June Marcia Williams

Your Insurance Agent in Miami Lakes, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Miami Lakes, FL...

National Producer No.

17209549

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Term Life Insurance in Miami Lakes, FL

Lock in level premiums and protect your family's income.

Term life insurance for Miami Lakes, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Miami Lakes, FL

Miami Lakes, FL — Your Local Producer

In a community as thoughtfully planned as Miami Lakes, preparing for your family's future just makes sense. I'm June Marcia Williams, a local licensed insurance producer, and I'm proud to serve my neighbors here in Miami-Dade County. Life is full of unexpected turns, and having the right protection can make all the difference. I specialize in helping individuals and families find personal insurance solutions—like Term Life, Final Expense, and Accident & Injury policies—that fit their specific situations. My goal is to provide clear guidance so you can feel confident in your decisions. (NPN: 17209549, FL License No: W840529).

Main Street Miami Lakes
Shula's Golf Club
Miami Lakes Optimist Park

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Miami Lakes

1646 on public record · Florida DFS · Fla. Stat. §119.01

Aakash Thakor

Life Including Variable Annuity & Health

NPN 21538672 Licensed 2025

Aaron David Hardy

Life Including Variable Annuity & Health

NPN 21560749 Licensed 2025

Abhiram Killamsetty

Life Including Variable Annuity & Health

NPN 21237202 Licensed 2024

Abner Clerveaux

Life Including Variable Annuity & Health

NPN 3571289 Licensed 2022

Abraham Valdivieso

Life Including Variable Annuity & Health

NPN 17778014 Licensed 2015

Ada Maria Gonzalez

Life Including Variable Annuity & Health

NPN 20146851 Licensed 2021

Ada Venero

Life Including Variable Annuity & Health

NPN 17409782 Licensed 2014

Adaligia Defatima Gonzalez

Life Including Variable Annuity & Health

NPN 479353 Licensed 2015

Adiac Rene Siu Aguilar

Life Including Variable Annuity & Health

NPN 22232454 Licensed 2026

Adianet Carbonell Gonzalez

Life Including Variable Annuity & Health

NPN 20222194 Licensed 2022

Adiene Y Labastidas-Cotua

Life Including Variable Annuity & Health

NPN 21117705 Licensed 2024

Adiris Vogt

Life Including Variable Annuity & Health

NPN 9755142 Licensed 2008

Adisesh Venkatesh

Life Including Variable Annuity & Health

NPN 22086698 Licensed 2025

Adonis Foy Clark

Life Including Variable Annuity & Health

NPN 16666389 Licensed 2012

Adonis Hernandez

Life Including Variable Annuity & Health

NPN 16749934 Licensed 2024

Adrian Tapia

Life Including Variable Annuity & Health

NPN 20428701 Licensed 2022

Adrian Valle Sanchez

Life Including Variable Annuity & Health

NPN 18412383 Licensed 2017

Adriana Alfonso

Life Including Variable Annuity & Health

NPN 18522020 Licensed 2017

Adriana Castro

Life Including Variable Annuity & Health

NPN 21069996 Licensed 2024

Adriana Corie Perez

Life Including Variable Annuity & Health

NPN 17786276 Licensed 2015

Adriana Linares Rahme

Life Including Variable Annuity & Health

NPN 8469575 Licensed 2005

Adriana Vila Soto

Life Including Variable Annuity & Health

NPN 20677720 Licensed 2023

Adula Meyers

Life Including Variable Annuity & Health

NPN 19383094 Licensed 2019

Agnes Aparicio

Life Including Variable Annuity & Health

NPN 20271724 Licensed 2022

View all 1646 licensed term life producers in Miami Lakes →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Miami Lakes regional market. Rates are localized using regional health baselines.

Official Miami Lakes Resources

County Miami Dade County

Population ~30,621

Lack of insurance (18–64) 28.8%

FIPS code 1245100

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Miami Lakes rates. Start your quote request below.

FL OIR .GOV Miami Dade County Gov Portal .GOV

3.5 40 reviews

Town of Miami Lakes Government Center photo 1

Town of Miami Lakes Government Center photo 2

Town of Miami Lakes Government Center photo 3

Town of Miami Lakes Government Center photo 4

Photos by Felix Mizioznikov Photography felixtm , Károly Ötvös , Hope Reynolds , Priscilla Molerio via Google Maps

View on Google Maps

Town of Miami Lakes Government Center

Open now · Mon 8:00 AM – 5:00 PM

(305) 364-6100

miamilakes-fl.gov .GOV

6601 Main St, Miami Lakes, FL 33014, USA

Recent Reviews

FELITIA GUOBADIA ★★★★★

"I’m not usually one to write reviews, but I believe in giving credit where credit is due. My recent experience with the Town of Miami Lakes Building Department, particularly Susana Naranjo, was nothin…"

Snow White ★☆☆☆☆

"I have lived here for most of my life and I am appalled to see what Miami Lakes has developed into. Sitting here on October 26 listening to this crap and I mean crap at Veterans park is very disturbin…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Miami Lakes

More Insurance Options in Miami Lakes, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Miami Lakes?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Miami Lakes, FL

Miami Lakes, FL — Your Local Producer

Licensed Term Life Producers in Miami Lakes

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Miami Lakes Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Miami Lakes, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Miami Lakes?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Miami Lakes Resources