June Marcia Williams

Your Insurance Agent in Palm Coast, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Palm Coast, FL...

National Producer No.

17209549

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Final Expense Insurance in Palm Coast, FL

Coverage from $5,000 to $50,000. Premiums never increase.

Final expense insurance for Palm Coast, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Palm Coast, FL

Palm Coast, FL — Your Local Producer

Hello, Palm Coast! As a fellow Floridian who appreciates the unique character of Flagler County, I understand the importance of community and peace of mind. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to helping my neighbors secure their futures. I provide personalized guidance on a variety of life and health insurance options—from Term and Whole Life to Final Expense and Accident policies. My goal is to help you understand your choices and find a suitable plan to protect your family and your legacy right here in our beautiful city. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Palm Coast City Hall
Central Park in Town Center
Flagler Palm Coast High School

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Palm Coast

718 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Warren Jones

Life Including Variable Annuity & Health

NPN 516909 Licensed 1989

Abigail Santiago-Monroe

Life Including Variable Annuity & Health

NPN 427342 Licensed 1994

Adam Cory Navratil

Life Including Variable Annuity & Health

NPN 18734681 Licensed 2018

Adam Laduca

Life Including Variable Annuity & Health

NPN 21557276 Licensed 2025

Adam Murgittroyd

Life Including Variable Annuity & Health

NPN 15625545 Licensed 2019

Adam Philip Tarter

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18359553 Licensed 2017

Adriana Marie Rodriguezgarcia

Life Including Variable Annuity & Health

NPN 22221272 Licensed 2026

Alan Paul Stokes

Life Including Variable Annuity & Health

NPN 7940819 Licensed 2022

Alan R Firpo

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 3390218 Licensed 2020

Albert Akinade Akinleye

Life Including Variable Annuity & Health

NPN 603941 Licensed 1995

Aleah-Marie Fagan

Life Including Variable Annuity & Health

NPN 19634604 Licensed 2020

Alejandra Juliette Nerzig

Life Including Variable Annuity & Health

NPN 20034050 Licensed 2021

Alejandro Luis Burgos

Life Including Variable Annuity & Health

NPN 20543524 Licensed 2025

Aleorka Gutierrez Hernandez

Life Including Variable Annuity & Health

NPN 20116230 Licensed 2021

Alexandar David Mladen

Life Including Variable Annuity & Health

NPN 21003260 Licensed 2023

Alexander Alvarez

Life Including Variable Annuity & Health

NPN 19718899 Licensed 2021

Alexander Cornell

Life Including Variable Annuity & Health

NPN 20607139 Licensed 2024

Alexis M Beeson

Life Including Variable Annuity & Health

NPN 468542 Licensed 2000

Alexis Stevens

Life Including Variable Annuity & Health

NPN 21455168 Licensed 2025

Alexis Williams

Life Including Variable Annuity & Health

NPN 21630692 Licensed 2025

Alina Breann Fox

Life Including Variable Annuity & Health

NPN 21679404 Licensed 2025

Alisa J Caputo

Life Including Variable Annuity & Health

NPN 21670079 Licensed 2025

Alvin Simmons

Life Including Variable Annuity & Health

NPN 21765097 Licensed 2025

Alyssa Brooke Thornton

Life Including Variable Annuity & Health

NPN 19052719 Licensed 2019

View all 718 licensed final expense producers in Palm Coast →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Palm Coast regional market. Rates are localized using regional health baselines.

Official Palm Coast Resources

County Flagler County

Population ~91,082

Lack of insurance (18–64) 10.3%

FIPS code 1254200

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Palm Coast rates. Start your quote request below.

FL OIR .GOV Flagler County Gov Portal .GOV

4.2 62 reviews

Photos by Palm Coast City Hall , Dom DiGeronimo , Alexandra Feliz via Google Maps

View on Google Maps

Palm Coast City Hall

Open now · Mon 8:00 AM – 5:00 PM

(386) 986-2360

palmcoastgov.com

160 Lake Ave, Palm Coast, FL 32164, USA

Recent Reviews

Иван Васильевич ★☆☆☆☆

"In the city, right next to residential buildings, there are trucks with dangerous goods, with the engine running. They rattle all day and poison residents with gas from the running engine. City servic…"

Virginia Matulj ★★★★★

"My husband and I recently obtained an owner/builder permit and want to express our sincere appreciation for the outstanding service we’ve received from your team. Everyone has been professional, knowl…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

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Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

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Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

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Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Palm Coast

More Insurance Options in Palm Coast, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

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Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

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What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

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What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

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Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Licensed in 5 states NPN verified No obligation

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Final Expense Insurance in Palm Coast, FL

Palm Coast, FL — Your Local Producer

Licensed Final Expense Producers in Palm Coast

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official Palm Coast Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in Palm Coast, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

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Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official Palm Coast Resources