June Marcia Williams

Your Insurance Agent in Holly Hill, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Holly Hill, FL...

National Producer No.

17209549

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Hospital Indemnity Insurance in Holly Hill, FL

Daily cash benefits — $100 to $1,500/day — paid directly to you.

Hospital indemnity insurance for Holly Hill, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — fixed daily cash benefit for each day admitted to a hospital, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Holly Hill, FL

Holly Hill, FL — Your Local Producer

Hello to my neighbors in Holly Hill. I appreciate the unique character of our Volusia County community, from the riverfront views to the friendly atmosphere. As a licensed insurance producer living and working in Florida, I'm committed to helping local families secure their financial futures. I offer personalized guidance on a range of options, including Term Life, Whole Life, Final Expense, and supplemental plans for Critical Illness or Hospital Indemnity. My goal is to help you understand your choices and find a strategy that fits your specific needs, right here in our community. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Holly Hill City Hall
Sunrise Park
Holly Hill K-8 School

NPN17209549FL LicenseW840529

Licensed Hospital Indemnity Producers in Holly Hill

77 on public record · Florida DFS · Fla. Stat. §119.01

Alan Edward Astrella

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21029335 Licensed 2023

Angela Dawn Blaver Suissa

Life Including Variable Annuity & Health

NPN 19866433 Licensed 2021

Angelique Conjoi Armstrong

Life Including Variable Annuity & Health

NPN 19274061 Licensed 2019

Asher Morrow

Life Including Variable Annuity & Health

NPN 20469074 Licensed 2022

Ashley Noel Fuhrman

Life Including Variable Annuity & Health

NPN 19995734 Licensed 2021

Bobbie Sue Wallace

Life Including Variable Annuity & Health

NPN 18859247 Licensed 2018

Brandon James Morris

Life Including Variable Annuity & Health

NPN 20069318 Licensed 2021

Brianna Grace Carollo

Life Including Variable Annuity & Health

NPN 21668285 Licensed 2025

Charise Dawn Johnson

Life Including Variable Annuity & Health

NPN 21567015 Licensed 2025

Christopher Mctiernan

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21555576 Licensed 2025

Daniel Edwin Seaman

Life Including Variable Annuity & Health

NPN 598448 Licensed 1999

Daniel L Zeeman

Life Including Variable Annuity & Health

NPN 19784378 Licensed 2021

David Brian Miller

Life Including Variable Annuity & Health

NPN 8343781 Licensed 2005

Dayani Acosta

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20216081 Licensed 2022

Deborah Susswein

Life Including Variable Annuity & Health

NPN 20648593 Licensed 2023

Devon Marie Hopkins

Life Including Variable Annuity & Health

NPN 17748504 Licensed 2015

Diane Louise Johnson

Life Including Variable Annuity & Health

NPN 19291178 Licensed 2019

Ebony Smith

Life Including Variable Annuity & Health

NPN 21660651 Licensed 2025

Elaine Marie Bailey

Life Including Variable Annuity & Health

NPN 13038373 Licensed 2009

Emanuel Cowan

Life Including Variable Annuity & Health

NPN 20682290 Licensed 2023

Emily Altman

Life Including Variable Annuity & Health

NPN 22106620 Licensed 2026

Eria Geona Aveo Schwent

Life Including Variable Annuity & Health

NPN 18672251 Licensed 2018

Erik George Greiner

Life Including Variable Annuity & Health

NPN 16242738 Licensed 2022

Eugene Wesley Neal

Life Including Variable Annuity & Health

NPN 18920048 Licensed 2018

View all 77 licensed hospital indemnity producers in Holly Hill →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Hospital Indemnity Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Hospital Indemnity Insurance across the Holly Hill regional market. Rates are localized using regional health baselines.

Official Holly Hill Resources

County Volusia County

Population ~12,919

Lack of insurance (18–64) 15.8%

FIPS code 1231350

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Holly Hill rates. Start your quote request below.

FL OIR .GOV Volusia County Gov Portal .GOV

3.8 30 reviews

Photos by Alan Rosko , Sabrina Timlin , TheCHIEF BIGFAITH , Lori Barton (Lori B) via Google Maps

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City of Holly Hill

Open now · Mon 8:00 AM – 5:00 PM

(386) 248-9420

hollyhillfl.org

1065 S.Ridgewood ave., Holly Hill, FL 32117, USA

Recent Reviews

Charles Smith ★☆☆☆☆

"Not one division within the city cares about homeowners. Numerous times I've reported code violations to have nothing done. When you can actually get ahold of someone they act as if we are bothering t…"

Jeremy ★☆☆☆☆

"They don't care about the residents and had a inspector break into my home when I was out the gym just for the new AC unit I got and never told me they were coming I would have kindly let them in"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Hospital Indemnity Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Cash benefits for unexpected hospital stays — no obligation — quick & easy pre-qualification

Hospital confinement — daily benefit

$100

$200

$500

$1,100

ICU confinement — daily benefit

$200

$400

$750

$1,500

Who needs coverage?

Just Me

Me + Spouse

Family

✅

Your benefit selections are ready!

June will review your hospital & ICU benefit levels and match you with the best carrier for your coverage needs. Enter your contact info to get started.

