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June Marcia Williams — Licensed Term Life Insurance Agent in Belle Isle, FL
June Marcia Williams
Your Insurance Agent in Belle Isle, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Belle Isle, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Belle Isle, FL

June Williams — NPN 17209549. No-exam options up to $500K.

Term life insurance for Belle Isle, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Belle Isle, FL

Belle Isle, FL — Your Local Producer

Hello, Belle Isle neighbors! Living here in Orange County, surrounded by the beauty of our lakes, reminds me how important it is to protect the people and lifestyle we love. My name is June Marcia Williams, and I'm a licensed insurance producer (NPN: 17209549, Florida License No: W840529) serving our community. I specialize in helping individuals and families find personal insurance solutions, from term and whole life to final expense and critical illness plans. My goal is to help you understand your options so you can feel secure about your future.

  • Belle Isle City Hall
  • Warren Park
  • Cornerstone Charter Academy
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Belle Isle

27 on public record · Florida DFS · Fla. Stat. §119.01

AP
Angelica Gretchen Porter
Life Including Variable Annuity & Health
NPN 20806999 Licensed 2023
BM
Beau Motley
Life Including Variable Annuity & Health
NPN 19265202 Licensed 2019
DF
Dennis Anthony Feliberti
Life Including Variable Annuity & Health
NPN 21598436 Licensed 2025
EK
Edita Klinkel
Life Including Variable Annuity & Health
NPN 19597072 Licensed 2020
IV
Ismael Velazquez
Life Including Variable Annuity & Health
NPN 22088973 Licensed 2026
JE
Jacques M. Everly
Life Including Variable Annuity & Health
NPN 15903323 Licensed 2015
JK
Jared Keith Krause
Life Including Variable Annuity & Health
NPN 22077731 Licensed 2025
JL
Jean-Paul Lopez
Life Including Variable Annuity & Health
NPN 19271016 Licensed 2019
JL
Joelle C Lawrence
Life Including Variable Annuity & Health
NPN 21077744 Licensed 2024
JC
Joshua Elier Cancel
Life Including Variable Annuity & Health
NPN 21744040 Licensed 2025
KB
Kathleen Mary Borden
Life Including Variable Annuity & Health
NPN 17980110 Licensed 2016
KB
Killian Bonn
Life Including Variable Annuity & Health
NPN 21277138 Licensed 2024
LG
Laura Lynn Garlich
Life Including Variable Annuity & Health
NPN 594236 Licensed 1995
MR
Maritza Pilar Rojas
Life Including Variable Annuity & Health
NPN 417726 Licensed 2019
MQ
Marvel Quevedo
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 17305794 Licensed 2014
MS
Mathew Juan Santana
Life Including Variable Annuity & Health
NPN 20514531 Licensed 2022
PK
Patricia Lee King
Life Including Variable Annuity & Health
NPN 8089604 Licensed 2017
PR
Pedro Rendon
Life Including Variable Annuity & Health
NPN 18704364 Licensed 2018
RG
Richard S Gallagher
Life Including Variable Annuity & Health
NPN 20322844 Licensed 2022
RE
Riley Jennings Ellington
Life Including Variable Annuity & Health
NPN 22265715 Licensed 2026
RS
Ross P Smith
Life Including Variable Annuity & Health
NPN 8279027 Licensed 2021
SF
Sara P Forero
Life Including Variable Annuity & Health
NPN 20546186 Licensed 2022
SM
Sebastian Gerhardt Midtvaage
Life Including Variable Annuity & Health
NPN 21241061 Licensed 2024
SE
Shelby Gaines Evertsen
Life Including Variable Annuity & Health
NPN 19972984 Licensed 2021
View all 27 licensed term life producers in Belle Isle →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Belle Isle regional market. Rates are localized using regional health baselines.

Official Belle Isle Resources

County Orange County
Population ~7,020
Lack of insurance (18–64) 26.5%
FIPS code 1205300

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Belle Isle rates. Start your quote request below.

Google Maps
4.0 4 reviews
BELLE ISLE CITY HALL photo 1BELLE ISLE CITY HALL photo 2
Photos by Leon Luis Medado , Free veteran via Google Maps
BELLE ISLE CITY HALL
1600 Nela Ave, Orlando, FL 32809, USA
Recent Reviews
B S ★☆☆☆☆
"Not a kind town anymore sadly Belle Isle has become a place that does not care about it's residents. Charging code violations to pay for the cities lacking emergency funds. Things that used to be pick…"
Fence Method ★★★★★
"Great place to do business. Liza & Raquel truly are helpful and knowledgeable. Thank you for your service."
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Term Life Insurance FAQ

💰

How much does term life cost in Belle Isle?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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