June Marcia Williams

Your Insurance Agent in Winter Haven, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Winter Haven, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in Winter Haven, FL

June Williams — NPN 17209549. No-exam options up to $500K.

Term life insurance for Winter Haven, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Winter Haven, FL

Winter Haven, FL — Your Local Producer

Hello, Winter Haven! As a resident of Polk County, I know our community is defined by the beautiful Chain of Lakes and a strong sense of looking out for one another. That same spirit of care is what drives my work as a licensed insurance producer. I'm June Marcia Williams, and I'm here to help you navigate your options for life insurance, final expense planning, and other personal policies to secure your family's future. It's about finding the right fit for your unique life here in our beautiful city. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Legoland Florida Resort
Theatre Winter Haven
Winter Haven City Hall

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Winter Haven

934 on public record · Florida DFS · Fla. Stat. §119.01

Abdiel Escalett

Life Including Variable Annuity & Health

NPN 16590157 Licensed 2012

Abel Alfonso-Wong

Life Including Variable Annuity & Health

NPN 21071706 Licensed 2024

Abraham Tirado Ayala

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20300950 Licensed 2022

Adam Mayfield

Life Including Variable Annuity & Health

NPN 16352719 Licensed 2015

Adara Morgan Mccollum

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20171193 Licensed 2021

Adelita A Cisnero

Life Including Variable Annuity & Health

NPN 17712620 Licensed 2015

Adina Holtzberg

Life Including Variable Annuity & Health

NPN 21367857 Licensed 2024

Adrian Hernandez

Life Including Variable Annuity & Health

NPN 21155245 Licensed 2024

Afania Saint Eloi

Life Including Variable Annuity & Health

NPN 21061231 Licensed 2024

Aileen Marie Blatnik

Life Including Variable Annuity & Health

NPN 18932310 Licensed 2018

Aimee Louise Pevy

Life Including Variable Annuity & Health

NPN 469068 Licensed 1996

Aireal Marie Irizarry

Life Including Variable Annuity & Health

NPN 21589533 Licensed 2025

Aisha Nelson Wright

Life Including Variable Annuity & Health

NPN 18869418 Licensed 2018

Alan Dale Jenkins

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8497485 Licensed 2005

Alana Bradford

Life Including Variable Annuity & Health

NPN 21362827 Licensed 2024

Alanis G Maldonado Santana

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20810196 Licensed 2023

Alannah Danielle Benitez

Life Including Variable Annuity & Health

NPN 20107763 Licensed 2021

Alba I Legrand

Life Including Variable Annuity & Health

NPN 20215022 Licensed 2022

Aleshia Kennedy

Life Including Variable Annuity & Health

NPN 19634586 Licensed 2020

Alex Craig Long

Life Including Variable Annuity & Health

NPN 20080309 Licensed 2021

Alexander Mejia

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21436187 Licensed 2025

Alexander Scilabro

Life Including Variable Annuity & Health

NPN 20733719 Licensed 2023

Alexandra L Ocon

Life Including Variable Annuity & Health

NPN 19223927 Licensed 2019

Alexis Crystal Chantel Alexis

Life Including Variable Annuity & Health

NPN 19085417 Licensed 2019

View all 934 licensed term life producers in Winter Haven →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Winter Haven regional market. Rates are localized using regional health baselines.

Official Winter Haven Resources

County Polk County

Population ~50,778

Lack of insurance (18–64) 20.1%

FIPS code 1278275

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Winter Haven rates. Start your quote request below.

FL OIR .GOV Polk County Gov Portal .GOV

2.5 19 reviews

Photos by NATAŠA , Aaron Shaw via Google Maps

View on Google Maps

City of Winter Haven- City Hall

Open now · Mon 8:00 AM – 5:00 PM

(863) 291-5600

mywinterhaven.com

451 3rd St NW, Winter Haven, FL 33881, USA

Recent Reviews

Google User ★☆☆☆☆

"Chad Davis needs to actually work for the peiple and not developers. He also needs to not use voter records to spam call people."

Ana Duarte ★☆☆☆☆

"The city employees are not helpful to investors. City code is on top of every person trying to do business by giving fines, but their development department is so slow to approve new businesses and co…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Winter Haven

More Insurance Options in Winter Haven, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Winter Haven?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Winter Haven, FL

Winter Haven, FL — Your Local Producer

Licensed Term Life Producers in Winter Haven

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Winter Haven Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Winter Haven, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Winter Haven?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

Also Serving Polk County

Auburndale Life Protection

Bartow Wealth Strategy

Bradley Junction Coverage Guide

The Cypress Gardens Legacy Plan

Eloise Life Protection

The Haines City Legacy Plan

Lake Wales Coverage Guide

Lakeland Life Protection

The Lakeland Highlands Legacy Plan

Willow Oak Wealth Strategy

Buena Ventura La Life Protection

Buenaventura Lakes Life Protection

Campbell Financial Security

Celebration Life Protection

Intercession Cit Life Protection

Kenansville Life Protection

The Kissimmee Legacy Plan

Saint Cloud Coverage Guide

St. Cloud Life Protection

The Yeehaw Junction Legacy Plan

The Apollo Beach Legacy Plan

Brandon Coverage Guide

Carrollwood Coverage Guide

Dover Coverage Guide

The Gibsonton Legacy Plan

Lithia Wealth Strategy

Pebble Creek Financial Security

Plant City Wealth Strategy

Tampa Wealth Strategy

Temple Terrace Coverage Guide

Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Winter Haven Resources