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Home›Florida›Polk County›Lakeland

June Marcia Williams — Licensed Insurance Agent in Lakeland, FL
June Marcia Williams
Your Insurance Agent in Lakeland, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lakeland, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Lakeland, FL

Top-Rated Financial Protection for Lakeland Residents

Honest, Local Insurance Guidance for Your Family's Future in Polk County

Your local licensed agent in Lakeland, Polk County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Lakeland, Polk County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Lakeland, FL

Lakeland, FL — Your Local Producer

Hello Lakeland! I love the unique character of our city, from the historic downtown to the beautiful swans gracing our many lakes. As a resident of the Polk County area, I understand how important it is to protect the people we love. My name is June Marcia Williams, and as your local licensed insurance producer, I am dedicated to helping my neighbors navigate their options for life insurance, final expense plans, and supplemental health coverage. I'm here to provide clear, personalized guidance to help you find a plan that fits your family's needs. (NPN: 17209549, Florida License No: W840529)

  • Hollis Garden
  • Polk Theatre
  • Florida Southern College
NPN17209549FL LicenseW840529

Lakeland is home to approximately 114,400 residents in Polk County, with a median age of 40.6 and a median household income of $58,300. About 55% of homes are owner-occupied; the median home value is $208,000. 27% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 7% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Lakeland households.

How Lakeland compares to Polk County

POLK COUNTY · 736K RESIDENTS LAKELAND · 114K RESIDENTS
Polk County vs Lakeland — population comparison Polk County: 736,229 residents. Lakeland: 114,404 residents, 15.5% of Polk County population.
736,229 POLK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
114,404 LAKELAND RESIDENTS ↳ 15.5% of Polk County residents
Underwriting Guidelines

What rate class can Lakeland applicants with arthritis expect from life insurance carriers?

Many Lakeland residents secure competitive rates despite arthritis. Polk County reports 27.5% adult prevalence (CDC PLACES); 18.0% also manage current cigarette smoking, with 19.2% of the ~736,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Fort Meade →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lakeland (CITY) High cholesterol: 39.1%. High blood pressure: 39.3%. Obesity: 44.1%. Diagnosed diabetes: 16%. Current cigarette smoking: 18%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LAKELAND High cholesterol 39.1% High blood pressure 39.3% Obesity 44.1% Diagnosed diabetes 16.0% Current cigarette smoking 18.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Polk County Gov Portal .GOV
Population ~114,404
Lack of health insurance (18–64) 20.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1238250
Google Maps
3.5 40 reviews
City of Lakeland photo 1City of Lakeland photo 2City of Lakeland photo 3City of Lakeland photo 4
Photos by Republican Club , J D , David Montes , City of Lakeland via Google Maps
View on Google Maps
City of Lakeland
Open now · Mon 8:00 AM – 5:00 PM
(863) 834-6000
lakelandgov.net
228 S Massachusetts Ave, Lakeland, FL 33801, USA
Recent Reviews
Jack Freeman ★☆☆☆☆
"I have serious concerns about the conduct of DANIEL POVEY with the CITY OF LAKELAND Code Enforcement Department. In my experience, DANIEL POVEY of the CITY OF LAKELAND has demonstrated a clear lack of…"
Republican Club ★★★★★
"Lakeland is very fortunate to have such great leadership from our City Manager, Shawn Sherrouse to Mayor Mutz, and the community leaders that construct our City Commission. Thank you all for being sel…"
Available in Lakeland

Life Insurance Products in Lakeland, FL

9 insurance products available in Lakeland

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Polk County and Nearby Florida Counties

Life Insurance by City Near Lakeland, FL

9,785 licensed producers on public record in Polk County.

🌟 Cities Served near Lakeland

30 Cities · 3 Counties
Osceola County10
Buena Ventura LaBuenaventura LakesCampbellCelebrationIntercession CitKenansvilleKissimmeeSaint CloudSt. CloudYeehaw Junction
Polk CountyHome10
AuburndaleBartowBradley JunctionCypress GardensDavenportEloiseHaines CityLake WalesLakeland HighlandsWillow Oak
Hillsborough County10
Apollo BeachBrandonCarrollwoodDoverGibsontonLithiaPebble CreekPlant CityTampaTemple Terrace
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Lakeland, Florida

Florida DFS public records show 5,466 actively licensed insurance producers with business addresses in Lakeland (Polk County County). 2,456 hold Life & Health authority; 3,367 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

5,466Licensed producers
2,456Life & Health
3,367General Lines (P&C)

Browse producers by line

Life & Health Agents
2,456 producers · life-authorised
General Lines (Property & Casualty)
3,367 producers · 2-20

Featured licensed producers

Browse all →
LM
Laurie Ella Miele
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 395224 Licensed 1994
AG
Alexis O Gonzalez
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 3664635 Licensed 2023
CL
Carlos J Lemus
Life Including Variable Annuity & Health
NPN 3927724 Licensed 2000
KR
Kenya K Ruley
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7678575 Licensed 2020
JB
James Raymond Boley
General Lines (Property & Casualty)
NPN 636290 Licensed 2011
SI
Sandra Annette Ianine
General Lines (Property & Casualty)
NPN 2347251 Licensed 2006

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Lakeland.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lakeland Life Insurance Questions

💰

How much does life insurance cost in Lakeland?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lakeland
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lakeland?

Yes. June serves all of Lakeland and every municipality in Polk County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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