June Marcia Williams

Your Insurance Agent in Miami Lakes, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Miami Lakes, FL...

National Producer No.

17209549

Verify ↗

Accident & Injury Insurance in Miami Lakes, FL

Cash benefits for fractures, hospital stays, ER visits, and more.

Accident and injury insurance for Miami Lakes, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum payouts for covered accidents and injuries, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Miami Lakes, FL

Miami Lakes, FL — Your Local Producer

In a community as thoughtfully planned as Miami Lakes, preparing for your family's future just makes sense. I'm June Marcia Williams, a local licensed insurance producer, and I'm proud to serve my neighbors here in Miami-Dade County. Life is full of unexpected turns, and having the right protection can make all the difference. I specialize in helping individuals and families find personal insurance solutions—like Term Life, Final Expense, and Accident & Injury policies—that fit their specific situations. My goal is to provide clear guidance so you can feel confident in your decisions. (NPN: 17209549, FL License No: W840529).

Main Street Miami Lakes
Shula's Golf Club
Miami Lakes Optimist Park

NPN17209549FL LicenseW840529

Licensed Accident & Injury Producers in Miami Lakes

1646 on public record · Florida DFS · Fla. Stat. §119.01

Aakash Thakor

Life Including Variable Annuity & Health

NPN 21538672 Licensed 2025

Aaron David Hardy

Life Including Variable Annuity & Health

NPN 21560749 Licensed 2025

Abhiram Killamsetty

Life Including Variable Annuity & Health

NPN 21237202 Licensed 2024

Abner Clerveaux

Life Including Variable Annuity & Health

NPN 3571289 Licensed 2022

Abraham Valdivieso

Life Including Variable Annuity & Health

NPN 17778014 Licensed 2015

Ada Maria Gonzalez

Life Including Variable Annuity & Health

NPN 20146851 Licensed 2021

Ada Venero

Life Including Variable Annuity & Health

NPN 17409782 Licensed 2014

Adaligia Defatima Gonzalez

Life Including Variable Annuity & Health

NPN 479353 Licensed 2015

Adiac Rene Siu Aguilar

Life Including Variable Annuity & Health

NPN 22232454 Licensed 2026

Adianet Carbonell Gonzalez

Life Including Variable Annuity & Health

NPN 20222194 Licensed 2022

Adiene Y Labastidas-Cotua

Life Including Variable Annuity & Health

NPN 21117705 Licensed 2024

Adiris Vogt

Life Including Variable Annuity & Health

NPN 9755142 Licensed 2008

Adisesh Venkatesh

Life Including Variable Annuity & Health

NPN 22086698 Licensed 2025

Adonis Foy Clark

Life Including Variable Annuity & Health

NPN 16666389 Licensed 2012

Adonis Hernandez

Life Including Variable Annuity & Health

NPN 16749934 Licensed 2024

Adrian Tapia

Life Including Variable Annuity & Health

NPN 20428701 Licensed 2022

Adrian Valle Sanchez

Life Including Variable Annuity & Health

NPN 18412383 Licensed 2017

Adriana Alfonso

Life Including Variable Annuity & Health

NPN 18522020 Licensed 2017

Adriana Castro

Life Including Variable Annuity & Health

NPN 21069996 Licensed 2024

Adriana Corie Perez

Life Including Variable Annuity & Health

NPN 17786276 Licensed 2015

Adriana Linares Rahme

Life Including Variable Annuity & Health

NPN 8469575 Licensed 2005

Adriana Vila Soto

Life Including Variable Annuity & Health

NPN 20677720 Licensed 2023

Adula Meyers

Life Including Variable Annuity & Health

NPN 19383094 Licensed 2019

Agnes Aparicio

Life Including Variable Annuity & Health

NPN 20271724 Licensed 2022

View all 1646 licensed accident & injury producers in Miami Lakes →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Accident & Injury Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Accident & Injury Insurance across the Miami Lakes regional market. Rates are localized using regional health baselines.

Official Miami Lakes Resources

County Miami Dade County

Population ~30,621

Lack of insurance (18–64) 28.8%

FIPS code 1245100

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Miami Lakes rates. Start your quote request below.

