needs. (NPN: 17209549, New Jersey License No: 1543971)

  • MetLife Stadium
  • American Dream
  • East Rutherford Borough Hall
NPN17209549NJ License1543971

East Rutherford is home to approximately 10,000 residents in Bergen County, with a median age of 38.3 and a median household income of $92,500. About 34% of homes are owner-occupied; the median home value is $447,000. 43% of adults hold a bachelor's degree or higher; households with children make up 26%; veterans comprise 2% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit East Rutherford households.

How East Rutherford compares to Bergen County

BERGEN COUNTY · 953K RESIDENTS EAST RUTHERFORD · 10K RESIDENTS
Bergen County vs East Rutherford — population comparison Bergen County: 953,243 residents. East Rutherford: 10,020 residents, 1.1% of Bergen County population.
953,243 BERGEN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
10,020 EAST RUTHERFORD RESIDENTS ↳ 1.1% of Bergen County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in East Rutherford, NJ?

Many East Rutherford residents secure competitive rates despite current cigarette smoking. Bergen County reports 10.3% adult prevalence (CDC PLACES); 38.0% also manage high cholesterol, with 9.8% of the ~958,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches East Rutherford families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby North Arlington →

📊 Top Health Considerations (CDC)

Top Health Considerations for East Rutherford (CITY) High cholesterol: 38%. High blood pressure: 29.6%. Obesity: 27%. Diagnosed diabetes: 8.7%. Current cigarette smoking: 10.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · EAST RUTHERFORD High cholesterol 38.0% High blood pressure 29.6% Obesity 27.0% Diagnosed diabetes 8.7% Current cigarette smoking 10.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bergen County Gov Portal .GOV
Population ~10,020
Lack of health insurance (18–64) 12.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3419510
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East Rutherford
eastrutherfordnj.net
East Rutherford, NJ, USA
Available in East Rutherford

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Bergen County and Neighboring New Jersey Counties

Cities served near East Rutherford.

June Marcia Williams writes life insurance and supplemental health policies across Bergen County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near East Rutherford

30 Cities · 3 Counties
Passaic County10
BloomingdaleCliftonHaskellPackanack LakePassaicPatersonPines LakePompton LakesPreaknessWest Paterson
Bergen CountyHome10
Fort LeeGarfieldNorth ArlingtonParamusRamapo College of New JerseyRidgewoodRidgewood VillageRutherfordTenaflyWaldwick
Essex County10
Ampere NorthBloomfieldEast OrangeLlewellyn ParkMaplewoodNewarkOrangePleasantdaleUpper MontclairWest Orange
Official Resources

Know your rights in East Rutherford.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

East Rutherford insurance — answered.

💰

How much does life insurance cost in East Rutherford?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

East Rutherford
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of East Rutherford?

Yes. June serves all of East Rutherford and every municipality in Bergen County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

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