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June Marcia Williams — Licensed Insurance Agent in Lake Wilderness, VA
June Marcia Williams
Your Insurance Agent in Lake Wilderness, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lake Wilderness, VA...
National Producer No.
17209549
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Life Insurance in Lake Wilderness, VA

Securing Families Across Spotsylvania County with 9 Tailored Product Lines

Why Lake Wilderness Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Lake Wilderness, Spotsylvania County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Lake Wilderness, Spotsylvania County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Lake Wilderness, VA

Lake Wilderness, VA — Your Local Producer

Hello, Lake Wilderness neighbors. There's a special sense of community and peace that comes with living here in Spotsylvania County, and I believe in protecting that feeling for your family. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors navigate their options for life, final expense, and supplemental health insurance. Whether you're planning for the long term or preparing for the unexpected, I can help you understand the solutions available. Let's find a time to talk about your unique needs. (NPN: 17209549, Virginia License No: 1575461)

  • Lake Wilderness Clubhouse
  • Wilderness Presidential Resort
  • Intersection of Lake Wilderness Drive and Harrison Road
NPN17209549VA License1575461

Lake Wilderness is home to approximately 3,100 residents in Spotsylvania County, with a median age of 35.8 and a median household income of $112,000. About 91% of homes are owner-occupied; the median home value is $298,000. 31% of adults hold a bachelor's degree or higher; households with children make up 38%; veterans comprise 11% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit Lake Wilderness households.

How Lake Wilderness compares to Spotsylvania County

SPOTSYLVANIA COUNTY · 141K RESIDENTS LAKE WILDERNESS · 3K RESIDENTS
Spotsylvania County vs Lake Wilderness — population comparison Spotsylvania County: 141,097 residents. Lake Wilderness: 3,122 residents, 2.2% of Spotsylvania County population.
141,097 SPOTSYLVANIA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,122 LAKE WILDERNESS RESIDENTS ↳ 2.2% of Spotsylvania County residents
Underwriting Guidelines

What rate class can Lake Wilderness applicants with high cholesterol expect from life insurance carriers?

Many Lake Wilderness residents secure competitive rates despite high cholesterol. Spotsylvania County reports 39.4% adult prevalence (CDC PLACES); 26.1% also manage arthritis, with 9.4% of the ~141,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Fredericksburg →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lake Wilderness (CITY) High cholesterol: 39.4%. High blood pressure: 38.8%. Obesity: 41.3%. Diagnosed diabetes: 13.7%. Current cigarette smoking: 15.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LAKE WILDERNESS High cholesterol 39.4% High blood pressure 38.8% Obesity 41.3% Diagnosed diabetes 13.7% Current cigarette smoking 15.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Spotsylvania County Gov Portal .GOV
Population ~3,122
Lack of health insurance (18–64) 9.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5143600
Google Maps
4.2 29 reviews
Lake Wilderness Property Owner photo 1Lake Wilderness Property Owner photo 2Lake Wilderness Property Owner photo 3Lake Wilderness Property Owner photo 4
Photos by Jessie Juice , Andrew James Stringer , Ben Myers , Steven Hook via Google Maps
View on Google Maps
Lake Wilderness Property Owner
(540) 972-7237
12910 Jacksons Ford Rd, Spotsylvania Courthouse, VA 22551, USA
Recent Reviews
Steven Hook ★★★★★
"The pool is now open. You have to be a resident or guest of a resident."
Jen DeSantis ★★★☆☆
"Smaller pool and needed to be cleaned but it's a shady area so I'm sure it's a battle. You can tell it's an older building but it gets the job done :) I'm sure management is doing their best."
Available in Lake Wilderness

Life Insurance Products in Lake Wilderness, VA

9 insurance products available in Lake Wilderness

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Spotsylvania County and Nearby Virginia Counties

Life Insurance by City Near Lake Wilderness, VA

Life insurance by city across Spotsylvania County and adjacent Virginia counties.

🌟 Cities Served near Lake Wilderness

21 Cities · 3 Counties
Orange County10
BarboursvilleBurnleysBurr HillGordonsvilleLake of the WoodsMontfordMontpelier StatiRhoadesvilleSomersetUnionville
Spotsylvania CountyHome4
FredericksburgPartlowSnellSpotsylvania Courthouse
Stafford County7
Aquia HarbourBoswell's CornerCamp BarrettFalmouthSouthern GatewayStaffordStafford Courthouse
Official Resources

Know your rights in Lake Wilderness.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lake Wilderness Life Insurance Questions

💰

How much does life insurance cost in Lake Wilderness?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lake Wilderness
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lake Wilderness?

Yes. June serves all of Lake Wilderness and every municipality in Spotsylvania County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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