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June Marcia Williams — Licensed Insurance Agent in Clarksburg, MD
June Marcia Williams
Your Insurance Agent in Clarksburg, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Clarksburg, MD...
National Producer No.
17209549
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Life Insurance in Clarksburg, MD

Top-Rated Financial Protection for Clarksburg Residents

Honest, Local Insurance Guidance for Your Family's Future in Montgomery County

Your local licensed agent in Clarksburg, Montgomery County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Clarksburg, Montgomery County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Clarksburg, MD

Clarksburg, MD — Your Local Producer

As our Clarksburg community continues to grow and thrive within Montgomery County, securing your family's financial future is more important than ever. My name is June Marcia Williams, and I'm a local licensed insurance producer right here in your area. I am dedicated to helping my neighbors understand their options for personal protection, from term and whole life insurance to final expense and accident coverage. My goal is to provide clear, personalized guidance so you can feel confident in the choices you make for your loved ones. As a licensed producer (NPN: 17209549, Maryland License No: 3004137002), I'm committed to serving our community.

  • Clarksburg High School
  • Clarksburg Premium Outlets
  • Little Bennett Regional Park
NPN17209549MD License3004137002

Clarksburg is home to approximately 28,300 residents in Montgomery County, with a median age of 37.7 and a median household income of $166,000. About 89% of homes are owner-occupied; the median home value is $604,000. 68% of adults hold a bachelor's degree or higher; households with children make up 53%; veterans comprise 3% of residents. Average household size is 3.2. These demographic markers shape which life insurance products fit Clarksburg households.

How Clarksburg compares to Montgomery County

MONTGOMERY COUNTY · 1.1M RESIDENTS CLARKSBURG · 28K RESIDENTS
Montgomery County vs Clarksburg — population comparison Montgomery County: 1,056,910 residents. Clarksburg: 28,337 residents, 2.7% of Montgomery County population.
1,056,910 MONTGOMERY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
28,337 CLARKSBURG RESIDENTS ↳ 2.7% of Montgomery County residents
Underwriting Guidelines

Are Clarksburg residents with high cholesterol able to qualify for life insurance?

Yes. Montgomery County's health profile — 1,057,000 residents, 8.7% uninsured, 38.5% adults with high cholesterol, 27.4% with high blood pressure — shapes how A-rated carriers tier rate classes for Clarksburg applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Glen Echo →

📊 Top Health Considerations (CDC)

Top Health Considerations for Clarksburg (CITY) High cholesterol: 38.5%. High blood pressure: 27.4%. Obesity: 23.5%. Diagnosed diabetes: 9.1%. Current cigarette smoking: 6.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CLARKSBURG High cholesterol 38.5% High blood pressure 27.4% Obesity 23.5% Diagnosed diabetes 9.1% Current cigarette smoking 6.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Montgomery County Gov Portal .GOV
Population ~28,337
Lack of health insurance (18–64) 6.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2417350
Google Maps
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Available in Clarksburg

Life Insurance Products in Clarksburg, MD

9 insurance products available in Clarksburg

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Montgomery County and Nearby Maryland Counties

Life Insurance by City Near Clarksburg, MD

Life insurance by city across Montgomery County and adjacent Maryland counties.

🌟 Cities Served near Clarksburg

22 Cities · 3 Counties
Carroll County10
CarrolltonCarrolltowneHampsteadManchesterMount AiryNew WindsorSykesvilleTaneytownUnion BridgeWestminster
Montgomery CountyHome10
BeallsvilleBrookmontCloverlyDarnestownFriendship Heights VillageGaithersburgKensingtonMontgomery VillageRockvilleSpencerville
Baltimore City2
BaltimoreGwynn Oak
Official Resources

Know your rights in Clarksburg.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Clarksburg Life Insurance Questions

💰

How much does life insurance cost in Clarksburg?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Clarksburg
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Clarksburg?

Yes. June serves all of Clarksburg and every municipality in Montgomery County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified

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