June Marcia Williams

Your Insurance Agent in Palm Coast, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Palm Coast, FL...

National Producer No.

17209549

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Term Life Insurance in Palm Coast, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Palm Coast, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Palm Coast, FL

Palm Coast, FL — Your Local Producer

Hello, Palm Coast! As a fellow Floridian who appreciates the unique character of Flagler County, I understand the importance of community and peace of mind. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to helping my neighbors secure their futures. I provide personalized guidance on a variety of life and health insurance options—from Term and Whole Life to Final Expense and Accident policies. My goal is to help you understand your choices and find a suitable plan to protect your family and your legacy right here in our beautiful city. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Palm Coast City Hall
Central Park in Town Center
Flagler Palm Coast High School

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Palm Coast

718 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Warren Jones

Life Including Variable Annuity & Health

NPN 516909 Licensed 1989

Abigail Santiago-Monroe

Life Including Variable Annuity & Health

NPN 427342 Licensed 1994

Adam Cory Navratil

Life Including Variable Annuity & Health

NPN 18734681 Licensed 2018

Adam Laduca

Life Including Variable Annuity & Health

NPN 21557276 Licensed 2025

Adam Murgittroyd

Life Including Variable Annuity & Health

NPN 15625545 Licensed 2019

Adam Philip Tarter

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18359553 Licensed 2017

Adriana Marie Rodriguezgarcia

Life Including Variable Annuity & Health

NPN 22221272 Licensed 2026

Alan Paul Stokes

Life Including Variable Annuity & Health

NPN 7940819 Licensed 2022

Alan R Firpo

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 3390218 Licensed 2020

Albert Akinade Akinleye

Life Including Variable Annuity & Health

NPN 603941 Licensed 1995

Aleah-Marie Fagan

Life Including Variable Annuity & Health

NPN 19634604 Licensed 2020

Alejandra Juliette Nerzig

Life Including Variable Annuity & Health

NPN 20034050 Licensed 2021

Alejandro Luis Burgos

Life Including Variable Annuity & Health

NPN 20543524 Licensed 2025

Aleorka Gutierrez Hernandez

Life Including Variable Annuity & Health

NPN 20116230 Licensed 2021

Alexandar David Mladen

Life Including Variable Annuity & Health

NPN 21003260 Licensed 2023

Alexander Alvarez

Life Including Variable Annuity & Health

NPN 19718899 Licensed 2021

Alexander Cornell

Life Including Variable Annuity & Health

NPN 20607139 Licensed 2024

Alexis M Beeson

Life Including Variable Annuity & Health

NPN 468542 Licensed 2000

Alexis Stevens

Life Including Variable Annuity & Health

NPN 21455168 Licensed 2025

Alexis Williams

Life Including Variable Annuity & Health

NPN 21630692 Licensed 2025

Alina Breann Fox

Life Including Variable Annuity & Health

NPN 21679404 Licensed 2025

Alisa J Caputo

Life Including Variable Annuity & Health

NPN 21670079 Licensed 2025

Alvin Simmons

Life Including Variable Annuity & Health

NPN 21765097 Licensed 2025

Alyssa Brooke Thornton

Life Including Variable Annuity & Health

NPN 19052719 Licensed 2019

View all 718 licensed term life producers in Palm Coast →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Palm Coast regional market. Rates are localized using regional health baselines.

Official Palm Coast Resources

County Flagler County

Population ~91,082

Lack of insurance (18–64) 10.3%

FIPS code 1254200

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Palm Coast rates. Start your quote request below.

FL OIR .GOV Flagler County Gov Portal .GOV

4.2 62 reviews

Photos by Palm Coast City Hall , Dom DiGeronimo , Alexandra Feliz via Google Maps

View on Google Maps

Palm Coast City Hall

Open now · Mon 8:00 AM – 5:00 PM

(386) 986-2360

palmcoastgov.com

160 Lake Ave, Palm Coast, FL 32164, USA

Recent Reviews

Иван Васильевич ★☆☆☆☆

"In the city, right next to residential buildings, there are trucks with dangerous goods, with the engine running. They rattle all day and poison residents with gas from the running engine. City servic…"

Virginia Matulj ★★★★★

"My husband and I recently obtained an owner/builder permit and want to express our sincere appreciation for the outstanding service we’ve received from your team. Everyone has been professional, knowl…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

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Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Palm Coast

More Insurance Options in Palm Coast, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Palm Coast?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Licensed in 5 states NPN verified No obligation

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Term Life Insurance in Palm Coast, FL

Palm Coast, FL — Your Local Producer

Licensed Term Life Producers in Palm Coast

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Palm Coast Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Palm Coast, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Palm Coast?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Palm Coast Resources