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June Marcia Williams — Licensed Insurance Agent in Elfers, FL
June Marcia Williams
Your Insurance Agent in Elfers, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Elfers, FL...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Elfers | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Elfers Without the Complexity

Your local licensed agent in Elfers, Pasco County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Elfers, Pasco County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Elfers, FL

Elfers, FL — Your Local Producer

Hello, Elfers neighbors! Living here in Pasco County offers a unique blend of community and tranquility, and I believe your financial peace of mind should reflect that same sense of security. My name is June Marcia Williams, and I am a licensed insurance producer right here in Florida. I specialize in helping individuals and families find the right personal insurance plans, from Term and Whole Life to Final Expense and Critical Illness coverage. My goal is to make the process clear and straightforward, helping you protect what matters most. As your local resource, I'm here to answer your questions. (NPN: 17209549, Florida License No: W840529)

  • Elfers Centennial Park
  • Anclote River Park
  • James E. Grey Preserve
NPN17209549FL LicenseW840529

Elfers is home to approximately 13,300 residents in Pasco County, with a median age of 40.9 and a median household income of $50,500. About 60% of homes are owner-occupied; the median home value is $142,000. 13% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 8% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Elfers households.

How Elfers compares to Pasco County

PASCO COUNTY · 569K RESIDENTS ELFERS · 13K RESIDENTS
Pasco County vs Elfers — population comparison Pasco County: 569,211 residents. Elfers: 13,296 residents, 2.3% of Pasco County population.
569,211 PASCO COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
13,296 ELFERS RESIDENTS ↳ 2.3% of Pasco County residents
Underwriting Guidelines

What rate class can Elfers applicants with high cholesterol expect from life insurance carriers?

Many Elfers residents secure competitive rates despite high cholesterol. Pasco County reports 43.8% adult prevalence (CDC PLACES); 33.5% also manage obesity, with 14.5% of the ~633,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Elfers families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Ridge Manor →

📊 Top Health Considerations (CDC)

Top Health Considerations for Elfers (CITY) High cholesterol: 43.8%. High blood pressure: 42.9%. Obesity: 33.5%. Diagnosed diabetes: 15.1%. Current cigarette smoking: 16.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ELFERS High cholesterol 43.8% High blood pressure 42.9% Obesity 33.5% Diagnosed diabetes 15.1% Current cigarette smoking 16.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Pasco County Gov Portal .GOV
Population ~13,296
Lack of health insurance (18–64) 15.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1220275
Google Maps
Elfers photo 1Elfers photo 2Elfers photo 3
Photos by Christine Wolfe , EtownStickly , Don Andrews via Google Maps
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Elfers
Elfers, FL, USA
Available in Elfers

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Pasco County and Neighboring Florida Counties

Cities served near Elfers.

June Marcia Williams writes life insurance and supplemental health policies across Pasco County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Elfers

30 Cities · 3 Counties
Pinellas County10
Bay PinesClearwaterDunedinGreenbriarLargoMadeira BeachPinellas ParkSaint PetersburgSt. PetersburgTreasure Island
Pasco CountyHome10
Heritage PinesHolidayKey VistaMeadow OaksNew Port RicheyNew Port Richey EastWesley ChapelZephyrhillsZephyrhills NorthZephyrhills South
Citrus County10
Beverly HillsBlack DiamondCitrus SpringsCrystal RiverFloral CityHernandoInvernessLecantoPine RidgeSugarmill Woods
Official Resources

Know your rights in Elfers.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Elfers insurance — answered.

💰

How much does life insurance cost in Elfers?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Elfers
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Elfers?

Yes. June serves all of Elfers and every municipality in Pasco County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Dade City North Pasco County, FL 10 products available
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