Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Virginia›Orange County›Lake of the Woods

June Marcia Williams — Licensed Insurance Agent in Lake of the Woods, VA
June Marcia Williams
Your Insurance Agent in Lake of the Woods, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lake of the Woods, VA...
National Producer No.
17209549
Verify ↗

Expert Life Insurance Agent in Lake of the Woods, VA | 12+ Years Experience

Top-Rated Financial Protection for Lake of the Woods Residents

Honest, Local Insurance Guidance for Your Family's Future in Orange County

Your local licensed agent in Lake of the Woods, Orange County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Lake of the Woods, Orange County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Lake of the Woods, VA

Lake of the Woods, VA — Your Local Producer

For my neighbors in Lake of the Woods, the peace of mind that comes with living in our beautiful Orange County community is priceless. As a local, licensed insurance producer, I'm dedicated to helping you protect that sense of security. I offer personalized guidance on a range of options, from Term, Whole, and Universal Life insurance to Final Expense and Business Life policies. I can also help you prepare for unexpected events with Critical Illness or Accident & Injury coverage. My goal is to be a trusted resource right here in your community. I'm June Marcia Williams, a Virginia-licensed producer (NPN: 17209549, VA License No: 1575461), and I'm here to help you find the right fit.

  • Lake of the Woods Association Community Center
  • The Lake of the Woods Clubhouse
  • Sweetbriar Park
NPN17209549VA License1575461

Lake of the Woods is home to approximately 8,400 residents in Orange County, with a median age of 48.2 and a median household income of $109,000. About 97% of homes are owner-occupied; the median home value is $345,000. 45% of adults hold a bachelor's degree or higher; households with children make up 26%; veterans comprise 15% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Lake of the Woods households.

How Lake of the Woods compares to Orange County

ORANGE COUNTY · 37K RESIDENTS LAKE OF THE WOODS · 8K RESIDENTS
Orange County vs Lake of the Woods — population comparison Orange County: 36,593 residents. Lake of the Woods: 8,356 residents, 22.8% of Orange County population.
36,593 ORANGE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
8,356 LAKE OF THE WOODS RESIDENTS ↳ 22.8% of Orange County residents
Underwriting Guidelines

Does current asthma affect life insurance rates in Lake of the Woods, VA?

Lake of the Woods applicants with current asthma qualify routinely. The local risk pool — Orange County's ~39,000 residents, 8.7% without health coverage — shows 10.7% adult prevalence of current asthma and 34.9% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Lake of the Woods families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Burnleys →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lake of the Woods (CITY) High cholesterol: 40.4%. High blood pressure: 37.4%. Obesity: 34.9%. Diagnosed diabetes: 11.9%. Current cigarette smoking: 11.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LAKE OF THE WOODS High cholesterol 40.4% High blood pressure 37.4% Obesity 34.9% Diagnosed diabetes 11.9% Current cigarette smoking 11.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Orange County Gov Portal .GOV
Population ~8,356
Lack of health insurance (18–64) 7.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5143430
Google Maps
4.4 100 reviews
Lake of the Woods Community Center photo 1Lake of the Woods Community Center photo 2Lake of the Woods Community Center photo 3Lake of the Woods Community Center photo 4
Photos by Dacian Reece-Stremțan , Jerry Cook , Tom Latta , R Slagle via Google Maps
View on Google Maps
Lake of the Woods Community Center
Open now · Mon Open 24 hours
(540) 972-9680
lowa.org
110 Sweetbriar Park Rd, Locust Grove, VA 22508, USA
Recent Reviews
Jerry Cook ★★★★★
"I have been here a dozen plus times. The staff is helpful, the facilities are exceptional, and the guest? They love this place. From Arts and.crafts, to Bingo and even pickle ball and pool time. This…"
Tom Latta ★★★★★
"Lake of The Woods Arts 41st Annual Fine Arts Show and Sale"
Available in Lake of the Woods

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Orange County and Neighboring Virginia Counties

Cities served near Lake of the Woods.

June Marcia Williams writes life insurance and supplemental health policies across Orange County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Lake of the Woods

24 Cities · 3 Counties
Greene County4
GeerRuckersvilleStanardsvilleTwin Lakes
Orange CountyHome10
BarboursvilleBurnleysBurr HillGordonsvilleMontfordMontpelier StatiOrangeRhoadesvilleSomersetUnionville
Culpeper County10
BostonBrandy StationElkwoodJeffersontonLignumMitchellsRaccoon FordRapidanRevaRichardsville
Official Resources

Know your rights in Lake of the Woods.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lake of the Woods insurance — answered.

💰

How much does life insurance cost in Lake of the Woods?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lake of the Woods
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lake of the Woods?

Yes. June serves all of Lake of the Woods and every municipality in Orange County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Gordonsville Orange County, VA 10 products available
•
You Are Here Lake of the Woods Orange County, VA
•
Next → Montford Orange County, VA 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia