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Home›Florida›Polk County›Medulla

June Marcia Williams — Licensed Insurance Agent in Medulla, FL
June Marcia Williams
Your Insurance Agent in Medulla, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Medulla, FL...
National Producer No.
17209549
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Life Insurance in Medulla, FL

Securing Families Across Polk County with 9 Tailored Product Lines

Why Medulla Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Medulla, Polk County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Medulla, Polk County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Medulla, FL

Medulla, FL — Your Local Producer

Hello to my neighbors in Medulla! I'm June Marcia Williams, a licensed insurance producer right here in Florida. I understand that life in Polk County has its own unique rhythm, and your financial protection should reflect that. My passion is helping individuals and families in our community find clarity and confidence when it comes to personal insurance. Whether you're considering term or whole life insurance, planning for final expenses, or looking for a safety net against critical illness or injury, I'm here to offer personalized, one-on-one guidance. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Medulla Elementary School
  • Christina Park
  • Intersection of W Pipkin Rd and S County Line Rd
NPN17209549FL LicenseW840529

Medulla is home to approximately 11,400 residents in Polk County, with a median age of 36.8 and a median household income of $72,600. About 68% of homes are owner-occupied; the median home value is $270,000. 30% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 6% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Medulla households.

How Medulla compares to Polk County

POLK COUNTY · 736K RESIDENTS MEDULLA · 11K RESIDENTS
Polk County vs Medulla — population comparison Polk County: 736,229 residents. Medulla: 11,355 residents, 1.5% of Polk County population.
736,229 POLK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
11,355 MEDULLA RESIDENTS ↳ 1.5% of Polk County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Medulla, FL?

Coverage is widely available. Medulla sits within Polk County (population ~736,000, 19.2% uninsured), where 13.5% of adults have current cigarette smoking alongside 37.7% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Fussels Corner →

📊 Top Health Considerations (CDC)

Top Health Considerations for Medulla (CITY) High cholesterol: 39.6%. High blood pressure: 33.5%. Obesity: 37.7%. Diagnosed diabetes: 11.4%. Current cigarette smoking: 13.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MEDULLA High cholesterol 39.6% High blood pressure 33.5% Obesity 37.7% Diagnosed diabetes 11.4% Current cigarette smoking 13.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Polk County Gov Portal .GOV
Population ~11,355
Lack of health insurance (18–64) 14.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1243925
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Medulla
Medulla, FL, USA
Available in Medulla

Life Insurance Products in Medulla, FL

9 insurance products available in Medulla

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Polk County and Nearby Florida Counties

Life Insurance by City Near Medulla, FL

9,785 licensed producers on public record in Polk County.

🌟 Cities Served near Medulla

24 Cities · 3 Counties
Highlands County5
Avon ParkLake PlacidLoridaSebringVenus
Polk CountyHome10
AuburndaleBartowBradley JunctionCypress GardensEloiseHaines CityLake WalesLakelandLakeland HighlandsWillow Oak
Hardee County9
Bowling GreenFort GreenFort Green SpringsGardnerLemon GroveLimestoneOnaWauchulaZolfo Springs
Official Resources

Know your rights in Medulla.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Medulla Life Insurance Questions

💰

How much does life insurance cost in Medulla?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Medulla
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Medulla?

Yes. June serves all of Medulla and every municipality in Polk County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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