FL OIR .GOV Miami Dade County Gov Portal .GOV

3.5 40 reviews

Town of Miami Lakes Government Center photo 1

Town of Miami Lakes Government Center photo 2

Town of Miami Lakes Government Center photo 3

Town of Miami Lakes Government Center photo 4

Photos by Felix Mizioznikov Photography felixtm , Károly Ötvös , Hope Reynolds , Priscilla Molerio via Google Maps

View on Google Maps

Town of Miami Lakes Government Center

Open now · Mon 8:00 AM – 5:00 PM

(305) 364-6100

miamilakes-fl.gov .GOV

6601 Main St, Miami Lakes, FL 33014, USA

Recent Reviews

FELITIA GUOBADIA ★★★★★

"I’m not usually one to write reviews, but I believe in giving credit where credit is due. My recent experience with the Town of Miami Lakes Building Department, particularly Susana Naranjo, was nothin…"

Snow White ★☆☆☆☆

"I have lived here for most of my life and I am appalled to see what Miami Lakes has developed into. Sitting here on October 26 listening to this crap and I mean crap at Veterans park is very disturbin…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Accident & Injury Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Financial backup for life's unexpected bumps — no obligation — fast, personalized options

Select your coverage level

Level 1
$300/day hospital · $50K AD&D

Level 2
$500/day hospital · $150K AD&D

Who needs coverage?

Individual

+ Spouse

+ Children

Family

What type of accident?

Hospital

Fracture

Dislocation

Emergency

AD&D

Other

Select an accident type to see benefit amounts.

Your Name

Phone Number

Email Address

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure · Never shared · June responds within 30 min

✅

Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Accident Insurance Options

Core Benefit

Hospital & Emergency

Daily cash when admitted

Hospital: $300-$500/day
ICU: $600-$1,000/day
ER services covered
Ambulance (ground + air)
Physician office visits

Get Quote

Specific Injuries

Scheduled benefit per injury

Fractures: up to $4,800
Dislocations: up to $4,000
Burns: up to $10,000
Lacerations, concussions
Pain management + dental

Get Quote

AD&D + Disability

Accidental death & dismemberment

AD&D: $50K-$150K
Common carrier: up to $300K
Dismemberment schedule
Paralysis coverage
Optional disability income

Get Quote

Important — what this coverage does not pay

This is limited benefit supplemental coverage. It is not major medical insurance, not comprehensive health coverage, and not a substitute for either. It does not meet minimum essential coverage requirements.

Benefits are paid only when the policy’s specific conditions are met. This policy contains exclusions, limitations, and reductions of benefits, and terms under which the policy may be continued in force or discontinued. Some benefits do not begin until a waiting period has passed. Losses caused by a health condition you had before your coverage start date may not be covered. Coverage of this type is guaranteed renewable; premium rates may change, but only for an entire class of policies, never for you individually.

For costs and complete details of the coverage, including the full list of exclusions and limitations, review the policy documents or contact us before applying.

📖 Accident & Injury Knowledge

Everything You Need to Know About Accident Insurance

🩹

What Is Accident Insurance?

Accident insurance pays cash benefits directly to you when you're injured in an accident — regardless of other insurance. It covers hospital stays, fractures, dislocations, ER visits, ambulance, physical therapy, and more. The money goes to you, not the hospital. Use it for copays, deductibles, rent, groceries — whatever you need while recovering.

🏨

Hospital & ICU Benefits

If an accident puts you in the hospital, you receive $300-$500 per day for inpatient stays and $600-$1,000 per day for ICU — paid for up to 15 days per ICU confinement. These benefits are paid in addition to what health insurance covers. Even a 3-day hospital stay generates $900-$1,500 in cash benefits.

🦴

The Injury Benefit Schedule

Every covered injury has a specific dollar amount. Hip fracture: $2,400-$4,800. Knee dislocation: $1,500-$3,000. Burns over 36 sq inches: $5,000-$10,000. The schedule covers fractures (16 types), dislocations (9 types), lacerations, concussions, coma, and even emergency dental. No guesswork — you know exactly what you'll receive.

