June Marcia Williams

Your Insurance Agent in Kissimmee, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Kissimmee, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in Kissimmee, FL

Income replacement, mortgage protection, and key person coverage.

Term life insurance for Kissimmee, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Kissimmee, FL

Kissimmee, FL — Your Local Producer

Hello, Kissimmee! As a fellow Floridian, I appreciate the unique character of our community here in Osceola County, from the historic downtown to the beautiful shores of Lake Tohopekaliga. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to serving my neighbors. I offer a range of personal insurance options, including Term Life, Whole Life, Final Expense, and policies for Critical Illness or Hospital Indemnity. My goal is to help you understand your choices so you can find a plan that fits your life. (NPN: 17209549, Florida License No: W840529)

Kissimmee Lakefront Park
Osceola County Courthouse
Kissimmee Gateway Airport

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Kissimmee

3565 on public record · Florida DFS · Fla. Stat. §119.01

Aareyon Munir Jones

Life Including Variable Annuity & Health

NPN 21745289 Licensed 2025

Aaron Douglas

Life Including Variable Annuity & Health

NPN 21117750 Licensed 2024

Aarti Parekh

Life Including Variable Annuity & Health

NPN 18000625 Licensed 2017

Abdelmahmoud A Abdelmahmoud

Life Including Variable Annuity & Health

NPN 21608133 Licensed 2025

Abel Gomez

Life Including Variable Annuity & Health

NPN 21396220 Licensed 2024

Abigail Marie Vasquez

Life Including Variable Annuity & Health

NPN 22066873 Licensed 2025

Abisola Adeyemo

Life Including Variable Annuity & Health

NPN 22237194 Licensed 2026

Abraham Moises Aich

Life Including Variable Annuity & Health

NPN 20602654 Licensed 2023

Abrahan Molleda Ceballos

Life Including Variable Annuity & Health

NPN 21333276 Licensed 2024

Ada Amaya-Jimenez

Life Including Variable Annuity & Health

NPN 21156877 Licensed 2024

Adainoret Urdaneta De Gimenez

Life Including Variable Annuity & Health

NPN 22161272 Licensed 2026

Adalberto Gonzalez Fernandez

Life Including Variable Annuity & Health

NPN 21210028 Licensed 2024

Adalberto Negron

Life Including Variable Annuity & Health

NPN 8478642 Licensed 2016

Adam Elijah Ramirez

Life Including Variable Annuity & Health

NPN 21605366 Licensed 2025

Adam Elyacoti

Life Including Variable Annuity & Health

NPN 20973702 Licensed 2023

Adam Salla

Life Including Variable Annuity & Health

NPN 17234849 Licensed 2024

Adekeye Odunayo Adebayo

Life Including Variable Annuity & Health

NPN 21765617 Licensed 2025

Adele Brancato

Life Including Variable Annuity & Health

NPN 21763713 Licensed 2025

Adeliz Otero

Life Including Variable Annuity & Health

NPN 17768627 Licensed 2015

Adeonin Valentin

Life Including Variable Annuity & Health

NPN 20827011 Licensed 2023

Adianez Perez

Life Including Variable Annuity & Health

NPN 11063151 Licensed 2015

Adlyn Milena Lugo

Life Including Variable Annuity & Health

NPN 12148939 Licensed 2014

Adolfo A Paulino Terrero

Life Including Variable Annuity & Health

NPN 21523543 Licensed 2025

Adoli Mironchuk

Life Including Variable Annuity & Health

NPN 18585576 Licensed 2017

View all 3565 licensed term life producers in Kissimmee →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Kissimmee regional market. Rates are localized using regional health baselines.

Official Kissimmee Resources

County Osceola County

Population ~78,478

Lack of insurance (18–64) 27.3%

FIPS code 1236950

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Kissimmee rates. Start your quote request below.

FL OIR .GOV Osceola County Gov Portal .GOV

4.3 54 reviews

Photos by Michael Rivera , Alan Rosko , Roads Traveled Photography , Universo Samay via Google Maps

View on Google Maps

Kissimmee City Hall

Open now · Mon 8:00 AM – 5:00 PM

(407) 847-2821

kissimmee.gov .GOV

101 Church St, Kissimmee, FL 34741, USA

Recent Reviews

Roads Traveled Photography ★★★★★

"Gorgeous new mural painted September 2024 by Artist: Christian Stanley."

Wade Choate ★★☆☆☆

"There needs to be more improvements with elected official. Commissioner Martinez is off to a great start and running. She has not stopped since she got elected. I can't say enough great things abou…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Kissimmee

More Insurance Options in Kissimmee, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Kissimmee?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Kissimmee, FL

Kissimmee, FL — Your Local Producer

Licensed Term Life Producers in Kissimmee

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Kissimmee Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Kissimmee, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Kissimmee?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

Also Serving Osceola County

Buena Ventura La Life Protection

Buenaventura Lakes Life Protection

Campbell Financial Security

Celebration Life Protection

Intercession Cit Life Protection

Kenansville Life Protection

The Poinciana Legacy Plan

Saint Cloud Coverage Guide

St. Cloud Life Protection

The Yeehaw Junction Legacy Plan

Auburndale Life Protection

Bartow Wealth Strategy

Bradley Junction Coverage Guide

The Cypress Gardens Legacy Plan

Eloise Life Protection

The Haines City Legacy Plan

Lake Wales Coverage Guide

Lakeland Life Protection

The Lakeland Highlands Legacy Plan

Willow Oak Wealth Strategy

Fellsmere Coverage Guide

Florida Ridge Financial Security

Gifford Life Protection

Indian River Shores Financial Security

Orchid Financial Security

Sebastian Wealth Strategy

Vero Beach Life Protection

Vero Beach South Financial Security

The Wabasso Legacy Plan

The West Vero Corridor Legacy Plan

Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Kissimmee Resources