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Home›Florida›Hillsborough County›Odessa

June Marcia Williams — Licensed Insurance Agent in Odessa, FL
June Marcia Williams
Your Insurance Agent in Odessa, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Odessa, FL...
National Producer No.
17209549
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Life Insurance in Odessa, FL

Dedicated Coverage Options from Final Expense to Term Life in Hillsborough County

The Smart Choice for Dependable Life Insurance in Odessa, FL

Your local licensed agent in Odessa, Hillsborough County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Odessa, Hillsborough County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Odessa, FL

Odessa, FL — Your Local Producer

Hello, Odessa! I love the unique character of our part of Hillsborough County, where the open spaces and natural beauty offer a peaceful retreat from the bustle of the city. As a local resident and licensed insurance producer, I'm dedicated to helping my neighbors here in Odessa navigate their options for personal insurance. Whether you're thinking about term life, final expense, or other policies to protect your family's financial future, I can help you understand the choices available. My goal is to provide clear, straightforward guidance so you can feel confident in your decisions. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Starkey Wilderness Park
  • Gunn Highway
  • Lake Keystone
NPN17209549FL LicenseW840529

Odessa is home to approximately 7,500 residents in Hillsborough County, with a median age of 39.5 and a median household income of $112,000. About 75% of homes are owner-occupied; the median home value is $448,000. 50% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 6% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Odessa households.

How Odessa compares to Hillsborough County

HILLSBOROUGH COUNTY · 1.5M RESIDENTS ODESSA · 8K RESIDENTS
Hillsborough County vs Odessa — population comparison Hillsborough County: 1,468,560 residents. Odessa: 7,538 residents, 0.5% of Hillsborough County population.
1,468,560 HILLSBOROUGH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
7,538 ODESSA RESIDENTS ↳ 0.5% of Hillsborough County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in Odessa, FL?

Coverage is widely available. Odessa sits within Hillsborough County (population ~1,469,000, 16.1% uninsured), where 40.0% of adults have high cholesterol alongside 32.4% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Cheval →

📊 Top Health Considerations (CDC)

Top Health Considerations for Odessa (CITY) High cholesterol: 40%. High blood pressure: 32.4%. Obesity: 27.6%. Diagnosed diabetes: 9.9%. Current cigarette smoking: 9.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ODESSA High cholesterol 40.0% High blood pressure 32.4% Obesity 27.6% Diagnosed diabetes 9.9% Current cigarette smoking 9.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Hillsborough County Gov Portal .GOV
Population ~7,538
Lack of health insurance (18–64) 8.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1251100
Google Maps
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Available in Odessa

Life Insurance Products in Odessa, FL

9 insurance products available in Odessa

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Hillsborough County and Nearby Florida Counties

Life Insurance by City Near Odessa, FL

30,825 licensed producers on public record in Hillsborough County.

🌟 Cities Served near Odessa

29 Cities · 3 Counties
Polk County10
AuburndaleBartowBradley JunctionCypress GardensEloiseHaines CityLake WalesLakelandLakeland HighlandsWillow Oak
Hillsborough CountyHome10
Apollo BeachBrandonCarrollwoodDoverGibsontonLithiaPebble CreekPlant CityTampaTemple Terrace
Hardee County9
Bowling GreenFort GreenFort Green SpringsGardnerLemon GroveLimestoneOnaWauchulaZolfo Springs
Official Resources

Know your rights in Odessa.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Odessa Life Insurance Questions

💰

How much does life insurance cost in Odessa?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Odessa
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Odessa?

Yes. June serves all of Odessa and every municipality in Hillsborough County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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