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June Marcia Williams — Licensed Insurance Agent in White Oak, MD
June Marcia Williams
Your Insurance Agent in White Oak, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing White Oak, MD...
National Producer No.
17209549
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Life Insurance in White Oak, MD

Dedicated Coverage Options from Final Expense to Term Life in Montgomery County

The Smart Choice for Dependable Life Insurance in White Oak, MD

Your local licensed agent in White Oak, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for White Oak, Montgomery County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · White Oak, MD

White Oak, MD — Your Local Producer

Hello to my neighbors in White Oak! I love the unique character of our community, nestled right here in Montgomery County. As a local resident, I understand the importance of protecting what matters most to our families. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping individuals and families in our area understand their options. I can assist you with personal insurance solutions like Term Life, Whole Life, Final Expense, and various health-related policies. My goal is to provide clear, straightforward guidance so you can make confident decisions for your future. (NPN: 17209549, Maryland License No: 3004137002)

  • Federal Research Center at White Oak
  • Martin Luther King Jr. Recreational Park
  • Intersection of New Hampshire Avenue and Columbia Pike
NPN17209549MD License3004137002

White Oak is home to approximately 15,500 residents in Montgomery County, with a median age of 33.5 and a median household income of $75,400. About 27% of homes are owner-occupied; the median home value is $475,000. 42% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 2% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit White Oak households.

How White Oak compares to Montgomery County

MONTGOMERY COUNTY · 1.1M RESIDENTS WHITE OAK · 15K RESIDENTS
Montgomery County vs White Oak — population comparison Montgomery County: 1,056,910 residents. White Oak: 15,489 residents, 1.5% of Montgomery County population.
1,056,910 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
15,489 WHITE OAK RESIDENTS ↳ 1.5% of Montgomery County residents
Underwriting Guidelines

Are White Oak residents with current cigarette smoking able to qualify for life insurance?

Yes. Montgomery County's health profile — 1,057,000 residents, 8.7% uninsured, 8.3% adults with current cigarette smoking, 41.0% with high cholesterol — shapes how A-rated carriers tier rate classes for White Oak applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Chevy Chase Section Five →

📊 Top Health Considerations (CDC)

Top Health Considerations for White Oak (CITY) High cholesterol: 41%. High blood pressure: 37.4%. Obesity: 29.9%. Diagnosed diabetes: 12.8%. Current cigarette smoking: 8.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WHITE OAK High cholesterol 41.0% High blood pressure 37.4% Obesity 29.9% Diagnosed diabetes 12.8% Current cigarette smoking 8.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~15,489
Lack of health insurance (18–64) 10.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2484375
Google Maps
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Photos by Michael Putman , DJ Tally Ragg , Moises Almosny , Alex via Google Maps
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White Oak
White Oak, MD, USA
Available in White Oak

Life Insurance Products in White Oak, MD

9 insurance products available in White Oak

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Montgomery County and Nearby Maryland Counties

Life Insurance by City Near White Oak, MD

Life insurance by city across Montgomery County and adjacent Maryland counties.

🌟 Cities Served near White Oak

30 Cities · 3 Counties
Prince Georges County10
AccokeekAdelphiBowieBrandywineCollege ParkGlenn DaleHyattsvilleLanhamLaurelOxon Hill
Montgomery CountyHome10
BeallsvilleBrookmontCloverlyDarnestownFriendship Heights VillageGaithersburgKensingtonMontgomery VillageRockvilleSpencerville
Carroll County10
CarrolltonCarrolltowneHampsteadManchesterMount AiryNew WindsorSykesvilleTaneytownUnion BridgeWestminster
Official Resources

Know your rights in White Oak.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

White Oak Life Insurance Questions

💰

How much does life insurance cost in White Oak?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

White Oak
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of White Oak?

Yes. June serves all of White Oak and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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