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Home›Maryland›Wicomico County›Sharptown

June Marcia Williams — Licensed Insurance Agent in Sharptown, MD
June Marcia Williams
Your Insurance Agent in Sharptown, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Sharptown, MD...
National Producer No.
17209549
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Life Insurance in Sharptown, MD

Securing Families Across Wicomico County with 9 Tailored Product Lines

Why Sharptown Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Sharptown, Wicomico County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Sharptown, Wicomico County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Sharptown, MD

Sharptown, MD — Your Local Producer

For my neighbors here in Sharptown, life along the Nanticoke River offers a unique sense of peace and community that's worth protecting. As a fellow Marylander and licensed insurance producer, I'm dedicated to helping Wicomico County families secure their financial futures. My goal is to provide clear, personalized guidance on a range of options, including Term Life, Whole Life, Final Expense, and Critical Illness policies. I'm here to help you navigate these important decisions with confidence. I'm June Marcia Williams (NPN: 17209549, Maryland License No: 3004137002), and I look forward to serving our community.

  • Sharptown Town Hall
  • Cherry Beach Park
  • Sharptown Elementary School
NPN17209549MD License3004137002

Sharptown is home to approximately 754 residents in Wicomico County, with a median age of 35.2 and a median household income of $81,300. About 80% of homes are owner-occupied; the median home value is $167,000. 14% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 3% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Sharptown households.

How Sharptown compares to Wicomico County

WICOMICO COUNTY · 104K RESIDENTS SHARPTOWN · 754 RESIDENTS
Wicomico County vs Sharptown — population comparison Wicomico County: 103,815 residents. Sharptown: 754 residents, 0.7% of Wicomico County population.
103,815 WICOMICO COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
754 SHARPTOWN RESIDENTS ↳ 0.7% of Wicomico County residents
Underwriting Guidelines

Are Sharptown residents with high cholesterol able to qualify for life insurance?

Yes. Wicomico County's health profile — 104,000 residents, 9.1% uninsured, 41.0% adults with high cholesterol, 35.6% with high blood pressure — shapes how A-rated carriers tier rate classes for Sharptown applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Parsonsburg →

📊 Top Health Considerations (CDC)

Top Health Considerations for Sharptown (CITY) High cholesterol: 41%. High blood pressure: 35.6%. Obesity: 36.9%. Diagnosed diabetes: 11%. Current cigarette smoking: 13.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SHARPTOWN High cholesterol 41.0% High blood pressure 35.6% Obesity 36.9% Diagnosed diabetes 11.0% Current cigarette smoking 13.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Wicomico County Gov Portal .GOV
Population ~754
Lack of health insurance (18–64) 7.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2471650
Google Maps
Sharptown Town Hall photo 1Sharptown Town Hall photo 2
Photos by John Simpson (Johnny Jukebox) , John Simpson (Johnny Jukebox) via Google Maps
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Sharptown Town Hall
(410) 883-3767
townofsharptown.org
401 Main St, Sharptown, MD 21861, USA
Available in Sharptown

Life Insurance Products in Sharptown, MD

9 insurance products available in Sharptown

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Wicomico County and Nearby Maryland Counties

Life Insurance by City Near Sharptown, MD

Life insurance by city across Wicomico County and adjacent Maryland counties.

🌟 Cities Served near Sharptown

30 Cities · 3 Counties
Talbot County10
BozmanClaiborneCordovaEastonMcdanielNewcombOxfordSaint MichaelsSt. MichaelsTrappe
Wicomico CountyHome10
AllenBivalveDelmarFruitlandHebronMardela SpringsNanticokeParsonsburgPittsvilleSalisbury
Worcester County10
BerlinBishopvilleGirdletreeNewarkOcean CityPocomoke CityShowellSnow HillStocktonWest Ocean City
Official Resources

Know your rights in Sharptown.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Sharptown Life Insurance Questions

💰

How much does life insurance cost in Sharptown?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Sharptown
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Sharptown?

Yes. June serves all of Sharptown and every municipality in Wicomico County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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