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Home›Florida›Manatee County›Cortez

June Marcia Williams — Licensed Insurance Agent in Cortez, FL
June Marcia Williams
Your Insurance Agent in Cortez, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cortez, FL...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Cortez | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Cortez Without the Complexity

Your local licensed agent in Cortez, Manatee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Cortez, Manatee County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cortez, FL

Cortez, FL — Your Local Producer

Hello, Cortez! In a community with such a rich maritime heritage and tight-knit feel, I know how important it is to protect the people you care about most. My name is June Marcia Williams, and as a licensed insurance producer right here in Florida, I'm dedicated to helping my neighbors secure their financial futures. I offer personalized guidance on a range of products, including Term Life, Whole Life, Final Expense, and Critical Illness policies. My focus is on understanding your specific situation to help you find the right coverage. (Florida License No: W840529, NPN: 17209549)

  • Florida Maritime Museum
  • Cortez Bridge
  • Star Fish Company Market & Restaurant
NPN17209549FL LicenseW840529

Cortez is home to approximately 5,000 residents in Manatee County, with a median age of 63.4 and a median household income of $74,800. About 84% of homes are owner-occupied; the median home value is $381,000. 45% of adults hold a bachelor's degree or higher; households with children make up 8%; veterans comprise 14% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Cortez households.

How Cortez compares to Manatee County

MANATEE COUNTY · 405K RESIDENTS CORTEZ · 5K RESIDENTS
Manatee County vs Cortez — population comparison Manatee County: 405,069 residents. Cortez: 5,033 residents, 1.2% of Manatee County population.
405,069 MANATEE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,033 CORTEZ RESIDENTS ↳ 1.2% of Manatee County residents
Underwriting Guidelines

What rate class can Cortez applicants with obesity expect from life insurance carriers?

Many Cortez residents secure competitive rates despite obesity. Manatee County reports 32.8% adult prevalence (CDC PLACES); 30.1% also manage arthritis, with 13.4% of the ~441,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Cortez families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby College Plaza →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cortez (CITY) High cholesterol: 44.3%. High blood pressure: 42.2%. Obesity: 32.8%. Diagnosed diabetes: 15.1%. Current cigarette smoking: 13.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CORTEZ High cholesterol 44.3% High blood pressure 42.2% Obesity 32.8% Diagnosed diabetes 15.1% Current cigarette smoking 13.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Manatee County Gov Portal .GOV
Population ~5,033
Lack of health insurance (18–64) 13.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1214700
Google Maps
3.1 7 reviews
Cortez City Hall photo 1
Photos by Start Loving via Google Maps
View on Google Maps
Cortez City Hall
Open now · Mon 7:30 AM – 5:00 PM
(970) 565-3402
cortezco.gov .GOV
123 E Roger Smith Ave, Cortez, CO 81321, USA
Recent Reviews
Chris Horley ★☆☆☆☆
"This city is not friendly to electric vehicles. The Chargepoint station at the Welcome Center charges a $35 fee to park overnight to charge your vehicle. This fee is is set by the City contract with C…"
Claire West ★★★★★
"Dedicated, hard-working people. It's a great town and the City does such a great job of balancing the different needs here. Beautiful place, too."
Available in Cortez

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Manatee County and Neighboring Florida Counties

Cities served near Cortez.

June Marcia Williams writes life insurance and supplemental health policies across Manatee County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Cortez

29 Cities · 3 Counties
Hillsborough County10
BalmCarrollwoodDoverLithiaOdessaPebble CreekPlant CityTampaTemple TerraceUniversity
Manatee CountyHome10
Anna MariaBayshore GardensBradentonBradenton BeachHolmes BeachMemphisPalmettoParrishTerra CeiaWest Bradenton
Hardee County9
Bowling GreenFort GreenFort Green SpringsGardnerLemon GroveLimestoneOnaWauchulaZolfo Springs
Official Resources

Know your rights in Cortez.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cortez insurance — answered.

💰

How much does life insurance cost in Cortez?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cortez
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cortez?

Yes. June serves all of Cortez and every municipality in Manatee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous College Plaza Manatee County, FL 10 products available
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