Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
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Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Willow Oak, FL
June Marcia Williams
Your Insurance Agent in Willow Oak, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Willow Oak, FL...
National Producer No.
17209549
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Life Insurance in Willow Oak, FL

Top-Rated Financial Protection for Willow Oak Residents

Honest, Local Insurance Guidance for Your Family's Future in Polk County

Your local licensed agent in Willow Oak, Polk County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Willow Oak, Polk County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Willow Oak, FL

Willow Oak, FL — Your Local Producer

Hello, Willow Oak! As a fellow Floridian and a licensed insurance producer, I understand the unique lifestyle we enjoy here in Polk County. From quiet mornings to busy family life, it's my privilege to help my neighbors navigate their insurance options. Whether you're planning for the future with life insurance, or seeking a safety net with policies for critical illness or final expenses, I'm here to provide clear, personalized guidance. My goal is to help you find a plan that fits your needs. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529), and I look forward to serving the Willow Oak community.

  • Willow Oak Assembly of God
  • Willow Oak Park
  • State Road 60
NPN17209549FL LicenseW840529

Willow Oak is home to approximately 6,900 residents in Polk County, with a median age of 27.1 and a median household income of $50,100. About 48% of homes are owner-occupied; the median home value is $192,000. 13% of adults hold a bachelor's degree or higher; households with children make up 55%; veterans comprise 1% of residents. Average household size is 3.3. These demographic markers shape which life insurance products fit Willow Oak households.

How Willow Oak compares to Polk County

POLK COUNTY · 736K RESIDENTS WILLOW OAK · 7K RESIDENTS
Polk County vs Willow Oak — population comparison Polk County: 736,229 residents. Willow Oak: 6,885 residents, 0.9% of Polk County population.
736,229 POLK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,885 WILLOW OAK RESIDENTS ↳ 0.9% of Polk County residents

Can I get life insurance with obesity in Willow Oak, FL?

Coverage is widely available. Willow Oak sits within Polk County (population ~736,000, 19.2% uninsured), where 40.4% of adults have obesity alongside 34.6% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Homeland →

📊 Top Health Considerations (CDC)

Top Health Considerations for Willow Oak (CITY) High cholesterol: 39.3%. High blood pressure: 34.6%. Obesity: 40.4%. Diagnosed diabetes: 12.9%. Current cigarette smoking: 16.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WILLOW OAK High cholesterol 39.3% High blood pressure 34.6% Obesity 40.4% Diagnosed diabetes 12.9% Current cigarette smoking 16.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~6,885
Lack of health insurance (18–64) 20.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1277862
Google Maps
4.6 29 reviews
Willow Oak Assembly of God photo 1Willow Oak Assembly of God photo 2Willow Oak Assembly of God photo 3Willow Oak Assembly of God photo 4
Willow Oak Assembly of God
Open now · Mon 10:00 AM – 5:00 PM
4045 Bailey Rd, Mulberry, FL 33860, USA
Recent Reviews
Kathie Lanier ★★★★★
"Fantastic preaching by Dr. Scott! It is apparent that he is thoroughly prepared each and every Sunday to share the Word of God! Friendly people in a warm church setting. Good music and kids program to…"
Blue Cow ★★★★★
"Pastor Scott is an awesome Bible teacher! He explains Scripture clearly and on a level anyone can understand. He is down to earth, and the congregation is friendly."

Life Insurance Products in Willow Oak, FL

9 insurance products available in Willow Oak

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Willow Oak, FL

9,785 licensed producers on public record in Polk County.

🌟 Cities Served near Willow Oak

29 Cities · 3 Counties
Hardee County9

Know your rights in Willow Oak.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Willow Oak Life Insurance Questions

💰

How much does life insurance cost in Willow Oak?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Willow Oak
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Willow Oak?

Yes. June serves all of Willow Oak and every municipality in Polk County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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