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Home›Florida›Polk County›Winter Haven

June Marcia Williams — Licensed Insurance Agent in Winter Haven, FL
June Marcia Williams
Your Insurance Agent in Winter Haven, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Winter Haven, FL...
National Producer No.
17209549
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Expert Life Insurance Agent in Winter Haven, FL | 12+ Years Experience

Top-Rated Financial Protection for Winter Haven Residents

Honest, Local Insurance Guidance for Your Family's Future in Polk County

Your local licensed agent in Winter Haven, Polk County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Winter Haven, Polk County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Winter Haven, FL

Winter Haven, FL — Your Local Producer

Hello, Winter Haven! As a resident of Polk County, I know our community is defined by the beautiful Chain of Lakes and a strong sense of looking out for one another. That same spirit of care is what drives my work as a licensed insurance producer. I'm June Marcia Williams, and I'm here to help you navigate your options for life insurance, final expense planning, and other personal policies to secure your family's future. It's about finding the right fit for your unique life here in our beautiful city. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Legoland Florida Resort
  • Theatre Winter Haven
  • Winter Haven City Hall
NPN17209549FL LicenseW840529

Winter Haven is home to approximately 50,800 residents in Polk County, with a median age of 40.6 and a median household income of $56,400. About 63% of homes are owner-occupied; the median home value is $221,000. 20% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 7% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Winter Haven households.

How Winter Haven compares to Polk County

POLK COUNTY · 736K RESIDENTS WINTER HAVEN · 51K RESIDENTS
Polk County vs Winter Haven — population comparison Polk County: 736,229 residents. Winter Haven: 50,778 residents, 6.9% of Polk County population.
736,229 POLK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
50,778 WINTER HAVEN RESIDENTS ↳ 6.9% of Polk County residents
Underwriting Guidelines

Are Winter Haven residents with current cigarette smoking able to qualify for life insurance?

Yes. Polk County's health profile — 818,000 residents, 19.2% uninsured, 17.1% adults with current cigarette smoking, 42.7% with obesity — shapes how A-rated carriers tier rate classes for Winter Haven applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Winter Haven families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Indian Lake Estates →

📊 Top Health Considerations (CDC)

Top Health Considerations for Winter Haven (CITY) High cholesterol: 43.5%. High blood pressure: 43.1%. Obesity: 42.7%. Diagnosed diabetes: 17.2%. Current cigarette smoking: 17.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WINTER HAVEN High cholesterol 43.5% High blood pressure 43.1% Obesity 42.7% Diagnosed diabetes 17.2% Current cigarette smoking 17.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Polk County Gov Portal .GOV
Population ~50,778
Lack of health insurance (18–64) 20.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1278275
Google Maps
2.5 19 reviews
City of Winter Haven- City Hall photo 1City of Winter Haven- City Hall photo 2
Photos by NATAŠA , Aaron Shaw via Google Maps
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City of Winter Haven- City Hall
Open now · Mon 8:00 AM – 5:00 PM
(863) 291-5600
mywinterhaven.com
451 3rd St NW, Winter Haven, FL 33881, USA
Recent Reviews
Google User ★☆☆☆☆
"Chad Davis needs to actually work for the peiple and not developers. He also needs to not use voter records to spam call people."
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"The city employees are not helpful to investors. City code is on top of every person trying to do business by giving fines, but their development department is so slow to approve new businesses and co…"
Available in Winter Haven

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Polk County and Neighboring Florida Counties

Cities served near Winter Haven.

June Marcia Williams writes life insurance and supplemental health policies across Polk County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Winter Haven

30 Cities · 3 Counties
Osceola County10
Buena Ventura LaBuenaventura LakesCampbellCelebrationIntercession CitKenansvilleKissimmeePoincianaSaint CloudSt. Cloud
Polk CountyHome10
AuburndaleBartowBradley JunctionCypress GardensEloiseHaines CityLake WalesLakelandLakeland HighlandsWillow Oak
Hillsborough County10
BalmCarrollwoodDoverLithiaOdessaPebble CreekPlant CityTampaTemple TerraceUniversity
Official Resources

Know your rights in Winter Haven.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Winter Haven insurance — answered.

💰

How much does life insurance cost in Winter Haven?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Winter Haven
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Winter Haven?

Yes. June serves all of Winter Haven and every municipality in Polk County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

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