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June Marcia Williams — Licensed Insurance Agent in Spotsylvania Courthouse, VA
June Marcia Williams
Your Insurance Agent in Spotsylvania Courthouse, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Spotsylvania Courthouse, VA...
National Producer No.
17209549
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Life Insurance in Spotsylvania Courthouse, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Spotsylvania Courthouse Without the Complexity

Your local licensed agent in Spotsylvania Courthouse, Spotsylvania County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Spotsylvania Courthouse, Spotsylvania County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Spotsylvania Courthouse, VA

Spotsylvania Courthouse, VA — Your Local Producer

Hello, Spotsylvania Courthouse! In a community as rich with history and character as ours here in Spotsylvania County, planning for your family's future is just as important as honoring the past. I'm June Marcia Williams, a licensed insurance producer living and working in Virginia, and I'm dedicated to helping my neighbors navigate their options for personal insurance. Whether you're considering life insurance, final expense planning, or coverage for unexpected health events, I can help you understand the choices available. My goal is to provide clear, straightforward guidance. (NPN: 17209549, Virginia License No: 1575461)

  • Spotsylvania County Courthouse
  • Spotsylvania Middle School
  • Spotsylvania County Museum
NPN17209549VA License1575461

Spotsylvania Courthouse is home to approximately 6,600 residents in Spotsylvania County, with a median age of 32.1 and a median household income of $76,300. About 67% of homes are owner-occupied; the median home value is $339,000. 26% of adults hold a bachelor's degree or higher; households with children make up 44%; veterans comprise 7% of residents. Average household size is 3.2. These demographic markers shape which life insurance products fit Spotsylvania Courthouse households.

How Spotsylvania Courthouse compares to Spotsylvania County

SPOTSYLVANIA COUNTY · 141K RESIDENTS SPOTSYLVANIA COURTHOUSE · 7K RESIDENTS
Spotsylvania County vs Spotsylvania Courthouse — population comparison Spotsylvania County: 141,097 residents. Spotsylvania Courthouse: 6,610 residents, 4.7% of Spotsylvania County population.
141,097 SPOTSYLVANIA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,610 SPOTSYLVANIA COURTHOUSE RESIDENTS ↳ 4.7% of Spotsylvania County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Spotsylvania Courthouse, VA?

Spotsylvania Courthouse applicants with high blood pressure qualify routinely. The local risk pool — Spotsylvania County's ~141,000 residents, 9.4% without health coverage — shows 38.8% adult prevalence of high blood pressure and 39.4% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Snell →

📊 Top Health Considerations (CDC)

Top Health Considerations for Spotsylvania Courthouse (CITY) High cholesterol: 39.4%. High blood pressure: 38.8%. Obesity: 41.3%. Diagnosed diabetes: 13.7%. Current cigarette smoking: 15.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SPOTSYLVANIA COURTHOUSE High cholesterol 39.4% High blood pressure 38.8% Obesity 41.3% Diagnosed diabetes 13.7% Current cigarette smoking 15.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Spotsylvania County Gov Portal .GOV
Population ~6,610
Lack of health insurance (18–64) 9.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5174470
Google Maps
3.5 15 reviews
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Spotsylvania Circuit Court
Open now · Mon 8:00 AM – 4:00 PM
(540) 507-7600
spotsylvania.va.us
9107 Judicial Center Ln, Spotsylvania Courthouse, VA 22553, USA
Recent Reviews
Black Panther ★☆☆☆☆
"I have a subpoena for being a witness which I’m fine with. But the people who should be answering calls are doing a very, very poor part on their job. I’ve called this place for a month basically and …"
Randy Federspill ★★★★★
"Conceal carry permit application - If you are submitting your application leave your phone in the car. Not allowed to bring electronic devices into the clerk's office."
Available in Spotsylvania Courthouse

Life Insurance Products in Spotsylvania Courthouse, VA

9 insurance products available in Spotsylvania Courthouse

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Spotsylvania County and Nearby Virginia Counties

Life Insurance by City Near Spotsylvania Courthouse, VA

Life insurance by city across Spotsylvania County and adjacent Virginia counties.

🌟 Cities Served near Spotsylvania Courthouse

23 Cities · 3 Counties
Culpeper County10
BostonBrandy StationElkwoodJeffersontonLignumMitchellsRaccoon FordRapidanRichardsvilleRixeyville
Spotsylvania CountyHome4
FredericksburgLake WildernessPartlowSnell
Caroline County9
Bowling GreenLake CarolineLake Land'OrLong BranchMilfordPort RoyalRappahannock AcaRuther GlenWoodford
Official Resources

Know your rights in Spotsylvania Courthouse.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Spotsylvania Courthouse Life Insurance Questions

💰

How much does life insurance cost in Spotsylvania Courthouse?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Spotsylvania Courthouse
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Spotsylvania Courthouse?

Yes. June serves all of Spotsylvania Courthouse and every municipality in Spotsylvania County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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