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June Marcia Williams β€” Licensed Insurance Agent in Estero, FL
June Marcia Williams
Your Insurance Agent in Estero, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Estero, FL...
National Producer No.
17209549
Verify β†—

Life Insurance in Estero, FL

Securing Families Across Lee County with 9 Tailored Product Lines

Why Estero Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Estero, Lee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Estero, Lee County, Florida residents β€” fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

βœ… Verified NJ Β· PA Β· FL Β· MD Β· VA Licensed Agent
πŸ›‘οΈ NPN Verified
⭐ 5-Star Service
❀️ 3K+ Satisfied
Right here Β· Estero, FL

Estero, FL β€” Your Local Producer

Hello to my neighbors in Estero. I appreciate the unique character of our Lee County community, from its beautiful natural spaces to its vibrant growth. As a local licensed insurance producer, my goal is to help you and your family feel secure as you plan for the future. My name is June Marcia Williams, and I offer personal guidance on a range of insurance options, including life, final expense, and critical illness policies. I'm here to help you understand your choices so you can protect what matters most. (NPN: 17209549, Florida License No: W840529)

  • Koreshan State Park
  • Estero Community Park
  • Hertz Arena
NPN17209549FL LicenseW840529

Estero is home to approximately 36,700 residents in Lee County, with a median age of 65.3 and a median household income of $101,000. About 83% of homes are owner-occupied; the median home value is $392,000. 49% of adults hold a bachelor's degree or higher; households with children make up 11%; veterans comprise 9% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Estero households.

How Estero compares to Lee County

LEE COUNTY Β· 773K RESIDENTS ESTERO Β· 37K RESIDENTS
Lee County vs Estero β€” population comparison Lee County: 772,902 residents. Estero: 36,685 residents, 4.7% of Lee County population.
772,902 LEE COUNTY POPULATION ↳ 1 cell β‰ˆ 10,000 residents
36,685 ESTERO RESIDENTS ↳ 4.7% of Lee County residents

Can I get life insurance with obesity in Estero, FL?

Coverage is widely available. Estero sits within Lee County (population ~773,000, 15.7% uninsured), where 26.4% of adults have obesity alongside 22.1% with arthritis per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Olga β†’

πŸ“Š Top Health Considerations (CDC)

Top Health Considerations for Estero (CITY) High cholesterol: 45.1%. High blood pressure: 42.3%. Obesity: 26.4%. Diagnosed diabetes: 13.8%. Current cigarette smoking: 8.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS Β· ESTERO High cholesterol 45.1% High blood pressure 42.3% Obesity 26.4% Diagnosed diabetes 13.8% Current cigarette smoking 8.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~36,685
Lack of health insurance (18–64) 8.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1221150
Google Maps
4.0 8 reviews
Village of Estero Administration photo 1Village of Estero Administration photo 2Village of Estero Administration photo 3Village of Estero Administration photo 4
Village of Estero Administration
Open now Β· Mon 8:00β€―AM – 5:00β€―PM
(239) 221-5036
9401 Corkscrew Palms Cir Second Floor, Estero, FL 33928, USA
Recent Reviews
Brick Boss β˜…β˜…β˜…β˜…β˜…
"Sheryl Hopping does such an excellent job and goes out of her way to get things done properly. We appreciate her good customer service and timely manner this office has. Thank you so much for everyth…"
Julie Marquardt β˜…β˜…β˜…β˜…β˜…
"I have been involved in permitting single family homes in the SWFL region for 15 years and my experience with The Village of Estero has been very easy, fast, and efficient. The staff has been extreme…"

Life Insurance Products in Estero, FL

9 insurance products available in Estero

πŸ›‘οΈ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
πŸ’Ž Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
πŸ“ˆ Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
πŸ₯ Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition β€” cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
⚑ Supplemental Health

Accident & Injury

Cash benefits for accidents β€” fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏒 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
πŸ”‘ Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
πŸ•ŠοΈ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Estero, FL

7,928 licensed producers on public record in Lee County.

🌟 Cities Served near Estero

28 Cities Β· 3 Counties
Collier County10
πŸ›οΈ Know Your Agent Β· Public Record Directory

Licensed Insurance Agents in Estero, Florida

Florida DFS public records show 410 actively licensed insurance producers with business addresses in Estero (Lee County County). 325 hold Life & Health authority; 131 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

410Licensed producers
325Life & Health
131General Lines (P&C)

Browse producers by line

Featured licensed producers

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Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. Β§119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Know your rights in Estero.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov β†’.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com β†’.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org β†’.ORG

FTC Life Insurance Guide

Federal consumer guide β€” what to watch for and your federal protections.

Visit ftc.gov β†’.GOV

Estero Life Insurance Questions

πŸ’°

How much does life insurance cost in Estero?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Estero
πŸ“‹

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
πŸ”‘

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
πŸ™οΈ

Does June serve all of Estero?

Yes. June serves all of Estero and every municipality in Lee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
πŸ₯

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
βœ…

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams β€” NPN 17209549, FL License #W840529.

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