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Home›Maryland›Montgomery County›Potomac

June Marcia Williams — Licensed Insurance Agent in Potomac, MD
June Marcia Williams
Your Insurance Agent in Potomac, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Potomac, MD...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Potomac

Dedicated Coverage Options from Final Expense to Term Life in Montgomery County

The Smart Choice for Dependable Life Insurance in Potomac, MD

Your local licensed agent in Potomac, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Potomac, Montgomery County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Potomac, MD

Potomac, MD — Your Local Producer

Hello, Potomac neighbors! As a fellow resident of the greater Montgomery County area, I appreciate the unique lifestyle we enjoy, from the scenic beauty along the Potomac River to the strong sense of community in our neighborhoods. Planning for your family's financial future is a vital part of that life. As a licensed insurance producer, I'm here to help you navigate your options for personal insurance, whether it's term life, whole life, final expense, or other supplemental plans. My goal is to provide clear, personalized guidance for your specific situation. (June Marcia Williams, NPN: 17209549, Maryland License No: 3004137002)

  • Great Falls Tavern Visitor Center
  • Potomac Village Shopping Center
  • Winston Churchill High School
NPN17209549MD License3004137002

Potomac is home to approximately 46,500 residents in Montgomery County, with a median age of 47.4 and a median household income of $219,000. About 85% of homes are owner-occupied; the median home value is $1,045,000. 85% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 4% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Potomac households.

How Potomac compares to Montgomery County

MONTGOMERY COUNTY · 1.1M RESIDENTS POTOMAC · 46K RESIDENTS
Montgomery County vs Potomac — population comparison Montgomery County: 1,056,910 residents. Potomac: 46,499 residents, 4.4% of Montgomery County population.
1,056,910 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
46,499 POTOMAC RESIDENTS ↳ 4.4% of Montgomery County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Potomac, MD?

Yes, qualification is common in Potomac. Within Montgomery County's ~1,058,000 residents — including the 8.7% currently without health coverage — 4.6% of adults manage current cigarette smoking and 45.3% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Potomac families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Ashton →

📊 Top Health Considerations (CDC)

Top Health Considerations for Potomac (CITY) High cholesterol: 45.3%. High blood pressure: 32.4%. Obesity: 20.6%. Diagnosed diabetes: 9.8%. Current cigarette smoking: 4.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · POTOMAC High cholesterol 45.3% High blood pressure 32.4% Obesity 20.6% Diagnosed diabetes 9.8% Current cigarette smoking 4.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~46,499
Lack of health insurance (18–64) 4.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2463300
Google Maps
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Photos by Simone Valença , Guillermo Almandos , Krishnan Chettiar , Saul Flores via Google Maps
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Potomac
Potomac, MD, USA
Available in Potomac

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Montgomery County and Neighboring Maryland Counties

Cities served near Potomac.

June Marcia Williams writes life insurance and supplemental health policies across Montgomery County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Potomac

22 Cities · 3 Counties
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Montgomery CountyHome10
BeallsvilleBrinklowCloverlyDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandSpencerville
Baltimore City2
BaltimoreGwynn Oak
Official Resources

Know your rights in Potomac.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Potomac insurance — answered.

💰

How much does life insurance cost in Potomac?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Potomac
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Potomac?

Yes. June serves all of Potomac and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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