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Home›Virginia›Stafford County›Falmouth

June Marcia Williams — Licensed Insurance Agent in Falmouth, VA
June Marcia Williams
Your Insurance Agent in Falmouth, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Falmouth, VA...
National Producer No.
17209549
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Life Insurance in Falmouth, VA

Top-Rated Financial Protection for Falmouth Residents

Honest, Local Insurance Guidance for Your Family's Future in Stafford County

Your local licensed agent in Falmouth, Stafford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Falmouth, Stafford County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Falmouth, VA

Falmouth, VA — Your Local Producer

Hello, Falmouth neighbors! Living here in Stafford County, with its unique blend of historic charm and modern community life, I understand the importance of protecting what matters most to you and your family. As a licensed insurance producer, my goal is to help you navigate your options for personal insurance, whether you're considering Term Life, Final Expense, or other policies to secure your future. I'm here to provide clear, straightforward guidance tailored to your specific needs. Let's work together to find the right protection for your peace of mind. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461)

  • Gari Melchers Home and Studio at Belmont
  • St. Clair Brooks Memorial Park
  • Intersection of Butler Road and Warrenton Road
NPN17209549VA License1575461

Falmouth is home to approximately 4,700 residents in Stafford County, with a median age of 40.9 and a median household income of $121,000. About 78% of homes are owner-occupied; the median home value is $413,000. 48% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 13% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Falmouth households.

How Falmouth compares to Stafford County

STAFFORD COUNTY · 158K RESIDENTS FALMOUTH · 5K RESIDENTS
Stafford County vs Falmouth — population comparison Stafford County: 157,606 residents. Falmouth: 4,689 residents, 3.0% of Stafford County population.
157,606 STAFFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,689 FALMOUTH RESIDENTS ↳ 3.0% of Stafford County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Falmouth, VA?

Yes, qualification is common in Falmouth. Within Stafford County's ~158,000 residents — including the 8.8% currently without health coverage — 32.0% of adults manage high blood pressure and 22.6% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Stafford →

📊 Top Health Considerations (CDC)

Top Health Considerations for Falmouth (CITY) High cholesterol: 36.9%. High blood pressure: 32%. Obesity: 34.9%. Diagnosed diabetes: 10.5%. Current cigarette smoking: 11.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FALMOUTH High cholesterol 36.9% High blood pressure 32.0% Obesity 34.9% Diagnosed diabetes 10.5% Current cigarette smoking 11.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Stafford County Gov Portal .GOV
Population ~4,689
Lack of health insurance (18–64) 7.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5127264
Google Maps
View on Google Maps
Available in Falmouth

Life Insurance Products in Falmouth, VA

9 insurance products available in Falmouth

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Stafford County and Nearby Virginia Counties

Life Insurance by City Near Falmouth, VA

Life insurance by city across Stafford County and adjacent Virginia counties.

🌟 Cities Served near Falmouth

8 Cities · 3 Counties
Manassas City1
Manassas
Stafford CountyHome6
Aquia HarbourBoswell's CornerCamp BarrettSouthern GatewayStaffordStafford Courthouse
Manassas Park City1
Manassas Park
Official Resources

Know your rights in Falmouth.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Falmouth Life Insurance Questions

💰

How much does life insurance cost in Falmouth?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Falmouth
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Falmouth?

Yes. June serves all of Falmouth and every municipality in Stafford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

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