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Home›Florida›Highlands County›Sebring

June Marcia Williams — Licensed Insurance Agent in Sebring, FL
June Marcia Williams
Your Insurance Agent in Sebring, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Sebring, FL...
National Producer No.
17209549
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Life Insurance in Sebring, FL

Securing Families Across Highlands County with 9 Tailored Product Lines

Why Sebring Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Sebring, Highlands County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Sebring, Highlands County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Sebring, FL

Sebring, FL — Your Local Producer

Hello, Sebring! As a resident of the greater Highlands County area, I appreciate the unique charm of our community, from the historic character of our downtown circle to the natural beauty of our surrounding lakes. Protecting your family's future in this special place is my top priority. My name is June Marcia Williams, and I am a licensed insurance producer right here in Florida. I specialize in helping individuals and families navigate their options for life insurance, final expense, and other personal policies. My goal is to provide clear, straightforward guidance so you can make confident decisions. (NPN: 17209549, Florida License No: W840529)

  • Sebring International Raceway
  • Highlands Hammock State Park
  • Circle Park Drive
NPN17209549FL LicenseW840529

Sebring is home to approximately 11,000 residents in Highlands County, with a median age of 46.3 and a median household income of $38,000. About 51% of homes are owner-occupied; the median home value is $152,000. 16% of adults hold a bachelor's degree or higher; households with children make up 20%; veterans comprise 7% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Sebring households.

How Sebring compares to Highlands County

HIGHLANDS COUNTY · 102K RESIDENTS SEBRING · 11K RESIDENTS
Highlands County vs Sebring — population comparison Highlands County: 102,339 residents. Sebring: 11,006 residents, 10.8% of Highlands County population.
102,339 HIGHLANDS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
11,006 SEBRING RESIDENTS ↳ 10.8% of Highlands County residents
Underwriting Guidelines

What rate class can Sebring applicants with high blood pressure expect from life insurance carriers?

Yes, qualification is common in Sebring. Within Highlands County's ~102,000 residents — including the 17.9% currently without health coverage — 45.7% of adults manage high blood pressure and 25.1% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Lorida →

📊 Top Health Considerations (CDC)

Top Health Considerations for Sebring (CITY) High cholesterol: 45.7%. High blood pressure: 45.7%. Obesity: 38.4%. Diagnosed diabetes: 18.7%. Current cigarette smoking: 16.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SEBRING High cholesterol 45.7% High blood pressure 45.7% Obesity 38.4% Diagnosed diabetes 18.7% Current cigarette smoking 16.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Highlands County Gov Portal .GOV
Population ~11,006
Lack of health insurance (18–64) 18.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1264875
Google Maps
3.3 3 reviews
View on Google Maps
Sebring-City
Open now · Mon 8:30 AM – 5:00 PM
(863) 471-0166
mysebring.com
368 S Commerce Ave, Sebring, FL 33870, USA
Recent Reviews
Evelin Milo ★★★★☆
"Sebring High School, on Kenilworth Street, the school has one main exit and there is no crosswalk for children to cross the street. Cars see children and do not stop to let them cross."
Bianca Jenkins ★☆☆☆☆
"Just called this office spoke to this lady her voice is sooooooo rude I’m done ... I was soooo nice to her smiling on the phone . I do this for a living smile through the phone your voice will projec…"
Available in Sebring

Life Insurance Products in Sebring, FL

9 insurance products available in Sebring

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Highlands County and Nearby Florida Counties

Life Insurance by City Near Sebring, FL

557 licensed producers on public record in Highlands County.

🌟 Cities Served near Sebring

23 Cities · 3 Counties
Hardee County9
Bowling GreenFort GreenFort Green SpringsGardnerLemon GroveLimestoneOnaWauchulaZolfo Springs
Highlands CountyHome4
Avon ParkLake PlacidLoridaVenus
Polk County10
AuburndaleBartowBradley JunctionCypress GardensEloiseHaines CityLake WalesLakelandLakeland HighlandsWillow Oak
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Sebring, Florida

Florida DFS public records show 363 actively licensed insurance producers with business addresses in Sebring (Highlands County County). 306 hold Life & Health authority; 99 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

363Licensed producers
306Life & Health
99General Lines (P&C)

Browse producers by line

Life & Health Agents
306 producers · life-authorised
General Lines (Property & Casualty)
99 producers · 2-20

Featured licensed producers

Browse all →
SL
Stanley Thomas Lund
Life Including Variable Annuity & Health
NPN 88716 Licensed 1992
JR
June Ray
Life Including Variable Annuity & Health
NPN 3421557 Licensed 2000
JA
James Acevedo
Life Including Variable Annuity & Health
NPN 1680903 Licensed 2001
TC
Thomas William Coughlin
Life Including Variable Annuity & Health
NPN 3204566 Licensed 2017
LK
Lori Dawn Kennedy
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7906184 Licensed 2003
PR
Paul Andrew Rieck
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 23689 Licensed 1988

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Sebring.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Sebring Life Insurance Questions

💰

How much does life insurance cost in Sebring?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Sebring
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Sebring?

Yes. June serves all of Sebring and every municipality in Highlands County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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