June Marcia Williams

Your Insurance Agent in Indialantic, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Indialantic, FL...

National Producer No.

17209549

Verify ↗

Critical Illness Insurance in Indialantic, FL

Lump-sum cash on diagnosis — cancer, heart attack, stroke.

Critical illness insurance for Indialantic, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Indialantic, FL

Indialantic, FL — Your Local Producer

For my neighbors here in Indialantic, enjoying the unique coastal lifestyle of Brevard County is what it's all about. As a local resident, I understand that protecting your family's future is just as important as enjoying today's sunshine. That's why I'm dedicated to helping you navigate your personal insurance options with clarity and care. As June Marcia Williams, a licensed insurance producer, I can assist you with a range of needs, from Term and Whole Life to Final Expense and Accident policies. Let's work together to find a plan that fits your life. (NPN: 17209549, Florida License No: W840529)

Nance Park
Indialantic Town Hall
Melbourne Causeway

NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in Indialantic

89 on public record · Florida DFS · Fla. Stat. §119.01

Alejandro Rafael Cuevas Rodriguez

Life Including Variable Annuity & Health

NPN 21475214 Licensed 2025

Amber Lee Shear

Life Including Variable Annuity & Health

NPN 13615732 Licensed 2009

Andrea Hart

Life Including Variable Annuity & Health

NPN 21745365 Licensed 2025

Andrew James Everett

Life Including Variable Annuity & Health

NPN 21623294 Licensed 2025

Ann Marie D'Amato

Life Including Variable Annuity & Health

NPN 1950507 Licensed 1998

Ayoka Huntar

Life Including Variable Annuity & Health

NPN 21233652 Licensed 2024

Brenda E. Macarthur

Life Including Variable Annuity & Health

NPN 20648556 Licensed 2023

Brian Thomas Spatola

Life Including Variable Annuity & Health

NPN 8716856 Licensed 2006

Brianna Marie Stearn

Life Including Variable Annuity & Health

NPN 8318278 Licensed 2005

Brody Lane Hetzel

Life Including Variable Annuity & Health

NPN 22086697 Licensed 2025

Brooke Ryan Ziade

Life Including Variable Annuity & Health

NPN 21756496 Licensed 2025

Bud Nicol

Life Including Variable Annuity & Health

NPN 509423 Licensed 1993

C Nicole Jones Reddish

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8200773 Licensed 2007

Chad Corwin Shoultz

Life Including Variable Annuity & Health

NPN 1959087 Licensed 1998

Chadrak Fertil

Life Including Variable Annuity & Health

NPN 3936990 Licensed 2000

Charles Naeder

Life Including Variable Annuity & Health

NPN 22147987 Licensed 2026

Charles Winfield Allen

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 469426 Licensed 2011

Chase Louis Westenhofer

Life Including Variable Annuity & Health

NPN 21268079 Licensed 2024

Chelsea K Reuter

Life Including Variable Annuity & Health

NPN 20619078 Licensed 2023

Cheryl A Mckee

Life Including Variable Annuity & Health

NPN 21479528 Licensed 2025

Christian Anthony Allen

Life Including Variable Annuity & Health

NPN 21063952 Licensed 2024

Cindy Dang

Life Including Variable Annuity & Health

NPN 20982542 Licensed 2023

Connor James Williams

Life Including Variable Annuity & Health

NPN 21240995 Licensed 2024

Cortney Nicole Mcclellan

Life Including Variable Annuity & Health

NPN 17364589 Licensed 2017

View all 89 licensed critical illness producers in Indialantic →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the Indialantic regional market. Rates are localized using regional health baselines.

Official Indialantic Resources

County Brevard County

Population ~3,016

Lack of insurance (18–64) 7.5%

FIPS code 1233375

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Indialantic rates. Start your quote request below.

FL OIR .GOV Brevard County Gov Portal .GOV

2.5 11 reviews

Photos by Herve Andrieu , Heinz Kirkpatrick , InquiryTeaching via Google Maps

View on Google Maps

Indialantic Town Hall

Open now · Mon 8:00 AM – 5:00 PM

(321) 723-2242

indialantic.com

216 5th Ave, Indialantic, FL 32903, USA

Recent Reviews

Crystal Smith ★☆☆☆☆

"I've never been to a town with a beach where they do not have free public beach parking... We apparently parked in a "beach pass" only parking area and received a ticket literally a few minutes after …"

InquiryTeaching ★☆☆☆☆

"The beach is okay but the government has their parking set up here to be a fantastic money trap. There's no mention of the fine schedule. But if you're a minute over and the little person driving arou…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

What do you want protection against?

