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June Marcia Williams — Licensed Term Life Insurance Agent in Indialantic, FL
June Marcia Williams
Your Insurance Agent in Indialantic, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Indialantic, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Indialantic, FL

Lock in level premiums and protect your family's income.

Term life insurance for Indialantic, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Indialantic, FL

Indialantic, FL — Your Local Producer

For my neighbors here in Indialantic, enjoying the unique coastal lifestyle of Brevard County is what it's all about. As a local resident, I understand that protecting your family's future is just as important as enjoying today's sunshine. That's why I'm dedicated to helping you navigate your personal insurance options with clarity and care. As June Marcia Williams, a licensed insurance producer, I can assist you with a range of needs, from Term and Whole Life to Final Expense and Accident policies. Let's work together to find a plan that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Nance Park
  • Indialantic Town Hall
  • Melbourne Causeway
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Indialantic

89 on public record · Florida DFS · Fla. Stat. §119.01

AR
Alejandro Rafael Cuevas Rodriguez
Life Including Variable Annuity & Health
NPN 21475214 Licensed 2025
AS
Amber Lee Shear
Life Including Variable Annuity & Health
NPN 13615732 Licensed 2009
AH
Andrea Hart
Life Including Variable Annuity & Health
NPN 21745365 Licensed 2025
AE
Andrew James Everett
Life Including Variable Annuity & Health
NPN 21623294 Licensed 2025
AD
Ann Marie D'Amato
Life Including Variable Annuity & Health
NPN 1950507 Licensed 1998
AH
Ayoka Huntar
Life Including Variable Annuity & Health
NPN 21233652 Licensed 2024
BM
Brenda E. Macarthur
Life Including Variable Annuity & Health
NPN 20648556 Licensed 2023
BS
Brian Thomas Spatola
Life Including Variable Annuity & Health
NPN 8716856 Licensed 2006
BS
Brianna Marie Stearn
Life Including Variable Annuity & Health
NPN 8318278 Licensed 2005
BH
Brody Lane Hetzel
Life Including Variable Annuity & Health
NPN 22086697 Licensed 2025
BZ
Brooke Ryan Ziade
Life Including Variable Annuity & Health
NPN 21756496 Licensed 2025
BN
Bud Nicol
Life Including Variable Annuity & Health
NPN 509423 Licensed 1993
CR
C Nicole Jones Reddish
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8200773 Licensed 2007
CS
Chad Corwin Shoultz
Life Including Variable Annuity & Health
NPN 1959087 Licensed 1998
CF
Chadrak Fertil
Life Including Variable Annuity & Health
NPN 3936990 Licensed 2000
CN
Charles Naeder
Life Including Variable Annuity & Health
NPN 22147987 Licensed 2026
CA
Charles Winfield Allen
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 469426 Licensed 2011
CW
Chase Louis Westenhofer
Life Including Variable Annuity & Health
NPN 21268079 Licensed 2024
CR
Chelsea K Reuter
Life Including Variable Annuity & Health
NPN 20619078 Licensed 2023
CM
Cheryl A Mckee
Life Including Variable Annuity & Health
NPN 21479528 Licensed 2025
CA
Christian Anthony Allen
Life Including Variable Annuity & Health
NPN 21063952 Licensed 2024
CD
Cindy Dang
Life Including Variable Annuity & Health
NPN 20982542 Licensed 2023
CW
Connor James Williams
Life Including Variable Annuity & Health
NPN 21240995 Licensed 2024
CM
Cortney Nicole Mcclellan
Life Including Variable Annuity & Health
NPN 17364589 Licensed 2017
View all 89 licensed term life producers in Indialantic →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Indialantic regional market. Rates are localized using regional health baselines.

Official Indialantic Resources

County Brevard County
Population ~3,016
Lack of insurance (18–64) 7.5%
FIPS code 1233375

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Indialantic rates. Start your quote request below.

Google Maps
2.5 11 reviews
Indialantic Town Hall photo 1Indialantic Town Hall photo 2Indialantic Town Hall photo 3
Photos by Herve Andrieu , Heinz Kirkpatrick , InquiryTeaching via Google Maps
Indialantic Town Hall
Open now · Mon 8:00 AM – 5:00 PM
216 5th Ave, Indialantic, FL 32903, USA
Recent Reviews
Crystal Smith ★☆☆☆☆
"I've never been to a town with a beach where they do not have free public beach parking... We apparently parked in a "beach pass" only parking area and received a ticket literally a few minutes after …"
InquiryTeaching ★☆☆☆☆
"The beach is okay but the government has their parking set up here to be a fantastic money trap. There's no mention of the fine schedule. But if you're a minute over and the little person driving arou…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Indialantic?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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