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June Marcia Williams — Licensed Insurance Agent in Derwood, MD
June Marcia Williams
Your Insurance Agent in Derwood, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Derwood, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in Derwood, MD | 12+ Years Experience

Top-Rated Financial Protection for Derwood Residents

Honest, Local Insurance Guidance for Your Family's Future in Montgomery County

Your local licensed agent in Derwood, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Derwood, Montgomery County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Derwood, MD

Derwood, MD — Your Local Producer

Hello, Derwood neighbors. I appreciate the unique balance we have here in Montgomery County—the quiet, tree-lined streets and the easy access to everything our community offers. As a licensed insurance producer for Maryland, I'm dedicated to helping my fellow residents protect what matters most. My name is June Marcia Williams, and I specialize in personal insurance solutions, including Term Life, Whole Life, Final Expense, and Accident & Injury policies. I provide clear, straightforward guidance to help you navigate your options and find a plan that fits your family's specific needs. Let's connect and build a secure future together. (NPN: 17209549, MD License No: 3004137002)

  • Needwood Lake
  • Redland Middle School
  • Muncaster Mill Road & Shady Grove Road
NPN17209549MD License3004137002

Derwood is home to approximately 1,900 residents in Montgomery County, with a median age of 40.9 and a median household income of $77,100. About 68% of homes are owner-occupied; the median home value is $558,000. 64% of adults hold a bachelor's degree or higher; households with children make up 33%; veterans comprise 8% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Derwood households.

How Derwood compares to Montgomery County

MONTGOMERY COUNTY · 1.1M RESIDENTS DERWOOD · 2K RESIDENTS
Montgomery County vs Derwood — population comparison Montgomery County: 1,056,910 residents. Derwood: 1,850 residents, 0.2% of Montgomery County population.
1,056,910 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,850 DERWOOD RESIDENTS ↳ 0.2% of Montgomery County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Derwood, MD?

Derwood applicants with high cholesterol qualify routinely. The local risk pool — Montgomery County's ~1,058,000 residents, 8.7% without health coverage — shows 41.9% adult prevalence of high cholesterol and 31.3% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Derwood families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Layhill →

📊 Top Health Considerations (CDC)

Top Health Considerations for Derwood (CITY) High cholesterol: 41.9%. High blood pressure: 31.3%. Obesity: 24.4%. Diagnosed diabetes: 10.3%. Current cigarette smoking: 7.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · DERWOOD High cholesterol 41.9% High blood pressure 31.3% Obesity 24.4% Diagnosed diabetes 10.3% Current cigarette smoking 7.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~1,850
Lack of health insurance (18–64) 7.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2422775
Google Maps
Derwood photo 1Derwood photo 2
Photos by Fredery Martinez , Moises Almosny via Google Maps
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Derwood
Derwood, MD 20855, USA
Available in Derwood

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Montgomery County and Neighboring Maryland Counties

Cities served near Derwood.

June Marcia Williams writes life insurance and supplemental health policies across Montgomery County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Derwood

22 Cities · 3 Counties
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Montgomery CountyHome10
BeallsvilleBrinklowCloverlyDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandSpencerville
Baltimore City2
BaltimoreGwynn Oak
Official Resources

Know your rights in Derwood.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Derwood insurance — answered.

💰

How much does life insurance cost in Derwood?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Derwood
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Derwood?

Yes. June serves all of Derwood and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Darnestown Montgomery County, MD 10 products available
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