⚠️

AD&D: Accidental Death & Dismemberment

Built into every policy: $50,000-$150,000 for accidental death (adult), with enhanced benefits for common carrier accidents (planes, trains) up to double. Dismemberment benefits cover loss of limbs, sight, hearing, and speech. Children covered at 25% of adult benefit. This is real financial protection beyond just injury coverage.

💼

Optional Disability Income

Add a disability income rider for $500-$2,000/month if a covered accident prevents you from working. Off-the-job accidents and 24-hour short-term disability available for up to 12 months. Requires 27.5+ hours/week employment. This turns accident insurance into true income protection — not just medical gap coverage.

⚖️

Florida Consumer Protections

Accident insurance policies through our carriers are guaranteed renewable for life with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). There's a 12-month pre-existing condition lookback for sickness-related riders only — the base accident plan has no health questions for covered accidents. Issue ages 18–69 for new policies.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.

Life Insurance in Miami Lakes

More Insurance Options in Miami Lakes, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Accident & Injury Insurance FAQ

💰

How much does accident insurance pay?

Benefits are paid per incident: hospital stays ($300-$500/day), ICU ($600-$1,000/day), fractures (up to $4,800), plus ER, ambulance, and therapy. AD&D up to $150K.

🏥

Does this work with my health insurance?

Yes. Accident insurance pays you directly — on top of whatever your health insurance covers. Use the cash for copays, deductibles, lost wages, or anything else.

👨‍👩‍👧

Can I cover my whole family?

Yes. Coverage options include Individual, Individual + Spouse, Individual + Children, and Family. All covered members receive the same benefit amounts for covered accidents.

🚗

Are car accidents covered?

Yes. Motor vehicle accidents are covered, including enhanced AD&D benefits for motorized vehicle or pedestrian death. All accidental injuries from car, motorcycle, and pedestrian accidents qualify.

📋

Is a medical exam required?

No medical exam for the base accident plan. The optional sickness disability rider may require health questions. Issue ages 18-69, guaranteed renewable for life.

Nearby Accident & Injury Coverage

Read the Full Accident & Injury Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Accident & Injury Insurance in Miami Lakes, FL

Miami Lakes, FL — Your Local Producer

Licensed Accident & Injury Producers in Miami Lakes

⚡ Accident & Injury Insurance Underwriting Scope

🏛️ Official Miami Lakes Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Check Your Coverage Options

Consultation Request Sent!

Accident Insurance Options

Hospital & Emergency

Specific Injuries

AD&D + Disability

Everything You Need to Know About Accident Insurance

What Is Accident Insurance?

Hospital & ICU Benefits

The Injury Benefit Schedule

AD&D: Accidental Death & Dismemberment

Optional Disability Income

Florida Consumer Protections

More Insurance Options in Miami Lakes, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Accident & Injury Insurance FAQ

How much does accident insurance pay?

Does this work with my health insurance?

Can I cover my whole family?

Are car accidents covered?

Is a medical exam required?

Also Serving Miami Dade County

Hialeah Coverage Guide

The Ives Estates Legacy Plan

Kendale Lakes Coverage Guide

Miami Life Protection

The Miami Beach Legacy Plan

Miami Gardens Financial Security

The Crossings Financial Security

The Hammocks Wealth Strategy

West Little River Coverage Guide

West Miami Life Protection

Chokoloskee Wealth Strategy

The Golden Gate Legacy Plan

Immokalee Wealth Strategy

Lely Resort Coverage Guide

Marco Island Life Protection

The Marco Shores-Hammock Bay Legacy Plan

Naples Financial Security

The Naples Manor Legacy Plan

Pelican Marsh Coverage Guide

The Winding Cypress Legacy Plan

Boynton Beach Life Protection

Canal Point Coverage Guide

Greenacres Life Protection

Lake Worth Life Protection

Lake Worth Beach Wealth Strategy

Palm Beach Garde Life Protection

Palm Beach Gardens Coverage Guide

Plantation Mobile Home Park Financial Security

San Castle Coverage Guide

West Palm Beach Life Protection

Talk to a real person. Today.

Accident & Injury Insurance Underwriting Scope

Official Miami Lakes Resources