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June Marcia Williams — Licensed Insurance Agent in Chipley, FL
June Marcia Williams
Your Insurance Agent in Chipley, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Chipley, FL...
National Producer No.
17209549
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Trusted Life Insurance in Chipley, FL | Local Expert

Securing Families Across Washington County with 9 Tailored Product Lines

Why Chipley Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Chipley, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Chipley, Washington County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Chipley, FL

Chipley, FL — Your Local Producer

For my neighbors in Chipley and across Washington County, I know our community is built on taking care of family and planning for the future. As a licensed insurance producer right here in Florida, my goal is to help you do just that. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529), and I'm here to help you navigate your options for personal insurance, whether it's Term Life, Whole Life, Final Expense, or policies for critical illness and accidents. I offer personalized guidance to find coverage that fits your unique situation.

  • Washington County Courthouse
  • Falling Waters State Park
  • Pals Park
NPN17209549FL LicenseW840529

Chipley is home to approximately 3,600 residents in Washington County, with a median age of 32.9 and a median household income of $35,500. About 63% of homes are owner-occupied; the median home value is $106,000. 17% of adults hold a bachelor's degree or higher; households with children make up 38%; veterans comprise 4% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Chipley households.

How Chipley compares to Washington County

WASHINGTON COUNTY · 25K RESIDENTS CHIPLEY · 4K RESIDENTS
Washington County vs Chipley — population comparison Washington County: 25,014 residents. Chipley: 3,644 residents, 14.6% of Washington County population.
25,014 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,644 CHIPLEY RESIDENTS ↳ 14.6% of Washington County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Chipley, FL?

Yes. Washington County's health profile — 26,000 residents, 15.7% uninsured, 19.6% adults with current cigarette smoking, 41.4% with high cholesterol — shapes how A-rated carriers tier rate classes for Chipley applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Chipley families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Caryville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Chipley (CITY) High cholesterol: 41.4%. High blood pressure: 42.5%. Obesity: 40.1%. Diagnosed diabetes: 15%. Current cigarette smoking: 19.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHIPLEY High cholesterol 41.4% High blood pressure 42.5% Obesity 40.1% Diagnosed diabetes 15.0% Current cigarette smoking 19.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~3,644
Lack of health insurance (18–64) 15.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1211975
Google Maps
3.0 4 reviews
View on Google Maps
Chipley City Hall
Open now · Mon 8:00 AM – 4:00 PM
(850) 638-6350
cityofchipley.com
1442 W Jackson Ave, Chipley, FL 32428, USA
Recent Reviews
Tabitha Maneiro ★☆☆☆☆
"Was charged a reconnection fee of $31 on my water bill when my water was never turned off. They say they have a work order that says they cut it off and turned it back on the next day. I explained to …"
Koala Bean ★★★★★
"Patty was so kind and helpful to my husband and I while we were in need on the right steps to take with our family business. Thanks again to Patty and the helpful staff this morning. We appreciate it."
Available in Chipley

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Washington County and Neighboring Florida Counties

Cities served near Chipley.

June Marcia Williams writes life insurance and supplemental health policies across Washington County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Chipley

22 Cities · 3 Counties
Jackson County10
AlfordBascomCampbelltonCottondaleCypressGrand RidgeJacob CityMaloneMariannaSneads
Washington CountyHome4
CaryvilleEbroVernonWausau
Walton County8
ArgyleDeFuniak SpringDeFuniak SpringsFreeportMiramar BeachPaxtonPonce DeLeonSanta Rosa Beach
Official Resources

Know your rights in Chipley.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Chipley insurance — answered.

💰

How much does life insurance cost in Chipley?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Chipley
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Chipley?

Yes. June serves all of Chipley and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Caryville Washington County, FL 10 products available
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You Are Here Chipley Washington County, FL
•
Next → Ebro Washington County, FL 10 products available

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