🎗️ Cancer Only

❤️ Heart & Stroke

🛡️ Cancer + Heart & Stroke

Choose your benefit structure

Option A
Lump-sum cash on diagnosis

Option B
Lump sum + hospital + wellness

Select your lump-sum benefit amount

$10K

$20K

$30K

$40K

$50K

$60K

$70K

$100K

Who needs coverage?

Just Me

Me + Spouse

Family

✅

You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

Your Name

Phone Number

Email Address

Age

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure · Never shared · June responds within 30 min

✅

Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum

100% lump sum on cancer diagnosis
$300 skin cancer benefit
$75/yr annual care for 5 years
Option B: $200/day hospital
Option B: $50/yr wellness screening

Get Quote

Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection

100% lump sum: cancer, heart attack, stroke
50% for bypass surgery
25% for angioplasty, stent, TIA
Option B: $100/yr wellness screening
Subsequent diagnosis scale to 100%

Get Quote

Heart & Stroke Only

Cardiovascular protection

100% lump sum: heart attack or stroke
50% for coronary artery bypass
25% for angioplasty, stent, TIA
End-stage renal failure covered
Option B: $50/yr wellness screening

Get Quote

Important — what this coverage does not pay

This is limited benefit supplemental coverage. It is not major medical insurance, not comprehensive health coverage, and not a substitute for either. It does not meet minimum essential coverage requirements.

Benefits are paid only when the policy’s specific conditions are met. This policy contains exclusions, limitations, and reductions of benefits, and terms under which the policy may be continued in force or discontinued. Some benefits do not begin until a waiting period has passed. Losses caused by a health condition you had before your coverage start date may not be covered. Coverage of this type is guaranteed renewable; premium rates may change, but only for an entire class of policies, never for you individually.

For costs and complete details of the coverage, including the full list of exclusions and limitations, review the policy documents or contact us before applying.

📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

⚖️

Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.

Life Insurance in Indialantic

More Insurance Options in Indialantic, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

Nearby Critical Illness Coverage

Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Critical Illness Insurance in Indialantic, FL

Indialantic, FL — Your Local Producer

Licensed Critical Illness Producers in Indialantic

🏥 Critical Illness Insurance Underwriting Scope

🏛️ Official Indialantic Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Check Your Coverage Options

Consultation Request Sent!

Critical Illness Options

Cancer Only

Cancer + Heart & Stroke

Heart & Stroke Only

Everything You Need to Know About Critical Illness Insurance

What Is Critical Illness Insurance?

How the Lump Sum Works

What Conditions Are Covered?

Option A vs. Option B

Health Insurance Gap Coverage

Florida Consumer Protections

More Insurance Options in Indialantic, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Critical Illness Insurance FAQ

How much does critical illness insurance cost?

Is a medical exam required?

Can I claim more than once?

What if I have a family history of cancer or heart disease?

Does this replace health insurance?

Also Serving Brevard County

Grant Life Protection

Indian Harbor Be Life Protection

The Indian Harbour Beach Legacy Plan

Melbourne Coverage Guide

Merritt Island Wealth Strategy

North Merritt Island Life Protection

Palm Bay Coverage Guide

The Patrick AFB Legacy Plan

Rockledge Coverage Guide

Titusville Wealth Strategy

Fellsmere Coverage Guide

Florida Ridge Financial Security

Gifford Life Protection

Indian River Shores Financial Security

Orchid Financial Security

Sebastian Wealth Strategy

Vero Beach Life Protection

Vero Beach South Financial Security

The Wabasso Legacy Plan

The West Vero Corridor Legacy Plan

Cassadaga Life Protection

Daytona Beach Coverage Guide

Deland Life Protection

DeLand Southwest Financial Security

The Deltona Legacy Plan

Holly Hill Wealth Strategy

North DeLand Coverage Guide

Ormond Beach Wealth Strategy

Ormond-by-the-Sea Life Protection

South Daytona Coverage Guide

Talk to a real person. Today.

Critical Illness Insurance Underwriting Scope

Official Indialantic Resources