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Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Hospital Indemnity Options

Core Benefit

Hospital Confinement

Daily cash for inpatient stays

$100-$1,100 per day
Paid from day 1 of admission
Any covered reason
No network restrictions
Paid directly to you

Get Quote

ICU Confinement

Enhanced daily rate for intensive care

$200-$1,500 per day
Paid in lieu of hospital rate
Critical care situations
No lifetime maximum
Guaranteed renewable

Get Quote

Optional Benefits

Skilled nursing + outpatient

Skilled nursing: $50-$550/day
Up to 14 days after 7-day elimination
Outpatient surgery: $50-$550
One surgery per year
Wellness visit: $75/year

Get Quote

Important — what this coverage does not pay

This is limited benefit supplemental coverage. It is not major medical insurance, not comprehensive health coverage, and not a substitute for either. It does not meet minimum essential coverage requirements.

Benefits are paid only when the policy’s specific conditions are met. This policy contains exclusions, limitations, and reductions of benefits, and terms under which the policy may be continued in force or discontinued. Some benefits do not begin until a waiting period has passed. Losses caused by a health condition you had before your coverage start date may not be covered. Coverage of this type is guaranteed renewable; premium rates may change, but only for an entire class of policies, never for you individually.

For costs and complete details of the coverage, including the full list of exclusions and limitations, review the policy documents or contact us before applying.

📖 Hospital Indemnity Knowledge

Everything You Need to Know About Hospital Indemnity Insurance

🏨

What Is Hospital Indemnity Insurance?

Hospital indemnity pays a fixed daily cash benefit for every day you're confined to a hospital — regardless of the reason. Accident, illness, planned surgery — it doesn't matter. The cash is paid directly to you, not the hospital. Use it for copays, deductibles, lost income, childcare, mortgage, or anything else while you recover.

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How Daily Benefits Work

You choose your daily benefit at enrollment: $100 to $1,100/day for hospital, $200 to $1,500/day for ICU. A 5-day hospital stay at $500/day = $2,500 cash. A 3-day ICU stay at $1,000/day = $3,000 cash. Benefits are paid per confinement with no annual or lifetime maximum on the number of stays.

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Hospital Indemnity vs. Health Insurance

Health insurance covers hospital bills. Hospital indemnity covers everything health insurance doesn't — your deductible (national average $1,787 for single coverage, KFF 2024), copays, out-of-network charges, transportation, childcare, and lost wages. Even with health insurance, out-of-pocket costs for a hospital stay in Florida can run $1,200–$3,500. Hospital indemnity fills the gap from day one.

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Skilled Nursing & Outpatient

Optional riders add skilled nursing facility benefits ($50-$550/day for up to 14 days after a 7-day elimination period) and outpatient surgery benefits ($50-$550 per procedure, one per year). The wellness visit rider pays $75/year for preventative care — a benefit that pays even if you're never hospitalized.

👨‍👩‍👧

Who Needs Hospital Indemnity?

Anyone with a high-deductible health plan (HDHP), an HSA, or Medicare. If your health insurance deductible is $1,000+, hospital indemnity fills the gap from day one. It's also ideal for self-employed workers who lose income during hospital stays, and families where one hospitalization could create a financial emergency.

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Florida Consumer Protections

Hospital indemnity policies through our carriers are guaranteed renewable with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). Issue ages 18–85. Guaranteed issue available for qualified worksites. Simplified issue for individuals requires health questions. Medicaid may reduce benefits. Federal law (Social Security Act § 1882) requires uniform Medigap disclosure for applicants 65+.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.

Life Insurance in Holly Hill

More Insurance Options in Holly Hill, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Hospital Indemnity Insurance FAQ

💰

How much does hospital indemnity pay per day?

Hospital confinement benefits range from $100 to $1,100 per day. ICU benefits range from $200 to $1,500 per day. You choose your daily benefit amount at enrollment.

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Does it cover any reason for hospitalization?

Yes. Hospital indemnity pays for any covered hospitalization — accident, illness, or planned surgery. Pre-existing conditions have a 12-month lookback period.

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Can I use it with Medicare?

Yes. Hospital indemnity is a popular Medicare supplement. It helps cover Medicare Part A deductibles and copays. Issue ages up to 85. Federal law (Social Security Act § 1882) requires a uniform Medigap Outline of Coverage disclosure for all applicants age 65+.

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Is there a limit on how many times I can use it?

No annual or lifetime maximum on the number of hospital stays. Benefits are paid per confinement. The policy is guaranteed renewable for life with level premiums.

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Is a medical exam required?

No medical exam. Simplified issue requires health questions. Guaranteed issue available through qualified employer groups. Issue ages 18-85.

Nearby Hospital Indemnity Coverage

Read the Full Hospital Indemnity Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Hospital Indemnity Insurance in Holly Hill, FL

Holly Hill, FL — Your Local Producer

Licensed Hospital Indemnity Producers in Holly Hill

🏨 Hospital Indemnity Insurance Underwriting Scope

🏛️ Official Holly Hill Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Check Your Coverage Options

Consultation Request Sent!

Hospital Indemnity Options

Hospital Confinement

ICU Confinement

Optional Benefits

Everything You Need to Know About Hospital Indemnity Insurance

What Is Hospital Indemnity Insurance?

How Daily Benefits Work

Hospital Indemnity vs. Health Insurance

Skilled Nursing & Outpatient

Who Needs Hospital Indemnity?

Florida Consumer Protections

More Insurance Options in Holly Hill, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Hospital Indemnity Insurance FAQ

How much does hospital indemnity pay per day?

Does it cover any reason for hospitalization?

Can I use it with Medicare?

Is there a limit on how many times I can use it?

Is a medical exam required?

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Talk to a real person. Today.

Hospital Indemnity Insurance Underwriting Scope

Official Holly Hill Resources