Life Insurance
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Critical Illness Hospital Indemnity Accident & Injury
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Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Ridge Manor, FL
June Marcia Williams
Your Insurance Agent in Ridge Manor, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ridge Manor, FL...
National Producer No.
17209549
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Life Insurance in Ridge Manor, FL

Dedicated Coverage Options from Final Expense to Term Life in Pasco County

The Smart Choice for Dependable Life Insurance in Ridge Manor, FL

Your local licensed agent in Ridge Manor, Pasco County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Ridge Manor, Pasco County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Ridge Manor, FL

Ridge Manor, FL — Your Local Producer

Hello to my neighbors in Ridge Manor! I appreciate the unique character of our corner of Pasco County, where the blend of natural surroundings and community spirit makes it a special place to live. My name is June Marcia Williams, and as a licensed insurance producer right here in Florida, I am committed to helping local families understand their options. I focus on personal life and health insurance, including Term Life, Final Expense, and Critical Illness plans. My goal is to offer clear, one-on-one guidance to help you secure the right protection for your loved ones. (NPN: 17209549, Florida License No: W840529)

  • Withlacoochee River Park
  • U.S. Route 98
  • U.S. Route 301
NPN17209549FL LicenseW840529

Ridge Manor is home to approximately 4,400 residents in Pasco County, with a median age of 41.8 and a median household income of $51,000. About 76% of homes are owner-occupied; the median home value is $181,000. 17% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 9% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Ridge Manor households.

How Ridge Manor compares to Pasco County

PASCO COUNTY · 569K RESIDENTS RIDGE MANOR · 4K RESIDENTS
Pasco County vs Ridge Manor — population comparison Pasco County: 569,211 residents. Ridge Manor: 4,430 residents, 0.8% of Pasco County population.
569,211 PASCO COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,430 RIDGE MANOR RESIDENTS ↳ 0.8% of Pasco County residents

Does high blood pressure affect life insurance rates in Ridge Manor, FL?

Ridge Manor applicants with high blood pressure qualify routinely. The local risk pool — Pasco County's ~569,000 residents, 14.5% without health coverage — shows 38.1% adult prevalence of high blood pressure and 40.6% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Connerton →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ridge Manor (CITY) High cholesterol: 40.6%. High blood pressure: 38.1%. Obesity: 34%. Diagnosed diabetes: 13.7%. Current cigarette smoking: 14.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RIDGE MANOR High cholesterol 40.6% High blood pressure 38.1% Obesity 34.0% Diagnosed diabetes 13.7% Current cigarette smoking 14.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~4,430
Lack of health insurance (18–64) 17.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1260325

Life Insurance Products in Ridge Manor, FL

9 insurance products available in Ridge Manor

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Ridge Manor, FL

5,908 licensed producers on public record in Pasco County.

🌟 Cities Served near Ridge Manor

30 Cities · 3 Counties
Pinellas County10

Know your rights in Ridge Manor.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Ridge Manor Life Insurance Questions

💰

How much does life insurance cost in Ridge Manor?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ridge Manor
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ridge Manor?

Yes. June serves all of Ridge Manor and every municipality in Pasco County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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