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Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
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June Marcia Williams — Licensed Insurance Agent in Miami Lakes, FL
June Marcia Williams
Your Insurance Agent in Miami Lakes, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Miami Lakes, FL...
National Producer No.
17209549
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Trusted Life Insurance in Miami Lakes, FL | Local Expert

Securing Families Across Miami Dade County with 9 Tailored Product Lines

Why Miami Lakes Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Miami Lakes, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Miami Lakes, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Miami Lakes, FL

Miami Lakes, FL — Your Local Producer

In a community as thoughtfully planned as Miami Lakes, preparing for your family's future just makes sense. I'm June Marcia Williams, a local licensed insurance producer, and I'm proud to serve my neighbors here in Miami-Dade County. Life is full of unexpected turns, and having the right protection can make all the difference. I specialize in helping individuals and families find personal insurance solutions—like Term Life, Final Expense, and Accident & Injury policies—that fit their specific situations. My goal is to provide clear guidance so you can feel confident in your decisions. (NPN: 17209549, FL License No: W840529).

  • Main Street Miami Lakes
  • Shula's Golf Club
  • Miami Lakes Optimist Park
NPN17209549FL LicenseW840529

Miami Lakes is home to approximately 30,600 residents in Miami Dade County, with a median age of 42.8 and a median household income of $90,300. About 64% of homes are owner-occupied; the median home value is $486,000. 40% of adults hold a bachelor's degree or higher; households with children make up 33%; veterans comprise 2% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Miami Lakes households.

How Miami Lakes compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS MIAMI LAKES · 31K RESIDENTS
Miami Dade County vs Miami Lakes — population comparison Miami Dade County: 2,688,237 residents. Miami Lakes: 30,621 residents, 1.1% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
30,621 MIAMI LAKES RESIDENTS ↳ 1.1% of Miami Dade County residents

How does high cholesterol impact life insurance underwriting in Miami Lakes, FL?

Many Miami Lakes residents secure competitive rates despite high cholesterol. Miami Dade County reports 36.5% adult prevalence (CDC PLACES); 29.0% also manage obesity, with 25.6% of the ~2,687,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Miami Lakes families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Kendale Lakes →

📊 Top Health Considerations (CDC)

Top Health Considerations for Miami Lakes (CITY) High cholesterol: 36.5%. High blood pressure: 32.3%. Obesity: 29%. Diagnosed diabetes: 15.7%. Current cigarette smoking: 10.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MIAMI LAKES High cholesterol 36.5% High blood pressure 32.3% Obesity 29.0% Diagnosed diabetes 15.7% Current cigarette smoking 10.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~30,621
Lack of health insurance (18–64) 28.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1245100
Google Maps
3.5 40 reviews
Town of Miami Lakes Government Center photo 1Town of Miami Lakes Government Center photo 2Town of Miami Lakes Government Center photo 3Town of Miami Lakes Government Center photo 4
Town of Miami Lakes Government Center
Open now · Mon 8:00 AM – 5:00 PM
6601 Main St, Miami Lakes, FL 33014, USA
Recent Reviews
FELITIA GUOBADIA ★★★★★
"I’m not usually one to write reviews, but I believe in giving credit where credit is due. My recent experience with the Town of Miami Lakes Building Department, particularly Susana Naranjo, was nothin…"
Snow White ★☆☆☆☆
"I have lived here for most of my life and I am appalled to see what Miami Lakes has developed into. Sitting here on October 26 listening to this crap and I mean crap at Veterans park is very disturbin…"

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Miami Lakes.

June Marcia Williams writes life insurance and supplemental health policies across Miami Dade County and adjacent Florida counties — all within the same Florida regulatory framework.

Know your rights in Miami Lakes.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Miami Lakes insurance — answered.

💰

How much does life insurance cost in Miami Lakes?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Miami Lakes
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Miami Lakes?

Yes. June serves all of Miami Lakes and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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