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Home›Florida›Jackson County›Cottondale

June Marcia Williams — Licensed Insurance Agent in Cottondale, FL
June Marcia Williams
Your Insurance Agent in Cottondale, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cottondale, FL...
National Producer No.
17209549
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Life Insurance in Cottondale, FL

Dedicated Coverage Options from Final Expense to Term Life in Jackson County

The Smart Choice for Dependable Life Insurance in Cottondale, FL

Your local licensed agent in Cottondale, Jackson County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Cottondale, Jackson County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cottondale, FL

Cottondale, FL — Your Local Producer

Hello, Cottondale! I've always admired the strong sense of community here in Jackson County, where neighbors still look out for one another. My name is June Marcia Williams, and as a licensed insurance producer, I want to extend that same neighborly care to helping you protect your family's future. I specialize in personal insurance solutions, including Term and Whole Life, Final Expense, Critical Illness, and Accident & Injury policies. My goal is to help you understand your options so you can make confident decisions. Let's talk about securing your peace of mind. (NPN: 17209549, Florida License No: W840529)

  • Cottondale City Hall
  • Cottondale High School
  • U.S. Post Office
NPN17209549FL LicenseW840529

Cottondale is home to approximately 965 residents in Jackson County, with a median age of 50.5 and a median household income of $49,400. About 66% of homes are owner-occupied; the median home value is $84,500. 6% of adults hold a bachelor's degree or higher; households with children make up 22%; veterans comprise 6% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Cottondale households.

How Cottondale compares to Jackson County

JACKSON COUNTY · 48K RESIDENTS COTTONDALE · 965 RESIDENTS
Jackson County vs Cottondale — population comparison Jackson County: 47,704 residents. Cottondale: 965 residents, 2.0% of Jackson County population.
47,704 JACKSON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
965 COTTONDALE RESIDENTS ↳ 2.0% of Jackson County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Cottondale, FL?

Cottondale applicants with high cholesterol qualify routinely. The local risk pool — Jackson County's ~48,000 residents, 16.5% without health coverage — shows 40.1% adult prevalence of high cholesterol and 29.6% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Campbellton →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cottondale (CITY) High cholesterol: 40.1%. High blood pressure: 42.4%. Obesity: 38.7%. Diagnosed diabetes: 16%. Current cigarette smoking: 19.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · COTTONDALE High cholesterol 40.1% High blood pressure 42.4% Obesity 38.7% Diagnosed diabetes 16.0% Current cigarette smoking 19.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Jackson County Gov Portal .GOV
Population ~965
Lack of health insurance (18–64) 14.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1214850
Google Maps
4.4 5 reviews
COTTONDALE CITY HALL photo 1COTTONDALE CITY HALL photo 2COTTONDALE CITY HALL photo 3
Photos by COTTONDALE CITY HALL , COTTONDALE CITY HALL , COTTONDALE CITY HALL via Google Maps
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COTTONDALE CITY HALL
Open now · Mon 7:00 AM – 3:30 PM
(850) 352-4361
cityofcottondale.net
2659 Front St, Cottondale, FL 32431, USA
Recent Reviews
Copper Scales ★★★★★
"Fantastic experience, the employees stayed late afterhours to help me get utilities setup and my new place, they really go above and beyond here"
Victoria Lyles ★★★★★
"Convenient location. Nearby schools use it for events"
Available in Cottondale

Life Insurance Products in Cottondale, FL

9 insurance products available in Cottondale

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Jackson County and Nearby Florida Counties

Life Insurance by City Near Cottondale, FL

203 licensed producers on public record in Jackson County.

🌟 Cities Served near Cottondale

21 Cities · 3 Counties
Gadsden County6
ChattahoocheeGreensboroGretnaHavanaMidwayQuincy
Jackson CountyHome10
AlfordBascomCampbelltonCypressGracevilleGrand RidgeJacob CityMaloneMariannaSneads
Liberty County5
BristolHosfordLake MysticSumatraTelogia
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Cottondale, Florida

Florida DFS public records show 20 actively licensed insurance producers with business addresses in Cottondale (Jackson County County). 18 hold Life & Health authority; 4 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

20Licensed producers
18Life & Health
4General Lines (P&C)

Browse producers by line

Life & Health Agents
18 producers · life-authorised
General Lines (Property & Casualty)
4 producers · 2-20

Featured licensed producers

Browse all →
AJ
Arthur Dwayne Jansenius
Life Including Variable Annuity & Health
NPN 487493 Licensed 1996
JC
Jonathan Brent Christmas
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 487495 Licensed 1999
SS
Stephen Paul Swanson
Life Including Variable Annuity & Health
NPN 537654 Licensed 1992
CW
Cheryl Rena White
Life Including Variable Annuity & Health
NPN 3628990 Licensed 2011
JC
Jonathan Brent Christmas
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 487495 Licensed 1999
GB
Gina C Bryant
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 17190521 Licensed 2017

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Cottondale.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cottondale Life Insurance Questions

💰

How much does life insurance cost in Cottondale?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cottondale
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cottondale?

Yes. June serves all of Cottondale and every municipality in Jackson County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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