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Home›Florida›Pinellas County›Clearwater

June Marcia Williams — Licensed Insurance Agent in Clearwater, FL
June Marcia Williams
Your Insurance Agent in Clearwater, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Clearwater, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Clearwater, FL

Top-Rated Financial Protection for Clearwater Residents

Honest, Local Insurance Guidance for Your Family's Future in Pinellas County

Your local licensed agent in Clearwater, Pinellas County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Clearwater, Pinellas County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Clearwater, FL

Clearwater, FL — Your Local Producer

Hello, Clearwater! As a fellow Floridian, I know how much we value the unique coastal lifestyle here in Pinellas County, from our stunning beaches to our vibrant community spirit. It's a special place to build a life and protect what matters most. As a licensed insurance producer, my goal is to help my Clearwater neighbors find peace of mind. I offer personal guidance on a range of insurance options, including Term Life, Final Expense, and Critical Illness plans, tailored to your specific needs. Let's work together to secure your family's future. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Coachman Park
  • Pier 60
  • Clearwater Main Library
NPN17209549FL LicenseW840529

Clearwater is home to approximately 117,000 residents in Pinellas County, with a median age of 46.0 and a median household income of $59,400. About 59% of homes are owner-occupied; the median home value is $288,000. 32% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 7% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Clearwater households.

How Clearwater compares to Pinellas County

PINELLAS COUNTY · 960K RESIDENTS CLEARWATER · 117K RESIDENTS
Pinellas County vs Clearwater — population comparison Pinellas County: 959,918 residents. Clearwater: 116,984 residents, 12.2% of Pinellas County population.
959,918 PINELLAS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
116,984 CLEARWATER RESIDENTS ↳ 12.2% of Pinellas County residents
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Clearwater, FL?

Many Clearwater residents secure competitive rates despite high cholesterol. Pinellas County reports 38.5% adult prevalence (CDC PLACES); 37.0% also manage obesity, with 11.5% of the ~960,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Redington Beach →

📊 Top Health Considerations (CDC)

Top Health Considerations for Clearwater (CITY) High cholesterol: 38.5%. High blood pressure: 36.2%. Obesity: 37%. Diagnosed diabetes: 14.4%. Current cigarette smoking: 17.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CLEARWATER High cholesterol 38.5% High blood pressure 36.2% Obesity 37.0% Diagnosed diabetes 14.4% Current cigarette smoking 17.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Pinellas County Gov Portal .GOV
Population ~116,984
Lack of health insurance (18–64) 17.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1212875
Google Maps
2.2 32 reviews
City of Clearwater Municipal Services Building photo 1City of Clearwater Municipal Services Building photo 2City of Clearwater Municipal Services Building photo 3
Photos by Maria Alley , Bartolomeo Gorgoglione , Bartolomeo Gorgoglione via Google Maps
View on Google Maps
City of Clearwater Municipal Services Building
Open now · Mon 8:00 AM – 5:00 PM
(727) 562-4600
myclearwater.com
100 S Myrtle Ave, Clearwater, FL 33756, USA
Recent Reviews
maria nenos-politis ★☆☆☆☆
"The online services ridiculous. Calling the department and trying to get anything done cost you money. The phone system is a long and involved process which carries needing to give a social security n…"
Claire Mae Elizabeth Grange ★★★★☆
"They annually provide each household a couple free young trees to choose from their wonderful selection and freshly plant. I appreciate people can build a lush yard over time. I wish people would be m…"
Available in Clearwater

Life Insurance Products in Clearwater, FL

9 insurance products available in Clearwater

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Pinellas County and Nearby Florida Counties

Life Insurance by City Near Clearwater, FL

12,512 licensed producers on public record in Pinellas County.

🌟 Cities Served near Clearwater

30 Cities · 3 Counties
Manatee County10
Anna MariaBayshore GardensBraden RiverBradentonBradenton BeachCollege PlazaHolmes BeachPalmettoTerra CeiaWest Bradenton
Pinellas CountyHome10
Belleair BluffsDunedinHarbor BluffsLargoMadeira BeachPinellas ParkSaint PetersburgSt. Pete BeachSt. PetersburgTreasure Island
Hernando County10
BayportBrookridgeBrooksvilleMasaryktownNobletonNorth BrooksvilleRidge Manor WestSpring HillTimber PinesWeeki Wachee
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Clearwater, Florida

Florida DFS public records show 3,470 actively licensed insurance producers with business addresses in Clearwater (Pinellas County County). 2,980 hold Life & Health authority; 771 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

3,470Licensed producers
2,980Life & Health
771General Lines (P&C)

Browse producers by line

Life & Health Agents
2,980 producers · life-authorised
General Lines (Property & Casualty)
771 producers · 2-20

Featured licensed producers

Browse all →
RC
Robert Reese Clippard
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 1915936 Licensed 1998
MC
Michael Jere Chapman
Life Including Variable Annuity & Health
NPN 637022 Licensed 2008
JM
John Alan Mostert
Life Including Variable Annuity & Health
NPN 534423 Licensed 1993
RC
Richard C Commons
Life Including Variable Annuity & Health
NPN 2343397 Licensed 2000
RC
Robert Reese Clippard
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 1915936 Licensed 1998
SB
Scott Busse
General Lines (Property & Casualty)
NPN 533554 Licensed 1995

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Clearwater.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Clearwater Life Insurance Questions

💰

How much does life insurance cost in Clearwater?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Clearwater
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Clearwater?

Yes. June serves all of Clearwater and every municipality in Pinellas County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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