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June Marcia Williams — Licensed Insurance Agent in Washington, VA
June Marcia Williams
Your Insurance Agent in Washington, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Washington, VA...
National Producer No.
17209549
Verify ↗

Life Insurance in Washington, VA

Securing Families Across Rappahannock County with 9 Tailored Product Lines

Why Washington Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Washington, Rappahannock County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Washington, Rappahannock County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Washington, VA

Washington, VA — Your Local Producer

Living here in Rappahannock County, we all appreciate the quiet charm and historic character of a town like Washington. My name is June Marcia Williams, and as your local licensed insurance producer, I am dedicated to helping my neighbors protect what matters most. Life is full of unexpected turns, and having a solid plan can provide peace of mind for you and your loved ones. I specialize in a range of personal insurance options, from life and final expense policies to critical illness and accident coverage. Let's review your unique needs to find a strategy that fits your life. As a licensed producer in Virginia (License No: 1575461, NPN: 17209549), I'm committed to providing clear guidance to our community.

  • Rappahannock County Courthouse
  • The Inn at Little Washington
  • Rappahannock County Library
NPN17209549VA License1575461

Washington is home to approximately 54 residents in Rappahannock County, with a median age of 68.5 and a median household income of $40,000. About 23% of homes are owner-occupied; the median home value is $400,000. 37% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 7% of residents. Average household size is 1.2. These demographic markers shape which life insurance products fit Washington households.

How Washington compares to Rappahannock County

RAPPAHANNOCK COUNTY · 7K RESIDENTS WASHINGTON · 54 RESIDENTS
Rappahannock County vs Washington — population comparison Rappahannock County: 7,422 residents. Washington: 54 residents, 0.7% of Rappahannock County population.
7,422 RAPPAHANNOCK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
54 WASHINGTON RESIDENTS ↳ 0.7% of Rappahannock County residents
Underwriting Guidelines

Can I get life insurance with arthritis in Washington, VA?

Yes. Rappahannock County's health profile — 7,000 residents, 7.8% uninsured, 34.8% adults with arthritis, 15.0% with diagnosed diabetes — shapes how A-rated carriers tier rate classes for Washington applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Viewtown →

📊 Top Health Considerations (CDC)

Top Health Considerations for Washington (CITY) High cholesterol: 44.7%. High blood pressure: 42.7%. Obesity: 35.5%. Diagnosed diabetes: 15%. Current cigarette smoking: 13.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WASHINGTON High cholesterol 44.7% High blood pressure 42.7% Obesity 35.5% Diagnosed diabetes 15.0% Current cigarette smoking 13.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Rappahannock County Gov Portal .GOV
Population ~54
Lack of health insurance (18–64) 7.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5183248
Google Maps
3.7 3 reviews
Washington Town Hall photo 1Washington Town Hall photo 2Washington Town Hall photo 3
Photos by Ed Cotton , Lynne Mowbray , Bill Koplitz via Google Maps
View on Google Maps
Washington Town Hall
(540) 675-3128
washingtonva.gov .GOV
485 Gay St, Washington, VA 22747, USA
Recent Reviews
Ed Cotton ★★★★★
"Some real history"
Keith Kowalczyk ★★★★★
Available in Washington

Life Insurance Products in Washington, VA

9 insurance products available in Washington

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Rappahannock County and Nearby Virginia Counties

Life Insurance by City Near Washington, VA

Life insurance by city across Rappahannock County and adjacent Virginia counties.

🌟 Cities Served near Washington

23 Cities · 3 Counties
Warren County7
Apple Mountain LakeBrowntownFront RoyalLindenShenandoah FarmsShenandoah ShoresSkyland Estates
Rappahannock CountyHome6
CastletonFlint HillHuntlySperryvilleViewtownWoodville
Culpeper County10
BostonBrandy StationElkwoodJeffersontonLignumMitchellsRaccoon FordRapidanRichardsvilleRixeyville
Official Resources

Know your rights in Washington.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Washington Life Insurance Questions

💰

How much does life insurance cost in Washington?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Washington
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Washington?

Yes. June serves all of Washington and every municipality in Rappahannock County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

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Licensed in 5 states NPN verified No obligation
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