June Marcia Williams

Your Insurance Agent in Celebration, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Celebration, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in Celebration, FL

June Williams — NPN 17209549. No-exam options up to $500K.

Term life insurance for Celebration, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Celebration, FL

Celebration, FL — Your Local Producer

Hello, Celebration! As a fellow resident of the greater Osceola County area, I admire the unique, picture-perfect community you've built, with its distinct architecture and strong neighborhood bonds. It’s a place where planning for a beautiful future is part of the local character. As your local licensed insurance producer, I'm here to help you protect that future. I offer personalized guidance on a range of options, including Term Life, Whole Life, and Final Expense policies, to help secure your family's financial well-being. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Celebration Town Center
Lakeside Park
Celebration Golf Club

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Celebration

81 on public record · Florida DFS · Fla. Stat. §119.01

Aiden Allin Searcy

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19921744 Licensed 2021

Alicia Lee Aylesworth

Life Including Variable Annuity & Health

NPN 20575767 Licensed 2023

Angela Nicole Achon

Life Including Variable Annuity & Health

NPN 18036949 Licensed 2016

Antonio Saulo Coffani Nunes

Life Including Variable Annuity & Health

NPN 21298344 Licensed 2024

Bianca Ciccone

Life Including Variable Annuity & Health

NPN 22204602 Licensed 2026

Brian Schmidt Carlson

Life Including Variable Annuity & Health

NPN 21184801 Licensed 2024

Carlos Miguel Pacheco Delgado

Life Including Variable Annuity & Health

NPN 20549363 Licensed 2022

Carmen Alicia Quintero

Life Including Variable Annuity & Health

NPN 18577377 Licensed 2017

Christopher Charles Melissinos

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 16514520 Licensed 2012

Claudia Allen

Life Including Variable Annuity & Health

NPN 22123506 Licensed 2026

Clayton Morley Griswold

Life Including Variable Annuity & Health

NPN 21049486 Licensed 2024

Cristian Valbuena

Life Including Variable Annuity & Health

NPN 19288108 Licensed 2019

Cuilian Li

Life Including Variable Annuity & Health

NPN 18913764 Licensed 2018

Daniel Crabb

Life Including Variable Annuity & Health

NPN 19288069 Licensed 2019

Daniel Orestes Marrero

Life Including Variable Annuity & Health

NPN 17900635 Licensed 2016

David Wood Murchison

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 9448930 Licensed 2007

Duane Alan Slater

Life Including Variable Annuity & Health

NPN 21607692 Licensed 2025

Edgar Arvelo

Life Including Variable Annuity & Health

NPN 613498 Licensed 1994

Else M Kapusta

Life Including Variable Annuity & Health

NPN 19199091 Licensed 2019

Erica Ashlynd Reid

Life Including Variable Annuity & Health

NPN 21407556 Licensed 2024

Erica Lynn Duran

Life Including Variable Annuity & Health

NPN 8315563 Licensed 2021

Ethan Cook

Life Including Variable Annuity & Health

NPN 21687360 Licensed 2025

Frederick William Scholz

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 16826679 Licensed 2021

Garrett Duane Volkmer

Life Including Variable Annuity & Health

NPN 19929521 Licensed 2021

View all 81 licensed term life producers in Celebration →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Celebration regional market. Rates are localized using regional health baselines.

Official Celebration Resources

County Osceola County

Population ~12,030

Lack of insurance (18–64) 12.6%

FIPS code 1211285

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Celebration rates. Start your quote request below.

FL OIR .GOV Osceola County Gov Portal .GOV

4.5 115 reviews

Photos by David Herszenson , Sergio Marini , Angelo Barros Ferreira , Troy Gamble via Google Maps

View on Google Maps

Celebration Town Hall

(407) 566-1200

celebration.fl.us

851 Celebration Ave, Kissimmee, FL 34747, USA

Recent Reviews

Michelle Pascua ★★★★★

"The classes offered by Lifelong are held at the Town Hall and have been fun and interesting. The small amount of times I’ve had to speak to the staff of the Town Hall have been pleasant, there wasn’t …"

J Lenaway ★★★☆☆

"The facility itself is very nice, but lately, maintenance has been an issue. The air conditioning has not worked while our group has been there for several months, even after repeated requests to the …"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Celebration

More Insurance Options in Celebration, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Celebration?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Celebration, FL

Celebration, FL — Your Local Producer

Licensed Term Life Producers in Celebration

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Celebration Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Celebration, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Celebration?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Celebration Resources