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Home›New Jersey›Bergen County›Cliffside Park

June Marcia Williams — Licensed Insurance Agent in Cliffside Park, NJ
June Marcia Williams
Your Insurance Agent in Cliffside Park, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cliffside Park, NJ...
National Producer No.
17209549
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Life Insurance in Cliffside Park, NJ

Securing Families Across Bergen County with 9 Tailored Product Lines

Why Cliffside Park Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Cliffside Park, Bergen County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Cliffside Park, Bergen County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cliffside Park, NJ

Cliffside Park, NJ — Your Local Producer

Living here in Bergen County, we appreciate the unique blend of community and stunning views that places like Cliffside Park offer. As your local, licensed insurance producer, I'm dedicated to helping my neighbors protect what matters most. I provide personalized guidance on a range of options, including Term Life, Final Expense, and Critical Illness plans, to help you build a secure future for your family. My goal is to make the process clear and straightforward, so you can make informed decisions with confidence. (June Marcia Williams, NPN: 17209549, New Jersey License No: 1543971)

  • Cliffside Park Borough Hall
  • Palisade Avenue
  • Veterans Memorial Park
NPN17209549NJ License1543971

Cliffside Park is home to approximately 25,500 residents in Bergen County, with a median age of 39.9 and a median household income of $96,700. About 48% of homes are owner-occupied; the median home value is $521,000. 44% of adults hold a bachelor's degree or higher; households with children make up 26%; veterans comprise 2% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Cliffside Park households.

How Cliffside Park compares to Bergen County

BERGEN COUNTY · 953K RESIDENTS CLIFFSIDE PARK · 26K RESIDENTS
Bergen County vs Cliffside Park — population comparison Bergen County: 953,243 residents. Cliffside Park: 25,546 residents, 2.7% of Bergen County population.
953,243 BERGEN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
25,546 CLIFFSIDE PARK RESIDENTS ↳ 2.7% of Bergen County residents
Underwriting Guidelines

Does obesity affect life insurance rates in Cliffside Park, NJ?

Cliffside Park applicants with obesity qualify routinely. The local risk pool — Bergen County's ~953,000 residents, 9.8% without health coverage — shows 27.9% adult prevalence of obesity and 20.3% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Maywood →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cliffside Park (CITY) High cholesterol: 41.4%. High blood pressure: 33.5%. Obesity: 27.9%. Diagnosed diabetes: 10.8%. Current cigarette smoking: 10.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CLIFFSIDE PARK High cholesterol 41.4% High blood pressure 33.5% Obesity 27.9% Diagnosed diabetes 10.8% Current cigarette smoking 10.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bergen County Gov Portal .GOV
Population ~25,546
Lack of health insurance (18–64) 15.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3413570
Google Maps
4.0 4 reviews
View on Google Maps
Cliffside Park Mayor's Office
(201) 945-3456
cliffsideparknj.gov .GOV
525 Palisade Ave, Cliffside Park, NJ 07010, USA
Recent Reviews
Fugalien Kim ★☆☆☆☆
"They are not working for residents of region. Not kind, not helpful, but very aggressive. I really want to move out from this area because of their service and how they respond to the residents. While…"
Ray Gorritz ★★★★★
Available in Cliffside Park

Life Insurance Products in Cliffside Park, NJ

10 insurance products available in Cliffside Park

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Bergen County and Nearby New Jersey Counties

Life Insurance by City Near Cliffside Park, NJ

Life insurance by city across Bergen County and adjacent New Jersey counties.

🌟 Cities Served near Cliffside Park

30 Cities · 3 Counties
Passaic County10
BloomingdaleCliftonPassaicPatersonPompton LakesProspect ParkWanaqueWest MilfordWest PatersonWoodland Park
Bergen CountyHome10
Fort LeeGarfieldNorth ArlingtonParamusRamseyRidgewoodRidgewood VillageRutherfordTenaflyWaldwick
Essex County10
BellevilleBloomfieldEast OrangeLivingstonMaplewoodMillburnNewarkNorth CaldwellOrangeWest Orange
Official Resources

Know your rights in Cliffside Park.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cliffside Park Life Insurance Questions

💰

How much does life insurance cost in Cliffside Park?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cliffside Park
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cliffside Park?

Yes. June serves all of Cliffside Park and every municipality in Bergen County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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