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Home›Florida›Pinellas County›Bay Pines

June Marcia Williams — Licensed Insurance Agent in Bay Pines, FL
June Marcia Williams
Your Insurance Agent in Bay Pines, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Bay Pines, FL...
National Producer No.
17209549
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Life Insurance in Bay Pines, FL

Securing Families Across Pinellas County with 9 Tailored Product Lines

Why Bay Pines Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Bay Pines, Pinellas County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Bay Pines, Pinellas County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
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❤️ 3K+ Satisfied
Right here · Bay Pines, FL

Bay Pines, FL — Your Local Producer

Hello to my neighbors in Bay Pines! Living here in Pinellas County offers a unique blend of coastal beauty and community, and your family's financial security is a vital part of enjoying that peace of mind. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families understand their options. I can assist you in exploring personal insurance plans like Term Life, Final Expense, and Critical Illness policies. My goal is to provide clear, straightforward guidance so you can make informed decisions for your future. (NPN: 17209549, Florida License No: W840529)

  • Bay Pines VA Healthcare System
  • Bay Pines National Cemetery
  • War Veterans' Memorial Park
NPN17209549FL LicenseW840529

Bay Pines is home to approximately 2,700 residents in Pinellas County, with a median age of 59.5 and a median household income of $71,600. About 90% of homes are owner-occupied; the median home value is $271,000. 31% of adults hold a bachelor's degree or higher; households with children make up 15%; veterans comprise 14% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Bay Pines households.

How Bay Pines compares to Pinellas County

PINELLAS COUNTY · 960K RESIDENTS BAY PINES · 3K RESIDENTS
Pinellas County vs Bay Pines — population comparison Pinellas County: 959,918 residents. Bay Pines: 2,717 residents, 0.3% of Pinellas County population.
959,918 PINELLAS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,717 BAY PINES RESIDENTS ↳ 0.3% of Pinellas County residents
Underwriting Guidelines

Are Bay Pines residents with diagnosed diabetes able to qualify for life insurance?

Bay Pines applicants with diagnosed diabetes qualify routinely. The local risk pool — Pinellas County's ~960,000 residents, 11.5% without health coverage — shows 13.2% adult prevalence of diagnosed diabetes and 10.0% with current cigarette smoking. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Lealman →

📊 Top Health Considerations (CDC)

Top Health Considerations for Bay Pines (CITY) High cholesterol: 46.1%. High blood pressure: 40%. Obesity: 29.1%. Diagnosed diabetes: 13.2%. Current cigarette smoking: 10%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BAY PINES High cholesterol 46.1% High blood pressure 40.0% Obesity 29.1% Diagnosed diabetes 13.2% Current cigarette smoking 10.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Pinellas County Gov Portal .GOV
Population ~2,717
Lack of health insurance (18–64) 7.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1204200
Google Maps
Bay Pines civic building photo 1Bay Pines civic building photo 2Bay Pines civic building photo 3Bay Pines civic building photo 4
Photos by Jeff Locke , Juan Carlos Lopez , Eduardo Tesi , The Chosen One via Google Maps
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Available in Bay Pines

Life Insurance Products in Bay Pines, FL

9 insurance products available in Bay Pines

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Pinellas County and Nearby Florida Counties

Life Insurance by City Near Bay Pines, FL

12,512 licensed producers on public record in Pinellas County.

🌟 Cities Served near Bay Pines

30 Cities · 3 Counties
Pasco County10
Beacon SquareDade CityNew Port RicheyNew Port Richey EastSan AntonioWesley ChapelZephyrhillsZephyrhills NorthZephyrhills SouthZephyrhills West
Pinellas CountyHome10
Belleair BluffsClearwaterDunedinLargoMadeira BeachPinellas ParkSaint PetersburgSt. Pete BeachSt. PetersburgTreasure Island
Manatee County10
Anna MariaBayshore GardensBraden RiverBradentonBradenton BeachCollege PlazaHolmes BeachPalmettoTerra CeiaWest Bradenton
Official Resources

Know your rights in Bay Pines.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Bay Pines Life Insurance Questions

💰

How much does life insurance cost in Bay Pines?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Bay Pines
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Bay Pines?

Yes. June serves all of Bay Pines and every municipality in Pinellas County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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