Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact I'm an Agent — It's Free

Home›Maryland›Baltimore County›Overlea

June Marcia Williams — Licensed Insurance Agent in Overlea, MD
June Marcia Williams
Your Insurance Agent in Overlea, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Overlea, MD...
National Producer No.
17209549
Verify ↗

Life Insurance in Overlea, MD

Securing Families Across Baltimore County with 9 Tailored Product Lines

Why Overlea Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Overlea, Baltimore County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Overlea, Baltimore County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Overlea, MD

Overlea, MD — Your Local Producer

Hello, Overlea neighbors! In a community with as much history and charm as ours, protecting what matters most is a shared value. I'm June Marcia Williams, your local licensed insurance producer, and I'm proud to serve my fellow Baltimore County residents. My goal is to help you understand your options for life insurance, final expense, and other personal policies, so you can make confident decisions for your family's future. Whether you're planning for the long term or preparing for the unexpected, I'm here to provide clear, personalized guidance. (NPN: 17209549, Maryland License No: 3004137002)

  • Overlea High School
  • Fullerton Elementary School
  • Belair Road
NPN17209549MD License3004137002

Overlea is home to approximately 12,800 residents in Baltimore County, with a median age of 42.1 and a median household income of $80,700. About 75% of homes are owner-occupied; the median home value is $233,000. 31% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 4% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Overlea households.

How Overlea compares to Baltimore County

BALTIMORE COUNTY · 851K RESIDENTS OVERLEA · 13K RESIDENTS
Baltimore County vs Overlea — population comparison Baltimore County: 850,737 residents. Overlea: 12,794 residents, 1.5% of Baltimore County population.
850,737 BALTIMORE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
12,794 OVERLEA RESIDENTS ↳ 1.5% of Baltimore County residents
Underwriting Guidelines

Are Overlea residents with diagnosed diabetes able to qualify for life insurance?

Overlea applicants with diagnosed diabetes qualify routinely. The local risk pool — Baltimore County's ~851,000 residents, 8.1% without health coverage — shows 11.6% adult prevalence of diagnosed diabetes and 10.9% with current cigarette smoking. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Rossville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Overlea (CITY) High cholesterol: 37.4%. High blood pressure: 33.6%. Obesity: 31.7%. Diagnosed diabetes: 11.6%. Current cigarette smoking: 10.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OVERLEA High cholesterol 37.4% High blood pressure 33.6% Obesity 31.7% Diagnosed diabetes 11.6% Current cigarette smoking 10.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Baltimore County Gov Portal .GOV
Population ~12,794
Lack of health insurance (18–64) 7.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2459325
Google Maps
Overlea photo 1
Photos by Moises Almosny via Google Maps
View on Google Maps
Overlea
Overlea, MD, USA
Available in Overlea

Life Insurance Products in Overlea, MD

9 insurance products available in Overlea

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Baltimore County and Nearby Maryland Counties

Life Insurance by City Near Overlea, MD

Life insurance by city across Baltimore County and adjacent Maryland counties.

🌟 Cities Served near Overlea

22 Cities · 3 Counties
Baltimore City2
BaltimoreGwynn Oak
Baltimore CountyHome10
ArbutusBaldwinBentley SpringsCatonsvilleCockeysvilleDundalkEdgemereEssexGunpowderHoneygo
Harford County10
AberdeenAberdeen ProvingBel AirBel Air NorthBel Air SouthBelcampChurchvilleHavre DeGraceJarrettsvilleJoppatowne
Official Resources

Know your rights in Overlea.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Overlea Life Insurance Questions

💰

How much does life insurance cost in Overlea?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Overlea
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Overlea?

Yes. June serves all of Overlea and every municipality in Baltimore County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia