Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
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June Marcia Williams — Licensed Insurance Agent in Ocean City, FL
June Marcia Williams
Your Insurance Agent in Ocean City, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ocean City, FL...
National Producer No.
17209549
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Expert Life Insurance Agent in Ocean City, FL | 12+ Years Experience

Top-Rated Financial Protection for Ocean City Residents

Honest, Local Insurance Guidance for Your Family's Future in Okaloosa County

Your local licensed agent in Ocean City, Okaloosa County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Ocean City, Okaloosa County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Ocean City, FL

Ocean City, FL — Your Local Producer

Hello Ocean City neighbors! Living here in Okaloosa County, we appreciate the unique beauty and pace of our coastal community. It's a life worth protecting. My name is June Marcia Williams, and as a local licensed insurance producer, I'm dedicated to helping my neighbors find the right personal insurance plans. Whether you're thinking about term life, final expense, or accident & injury coverage, I can help you navigate your options with clarity and care. Let's work together to secure your family's future. (NPN: 17209549, Florida License No: W840529)

  • Eglin Parkway
  • Poquito Bayou
  • Shalimar Elementary School
NPN17209549FL LicenseW840529

Can I get life insurance with high blood pressure in Ocean City, FL?

Coverage is widely available. Ocean City sits within Okaloosa County (population ~218,000, 11.7% uninsured), where 33.0% of adults have high blood pressure alongside 31.8% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Ocean City families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Destin →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ocean City (CITY) High cholesterol: 33.9%. High blood pressure: 33%. Obesity: 31.8%. Diagnosed diabetes: 11.5%. Current cigarette smoking: 14.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OCEAN CITY High cholesterol 33.9% High blood pressure 33.0% Obesity 31.8% Diagnosed diabetes 11.5% Current cigarette smoking 14.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population Data Pending
Lack of health insurance (18–64) 14.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1250925
Google Maps
4.4 14 reviews
City of Ocean City, City Hall photo 1City of Ocean City, City Hall photo 2City of Ocean City, City Hall photo 3City of Ocean City, City Hall photo 4
Photos by Robin Birth , F Guidry , Jim McHugh , E. Miller via Google Maps
City of Ocean City, City Hall
Open now · Mon 8:45 AM – 6:00 PM
861 Asbury Ave, Ocean City, NJ 08226, USA
Recent Reviews
Lisa Richichi ★★★★★
"Came here for the free horse and carriage rides the town has through the weekends through the holiday season. We had an amazing time , we didn't wait long to get on either and the ride was about 5-10 …"
Charles Webb ★★★★☆
"Ocean City is a great family resort but the new public bathrooms on the boardwalk at 10th street are horrendous. They are DIRTY and not well maintained. Must have used poor materials because they …"

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Ocean City.

June Marcia Williams writes life insurance and supplemental health policies across Okaloosa County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Ocean City

19 Cities · 3 Counties

Know your rights in Ocean City.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Ocean City insurance — answered.

💰

How much does life insurance cost in Ocean City?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ocean City
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ocean City?

Yes. June serves all of Ocean City and every municipality in Okaloosa County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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