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Home›Virginia›Rappahannock County›Sperryville

June Marcia Williams — Licensed Insurance Agent in Sperryville, VA
June Marcia Williams
Your Insurance Agent in Sperryville, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Sperryville, VA...
National Producer No.
17209549
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Life Insurance in Sperryville, VA

Dedicated Coverage Options from Final Expense to Term Life in Rappahannock County

The Smart Choice for Dependable Life Insurance in Sperryville, VA

Your local licensed agent in Sperryville, Rappahannock County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Sperryville, Rappahannock County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Sperryville, VA

Sperryville, VA — Your Local Producer

Hello, Sperryville! As a fellow Virginian, I deeply appreciate the unique charm and scenic beauty of life here in Rappahannock County. From the rolling hills to the vibrant local community, this is a special place to call home. As a licensed insurance producer, my goal is to help my neighbors protect what matters most. I offer a range of personal insurance options, including term and whole life, final expense, and accident & injury policies, tailored to your specific needs. Let's have a conversation about securing your family's future right here in our beautiful corner of Virginia. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461)

  • Intersection of US-211 and US-522
  • Rappahannock County Library - Sperryville
  • Thornton Gap Entrance Shenandoah National Park
NPN17209549VA License1575461

Sperryville is home to approximately 327 residents in Rappahannock County, with a median age of 48.8 and a median household income of $90,600. About 69% of homes are owner-occupied; the median home value is $338,000. 33% of adults hold a bachelor's degree or higher; households with children make up 20%; veterans comprise 16% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Sperryville households.

How Sperryville compares to Rappahannock County

RAPPAHANNOCK COUNTY · 7K RESIDENTS SPERRYVILLE · 327 RESIDENTS
Rappahannock County vs Sperryville — population comparison Rappahannock County: 7,422 residents. Sperryville: 327 residents, 4.4% of Rappahannock County population.
7,422 RAPPAHANNOCK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
327 SPERRYVILLE RESIDENTS ↳ 4.4% of Rappahannock County residents
Underwriting Guidelines

Does obesity affect life insurance rates in Sperryville, VA?

Sperryville applicants with obesity qualify routinely. The local risk pool — Rappahannock County's ~7,000 residents, 7.8% without health coverage — shows 35.8% adult prevalence of obesity and 34.8% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Huntly →

📊 Top Health Considerations (CDC)

Top Health Considerations for Sperryville (CITY) High cholesterol: 44.7%. High blood pressure: 42.8%. Obesity: 35.8%. Diagnosed diabetes: 15.2%. Current cigarette smoking: 13.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SPERRYVILLE High cholesterol 44.7% High blood pressure 42.8% Obesity 35.8% Diagnosed diabetes 15.2% Current cigarette smoking 13.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Rappahannock County Gov Portal .GOV
Population ~327
Lack of health insurance (18–64) 8.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5174384
Google Maps
Sperryville photo 1Sperryville photo 2Sperryville photo 3Sperryville photo 4
Photos by Steve Gregos , Onh B , Halestorm , Nathan Franklin via Google Maps
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Sperryville
Sperryville, VA 22740, USA
Available in Sperryville

Life Insurance Products in Sperryville, VA

9 insurance products available in Sperryville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Rappahannock County and Nearby Virginia Counties

Life Insurance by City Near Sperryville, VA

Life insurance by city across Rappahannock County and adjacent Virginia counties.

🌟 Cities Served near Sperryville

26 Cities · 3 Counties
Fauquier County10
BealetonCalvertonGoldveinHumeMarkhamMidlandMorrisvilleRemingtonSumerduckWarrenton
Rappahannock CountyHome6
CastletonFlint HillHuntlyViewtownWashingtonWoodville
Madison County10
ArodaAylorBancoBrightwoodEtlanHaywoodHoodLocust DaleOakparkPratts
Official Resources

Know your rights in Sperryville.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Sperryville Life Insurance Questions

💰

How much does life insurance cost in Sperryville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Sperryville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Sperryville?

Yes. June serves all of Sperryville and every municipality in Rappahannock County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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